MORTGAGE UNDERWRITER
Rajan Sharma
956/6, Ghandi Nagar, Delhi – 110011 (+91-11) 456 789
OBJECTIVE To utilize analytical, communications, training and language skills in a financial institution or funding foundation. SUMMARY OF QUALIFICATIONS More than three years of experience ranging from Compliance Administrator to Underwriter with a major, multi-branch mortgage company. Bachelor of Arts Degree in Political Science with minor in Spanish (Honors). Strong organizational skills and the ability to prepare and make presentations to individuals or groups. A team player with good management, coaching, teaching and communication skills necessary to promote services or concepts. Capable of rapid orientation and open to company-sponsored training in new areas which pose good career potential. EXPERIENCE UNDERWRITER 1990-1994 Finn Mortgages, Convers, GA Evaluated the subject property and financial strength and credit worthiness of the borrowers. Authorized to approve loans of up to $300,000 based on documentation requirements of secondary market. Examined, evaluated and recommended approval of customer applications for jumbo loans and prepared jumbo loan packages (to $700,000) for review by major private investors. Served as advisor and answered general underwriting questions for loan processors and originators. As Assistant Underwriter: Processed residential loan applications from initial application to closing. Assisted busy marketing representative in the origination process.
Reviewed borrowers’ loan applications to insure completeness of data; verified information listed on applications and obtained additional documents required for sale of loans to secondary market. Dealt with borrowers, attorneys, brokers and underwriters. Walked borrowers through the application process and trained assistant underwriters in new branches.
EDUCATION Emory University, Atlanta, GA Bachelor of Arts Degree, 1989 Major: Political Science - Minor: Spanish Manager of Women’s Varsity Softball Team 1986-1988 Member of IASEC (International Association of Students in Business and Economics)