Flexible Mortgages
A flexible mortgage should do what it says - be flexible. Flexible mortgages come with many different features, often including: Full repayment without redemption penalty Lump sum repayments without redemption penalty The ability to take payment holidays The ability to borrow back any amount that you have overpaid
These features are often available from mortgage deals that do not describe themselves as flexible, so it pays to employ a professional mortgage adviser to research the market for you. Be sure that you’re aware of the costs and hidden pitfalls before taking any mortgage. As independent mortgage brokers we’re well placed to find the cheapest mortgage rates that fit your individual needs. Don’t forget, too, that a mortgage loan is probably the biggest commitment you’ll take on, so you need advice on how to make sure that the dream doesn’t turn into a nightmare. To get on with finding the best mortgage deals for you, just your needs.
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Your home may be repossessed if you do not keep up the repayments on your mortgage Our typical mortgage advice fee is 0.5% of the amount borrowed. This depends on individual circumstances, and could be in the range of 0.25% to 1.00% of the amount borrowed.