MORTGAGE LOAN COMPANY LOAN FILE CHECKLIST
Origination/Processing Documents ____Application (original and final) ____Credit Report ____Good Faith Estimate/ Good Faith Addendum/Required Provider list, if applicable ____Servicing Disclosure Statement ____Early Truth in Lending Statement (on purchase money loans) ____Affiliated Business Arrangement Disclosure, if applicable ____Copy of broker’s early disclosure documents, if applicable ____Purchase Contract/Land Contract/Home Improvement Contract, etc… ____Right to receive a copy of the Appraisal Disclosure ____Copy of the appraisal, appraisal request form, and appraisal invoice ____Adjustable Rate Mortgage Disclosure, if applicable ____Verifications (deposit/rent/employment/income), gift letters, W-2’s, pay-stubs, etc… ____Title Commitment(s) ____Notice of Action for denied applications or counter offers Closing Documents ____HUD-1 or HUD-1A Settlement Statement ____Note ____Mortgage ____Final Truth in Lending Statement ____Right of Rescission disclosure, if applicable ____Section 32 disclosure, if applicable ____Service Transfer Notice, or similar disclosure, if loan is sold ____Kentucky Homeownership Protection Center – Notification to Homeowners (after 1/1/2009)
Updated November 2008