lowest interest

Australia: The Platypus Economy Steve Keen School of Economics & Finance University of Western Sydney What sort of animal is this? • Platypus – A mammal… • With webbed feet… • That lays eggs… • And has a poisonous spur… • Australia – A booming developed economy… • That exports raw materials • With a soaring terms of trade • And a soaring trade deficit • And huge government surpluses 1 The international environment • Booming terms of trade… Australia's Terms of Trade 130 120 110 Index 100 90 80 70 1960 • Yet a plunging balance of trade… Australia's Balance of Trade 5 1965 1970 1975 1980 1985 Years 1990 1995 2000 2005 2010 0 US $ billion −5 − 10 − 15 − 20 1960 1965 1970 1975 1980 1985 1990 1995 2000 2005 Years The domestic environment • Contractionary government policy Australia's Government Deficit 4 2 Per Cent of GDP 0 −2 −4 −6 −8 1990 Per Cent • Yet a booming economy… Australia's Growth Rate 8 6 4 2 0 −2 −4 1960 1970 1980 Years 1990 2000 2010 Australia's Unemployment Rate 11 10 1992 1994 1996 1998 2000 2002 2004 Per Cent 9 8 7 6 5 1980 Years 1985 1990 Years 1995 2000 2005 2 The poisonous spur… • Sound government finances… • Out of control Australia's Government Debt 45 private debt… Debt/GDP Exponential Fit 1953-60 trend Australia's Private Debt/GDP Ratio 1.6 40 35 30 25 20 15 1990 1.4 1.2 1 0.8 0.6 0.4 0.2 1950 US $ billion 1992 1994 1996 1998 2000 2002 2004 Years Ratio 1960 1970 1980 Year 1990 2000 2010 The 90’s all over again? • Households rather than Bond & Skase… Classes of debt as proportion of GDP Standard Mortgages 0.5 Low Doc Loans Business Personal Credit 0.4 Proportion 0.3 0.2 0.1 0 1975 1980 1985 1990 Year 1995 2000 2005 2010 3 The recession we can’t avoid? • Unsustainable trend in debt – If trend doesn’t reverse, exploding interest burden… Mortgage interest payments as proportion of GDP All Mortgages Standard Loans Low Doc Loans 0.06 0.05 0.04 Ratio 0.03 0.02 0.01 0 1975 1980 1985 1990 Year 1995 2000 2005 2010 • If it does, a decade of low consumption growth… The recession we can’t avoid? • Correlation between debt corrections and recessions… Private Debt to GDP Ratio 1.6 0.12 1.4 Debt/GDP Exponential Fit 1953-60 trend Nominal GDP Growth 0.1 0.08 1.2 0.06 1 Ratio 0.04 0.8 0.02 0.6 0 0.4 0.02 0.2 1950 1955 1960 1965 1970 1975 1980 1985 1990 1995 2000 2005 0.04 2010 Year • There could be a sting on its way… • Check www.debunking-economics.com/debt 4

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