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0 apr credit cards

VIEWS: 8 PAGES: 15

									0 APR Credit Card Application

                User Guide


 For users of the 0 APR Credit Card Application




      http://www.0-apr-credit-card-applications.com

          http://www.credit-card-transfers.com/

         http://www.credit-card-transfers.co.uk/
                                         Introduction



Firstly, thank you for downloading the 0 APR Credit Card Application software.

We’ve had many requests for a User Guide for our popular software, so here it is.

The 0 APR Credit Card Application software is a simple software utility that is designed to
ensure that its users are able to apply for 0 APR credit cards on a continuous basis, with
reminders being sent to you automatically at exactly the right time, just before your credit card’s
zero interest period is due to expire so you can quickly transfer your balance to a new card,
saving you money. The aim of this powerful combination is to get you interest-free credit for the
longest possible time. In some cases this will amount to a lifetime’s interest-free credit. In other
cases it may only be a few years.

The software has been designed to be as simple as possible to use. For People who don’t like the
idea of downloading software there is an equivalent version of the software which can be used
online without the need for any downloading. The download page (and online usage page) is at:

http://www.0-apr-credit-card-applications.com/download.htm

The 0 APR Credit Card Application software so far can be used by residents in the United States
and United Kingdom only. We are working on expanding this to other countries as well (we’re
currently working on one in Canada).

The next few pages will take you through the process of downloading and using the 0 APR Credit
Card Application software, with illustrations from actual screenshots of the utility.

For those users who are fairly computer-savvy we apologise in advance if some of the procedures
and descriptions given here sound a bit obvious: I’m not assuming you are a computer expert, just
that you want to save money!

For that reason this User Guide is written from the point of view of a relative computer novice.




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                                         Download


Download the 0 APR Credit Card Application software by clicking the link below to get to the
download page:

http://www.0-apr-credit-card-applications.com/download.htm


Follow the instructions on the download page. Save it to your hard drive, preferably your desktop,
or somewhere where you know it will be prominent. You will have to click on it to use it, so you
need to be able to find it!

Here is a screenshot of the download page:




                Figure 1. The Download Page




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When you download the 0 APR Credit Card Application software, the process will only take a
few seconds as it is a relatively small file. When it has finished downloading you’ll see it
appearing as a small “visa card” icon on your desktop, amongst your other files or folders, similar
to the following screenshot:




                Figure 2. The 0 APR Credit Card Application is downloaded.




Now double-click on the 0 APR Credit Card Application’s icon. This opens the software, and it
will take up most of your screen if you are using a standard monitor resolution. It should look like
this:




                Figure 3. The 0 APR Credit Card Application software opening screen.




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You’ll notice that, at this stage, only the United States and the United Kingdom can be selected as
your location. Future versions of the software will accommodate other countries as well, and you
may find that the version you have has more selections available.

Click on your selection (either the flag or the text link). This will take you to the application page
for your respective country of residence. Below is a screenshot of the screen if you live in the
U.S. (If you live in the U.K. you should skip to the next page.)




                 Figure 4. U.S. Application Screen.


The credit card pictured may or may not be the credit card featured on the version you have.

Click on the yellow “Apply Now” button, and you will be taken directly to that card’s website.
This may take a few seconds for the page to load. There you should apply for the card by filling
in the online application form in the usual way.

Once you have completed the application you should leave the card’s website by clicking on the
“Back” button at the top left of the software’s screen, and you will return to the original
application screen page.

It is now necessary to use the scroll bar on the right to scroll down the screen. Then click on the
red “Continue” button.




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This is a screenshot of the application screen if you live in the U.K.




                Figure 5. U.K. Application Screen.


The credit card pictured may or may not be the credit card featured on the version you have.

Click on the yellow “Apply Now” button, and you will be taken directly to that card’s website.
There you should apply for the card by filling in the online application form in the usual way.

Once you have completed the application you should leave the card’s website by clicking on the
“Back” button at the top left of the software’s screen, and you will return to the original
application screen page.

It is now necessary to use the scroll bars on the right to scroll down the screen. Then click on the
red “Continue” button.

You will then move on to the next screen, which is where you activate the Alert System service.
This is shown on the next page.




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                               Activate the Alert Service


Having clicked on the red “Continue” button after applying for the credit card you will now be at
the Alert Service application page. It should look like the following screenshot:




                 Figure 6. Alert Service screen.


Fill in your name and your regular email address here. Your details will be used to send you an
email a few days before the 0 APR period of the credit card comes to an end. When you get this
email at that time there will be a link on it that will allow you to transfer your existing balance on
this card to a new card, thus allowing you an extended period of interest-free credit.

After you have filled in your details click the “Submit” or “Send Details” button immediately
below the boxes. After a few seconds you will see the following window over the application
screen:




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                Figure 7. “Thank you for subscribing” screen.

Close this window by clicking on the link in the window or the “X” in the corner. You will then
see the 0 APR Credit Card Application screen again.

Click the red “Continue” button.

At this point, if you are in the U.K. the process will end, and you will be presented with a “Thank
You” screen.

But if you are a U.S. resident you will be given a further option.

This is because we are licensed to offer business credit cards in the United States. By pressing the
red “Continue” button you will be taken to the following screen:




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                  Applying For A Free Business Credit Card




                 Figure 8. Business User Option (U.S. only)


If you are self-employed or have a trading name you may want to use this service as it gives you
added interest-free credit in the same way as before.

If you are not in this position, or you just don’t want additional access to 0 interest credit, just
scroll down the screen and you’ll come to a link that says “No thanks, I’m not a business user”.
Click on that link and the whole process will end (you’ll arrive at the “Thank You” screen).

If you are going to apply for a 0 APR business credit card then click on the “Apply Now” button
and you’ll be taken to that card’s website, where you should fill in the online application form in
the usual way. The page may take a few seconds to load.

Then use the “Back” arrow icon on the top left of the screen to get back to the Business User
Option page, and then scroll down the page. Click on the red “Continue” button.

You will see a screen similar to the one below.




                                                  9
                 Figure 9. Alert System Activation screen (business users).




Now fill in your name and email address in the boxes. Your details will be used to send you an
email a few days before the 0 APR period of the credit card comes to an end. When you get this
email at that time there will be a link on it that will allow you to transfer your existing balance on
this card to a new card, thus allowing you an extended period of interest-free credit.

After you have filled in your details click the “Send Details” button immediately below the boxes.


You will then be presented with another “Thank You” screen.

Important: During testing we have found that clicking on the link to close this window results in
some computers freezing up. So to prevent this you should use the “Back” arrow at the top left of
the screen to return to the previous screen.

Use the scroll bar on the right to scroll down the screen. You will see the rest of the screen
displayed with an option to apply for another business card. This is shown on the screenshot
below.




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                Figure 10. Further Business Card Options.


Clicking on “Yes” or “Continue” will take you to the next screen which presents you with a series
of options, as shown below.

Clicking “No” will end the process completely.




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                 Figure 11. Secondary Business Card Selection


You can now select another business card by various criteria. (At this stage you could even
change the card category field to any other type of credit card.)

Make your selection and the search will proceed. You will be presented with a number of cards to
have a look at, together with a full description of the card, its criteria and functions, and any
special offers currently available at the time.

Select the card(s) of your choice and apply for them in the usual way. In each case you will be
taken directly to the credit card’s own website to make the application by filling in the online web
form.

After applying for the card(s) use the “Back” arrow at the top left to return to this screen.

Then scroll down, as before, to see the red “Continue” button.

You will now be at the screen to activate your other card(s)’ Alert System service. The screen
will look like the one shown below.




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                 Figure 12. Secondary Business Card Alert System


Full instructions are given on-screen. Basically, at this stage you are prompted to fill in the
appropriate alert system for the secondary card(s) you have just applied for.

Because the period of time for the 0 interest offers will differ from card to card, you have a choice
here: 3 months, 6 months, 9 months, 12 months and 15 months.

Fill in the appropriate boxes as before and then use the “Back” arrow at the top left of the screen
to return to the page after seeing the acknowledgement “Thank You” screen. Click the “Finish”
link.

The process ends here!




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                Figure 13. The end “Thank You” Screen




Thank you for using the 0 APR Credit Card Application software. Feel free to use it as many
times as you like to save yourself as much money as possible.

Recommend it to your friends and colleagues, by all means.

There is a paid version of this software which comes as a complete value-added package.
However, the software itself is free to use and free to distribute.




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                                    Affiliate Program



An affiliate program will shortly be available for the packaged paid version of this software.
Check the following link to see if it is up and running:

http://www.0-apr-credit-card-applications.com/affiliate-program.htm




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