Re: Credt Cards=Legalized Rackateering IMHO
Re: Credt Cards=Legalized Rackateering IMHO
Source: http://newsgroups.derkeiler.com/Archive/Misc/misc.consumers/2006−02/msg00611.html
• From: I.dont.read.email@xxxxxxxxxxxxxxxxx
• Date: Fri, 17 Feb 2006 12:37:31 −0600
On Fri, 17 Feb 2006 06:49:46 −0800, Scott en Aztlán
wrote:
On Fri, 17 Feb 2006 01:22:12 −0600,
I.dont.read.email@xxxxxxxxxxxxxxxxx wrote:
I have a solution. I did this myself several years ago.
Take all your credit cards and chop them up. Send them back to the
company by certified mail (with return receipt). Include a letter
telling them to close your account immediately, and to never contact
you again. If you owe money on the card, enclose full payment at the
same time. Once they are all closed, NEVER − EVER use a credit card
again.
Good advice. Of course, if he actually had the money to pay his credit
cards off in full, he wouldn't give a damn about the interest rate
because he wouldn't be paying any.
You do have a point and I agree, but at the same time, those CC
companies try their hardest to make a person pay interest. I had a
few disputes when I had cards, because I'd send in my payment ON TIME,
and the next time I'd get a bill, I'd find a interest and a late
charge, yet I knew darn well they got my payment. I'd call them and
fight with them and eventually win, but I didn't want the hassle, and
really never cared to deal with companies like them. They proved what
assholes they are when I was seriously injured and simply too sick to
even think of my CC bill. It took them about 2 week to send me a
notice my interest was nearly doubled, plus late fees and all of that.
That's when I paid off my balance and as soon as I felt better I
chopped up all the cards. At first it was kind of touggh getting used
to it, because I used them for all those smallish things like gas for
the car (when it was still fairly cheap), and small grocery store
visits, etc. But I soon learned to carry enough cash, and always have
a few checks in my wallet in case ran short of cash and forgot the
check book too. Now I dont even think about it. I just went back to
Re: Credt Cards=Legalized Rackateering IMHO 1
Re: Credt Cards=Legalized Rackateering IMHO
the same way I did things when I was younger and CCs were not used too
much yet.
.
Re: Credt Cards=Legalized Rackateering IMHO 2