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Nedbank Small Business Credit Card
The smart choice
In life you have choices. The right choice can help you achieve your business dreams. We understand that, to get there, you need to have the right tools at your disposal and we therefore proudly present the Nedbank Small Business Credit Card.
Use our money to make money
Maintaining a good cashflow is the lifeblood of any business. With up to 55 days’ interest free credit, you can now make those vital purchases that will allow your business to grow without depleting your cashflow. Simply pay your outstanding balance in full by the due date of each month and let our money work for you. To illustrate what we mean, the figure below demonstrates how you can benefit from the interest-free period if you make your supplier purchase on the first day of your statement cycle. If you need more time, you can structure your repayment amounts and payment dates to suit your needs. You can further opt to pay back as little as the minimum payment indicated on your statement.
R5 SPEND = 2 GREENBACKS
R5 SPEND = 1 GREENBACK
Additionally, if you are making a large purchase (for example a new laptop for your business), you can choose to place the purchase on budget and pay it back in equal instalments over a period of your choosing. While interest will be levied in both these cases, you still have more flexibility than with any other business card.
How does your account work?
You now have a Nedbank Small Business American Express® Credit Card and a Nedbank Small Business Visa Credit Card. Both cards are linked to the same account and share the same credit limit. Your consolidated monthly statement will reflect separately what you have spent on each card.
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Receive payment from client
1 March
31 March
25 April
Our commitment to world-class service
Nedbank Ltd Reg No 1951/000009/06. We subscribe to the Code of Banking Practice of The Banking Association South Africa and, for unresolved disputes, support resolution through the Ombudsman for Banking Services. We are an authorised financial services provider. We are a registered credit provider in terms of the National Credit Act (NCR Reg No NCRCP16).
Small Business card due date
Pay supplier with card
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Nedbank Small Business Credit Card
Two cards – twice the rewards
Every time you use your card for business expenses you will earn Nedbank Greenbacks. Your primary card, the Nedbank Small Business American Express Credit Card, will ensure you earn Greenbacks twice as fast as you get two Greenbacks for every R5 you spend*; and your secondary card, the Nedbank Small Business Visa Credit Card, will earn you one Greenback for every R5 you spend*. These two cards will always ensure that you can shop wherever and whenever you want and still earn Greenbacks. What’s more, you can redeem your Greenbacks on items for your business such as free flights, car hire, business supplies and so much more. Redeem your Nedbank Greenbacks by visiting www.nedbankgreenbacks. co.za, calling 011 710 4710 or 0860 555 111 or faxing your request to 0861 102 050.
*Eligible spend includes local and international purchases and excludes cash withdrawals, casino chip purchases, finance or other card charges, fees or taxes levied by Nedbank or the government, purchase of travellers cheques or other negotiable instruments, garage card transactions, budget account instalments and interest thereon, insurance premiums and internet transfers/payments.
• You will be able to draw cash at all local and over 1 million international ATMs. • Free lost-card protection is offered. • You can receive free SMS transaction notifications. • You can request free supplementary cards if you need to enable somebody else (like a business partner or employee) to spend on behalf of the business. These cards would still be governed by the credit facility granted on your account, and will allow you to earn Nedbank Greenbacks even faster. • An optional garage card is available, allowing you to consolidate even your vehicle expenses on the same account.
Need more info?
If you have any questions or concerns, please feel free to contact us on 0860 555 111 or visit www.nedbank.co.za for more information.
Even more ways to get the most for your business
You and your business will also benefit as follows: • If you make all your business payments with this card, you will have a very effective tool to separate business expenditure from your personal affairs. • In addition, all your expenses will be consolidated in one monthly statement, which will give you instant visibility of what has been spent on your business, and can be used for reporting and tax purposes. • Your business’s name is embossed on the front of your card, which adds to your credibility when dealing with suppliers. • You will enjoy competitive credit and debit interest rates.
*Please note: This card is granted with an individual-liability structure. This means the individual accountholder is responsible (legally liable) for repaying any outstanding amounts every month. In the case of default the individual accountholder will remain liable for any outstanding amounts (in accordance with the full terms and conditions).
Run your business with our money.
Interest free*
* Terms and conditions apply