New rental accommodation – – At the the endthe the years – the the etc. Manythe the programs de- New rental accommodation At end of of 10 10 years – etc. Many of of programs de- Housing, an urgent need…...…... Housing, an urgent need scheme is designed for TheThe scheme is designed for commitment ends, andand the veloped to date have focused on on commitment ends, the veloped to date have focused from the churches? An answerAn answer from the churches? provision of of housing to sen- newly constructed dwellings church is free to to do as it likes. the the provisionhousing to sen- newly constructed dwellings (or (or church is freedo as it likes. conversion of dwellings that TheThe property can sold, conversion of dwellings that property can be be sold, in independent living units. iorsiors in independent living units. were previously uninhabitable). rented at market rates or the the First NRAS project in churches were previously uninhabitable). rented at market rates or First NRAS project in churches church continue to to provide Late in 2009, first Housing It generally can’t be used for for church cancan continueprovide Late in 2009, the the first “NRAS”has once again become a has once again become a Household demographics – then arises asarises as todo do It generally can’t be used “NRAS” Housing Household demographics – question question then to how how dwellings that have already affordable housing (which is is church development willwill be in Australia. For the first in Australia. For the first of The average size of Australian we address this crisis? dwellings that have already affordable housing (which church development behot topic hot topic The average size Australian we address this crisis? been lived in. in. been lived usually financially viable). usually stillstill financially viable). completing in south westernin many years, housing af- in many years, housing af- completing in south western time time households has been shrinking been shrinking households has consistently Sydney. TheThe development is for is on the political fordability is on the political over the past gen- the past gen-of The Role of Government and the Sydney. development is for fordability consistently over The Role Government and the $8,000 incentive for for years – –Eligible tenants – To be eligible 50 units targeted at the the seniors $8,000 incentive 10 10 years eration. In 2001, the average Eligible tenants – To be eligible 50 units targeted at seniors – with both sides of poli- – with both sides of poli- eration. In 2001, the average agenda agenda Private SectorPrivate Sector For For each new dwelling, the gov- the the affordable housing, ten- the the local community.acknowledging that something each new dwelling, the gov- for for affordable housing, ten- in in local community. De-De- 2.6 people household size was household size was 2.6 people tics tics acknowledging that something By 2026, it is per household. per household. ByBetween the private sector and and 2026, it is Between the private sector ernment willwill pay $8,000 per ants must meet an income test. mand for the the project has beenbe done. ernment pay $8,000 per ants must meet an income test. mand for project has beento needs needs to be done.forecast to drop to 2.1 people to 2.1 people government, needs have have forecast to drop government, housing housing needs level of of income varies year for 10 years (indexed to to TheThe levelincome varies ac- ac- overwhelming, with a waiting year for 10 years (indexed overwhelming, with a waiting per household. The ageing of The ageing of been addressed to a reasonable per household. been addressed to a reasonable CPI). CPI). cording to number of people in inlist already established. TheThe the events that have cording to number of people list already established. are What smaller the population and the population and smaller over the past couple of What are the events that have degree degree over the past couple of household – however the the the household – however the success of the the project has this crisis? Should welead to this crisis? Should we really success of projectlead to has really families are largely behind this families are largely behind this generations. generations. 20% discount to market rent – –incomes have been targeted at atprompted the the churchbegin 20% discount to market rent incomes have been targeted to surprised by this? What are surprised bytrend. Based on our current on our current prompted church be to begin be we this? What are we trend. Based population, In return for the the $8,000 incen- essential workers who are are strug- investigating other optionschurch doing about it? the church doing about it? this would require would require In return for $8,000 incen- essential workers who strug- investigating other options of ofas the as population, this sector (particularly in The private The private sector (particularly in an additional 2 million dwell- 2 million dwell- an additional tive, owner agrees to to rent gling to meet rental payments in in how more affordable housing tive, the the owner agreesrent gling to meet rental payments how more affordable housing ings – just to cater for this to caterNSW) has dramatically reduced ings – just for this NSW) has dramatically reduced private market, such as as the the propertyaat a 20% discountthe the private market, suchpo- po-cancan delivered to families in simple terms, the reason simple terms, the reason property at 20% discount be be delivered to families in In very In very change. change. the investment in new housing the investment in new housing to market rent for for area. lice officers, teachers, nurses, to the the market rent the the area. lice officers, teachers, nurses, the the local community. we are faced with a housingwe are faced with a housing local community. why why over the past five years. over the past five to eightto eight years. crisis is don’t have enough Development stagnation – crisis is that we don’t have enoughthat weDevelopment stagnation – Decreasing investment returns has has Decreasing investment returns houses. Our society is changing Since changing houses. Our society is the last property boom in reduced in reduced the attractiveness of the Since the last property boom the attractiveness of the dramatically, yet our housing sup- property NSW (early 2000’s),NSW (early 2000’s), property private to private developers. Re- dramatically, yet our housing sup- sector to sector developers. Re- How can we respond? How can we respond? development ply hasn’t. If we examine a fewhasn’t. If we examine a few in NSW has stag- NSW has stag- financial crisis has re- re- ply development in cently, the cently, the financial crisis has nated. Over the major trends, then it really should- past fiveOver the past five access to finance,finance, effec- major trends, then it really should- nated. duced duced access to effec- please accept invitation to to invitation TheThe first step that churches step andand others are investigat- please accept ourour n’t come as too much of a surprise as too much of a surprise first step that churches step others are investigat- n’t come of new years, construction years, construction of new tively starving opportunities for for tively starving opportunities need to take is inis in understanding ing. need to take understanding ing. to to you. can work with have a housing shortagewe have a dwellings has dropped by 50%, new developments. talktalkyou. WeWe can work with that we that – housing shortage – dwellings has dropped by 50%, new developments. that there really is a is a serious that there really serious to to discuss what options youyoudiscuss what options ex- ex-seem ignorant of the many seemfalling from approximately approximately yet many yet ignorant of the falling from problem looming. Many are are problem looming. Many and if required, can help ist, ist, and if required, can help The key trends that we situation. 50,000 that dwellings per year situation. The key trendsnewwe 50,000 new dwellings per year unaware of the the plightthose unaware of plight of of those and faced develop partnerships and pro- with are: develop partnerships are pro- to are faced with are:just 25,000. In NSW, there isIn NSW, there is to just 25,000. around us, andand simply assume around us, simply assume jects. jects. already a shortfall of overa shortfall of over already that government will be that the the government will be Population increase – Austra- increase – dwellings and there is Population 100,000 Austra- 100,000 dwellings and there is there to help them when they there to help them when they lia’s In summary, with housing population is expected to population is expected to in the short In summary, with the the housing lia’s little happening little happening in the short need need it. it. reach crisis continuing on ourour door- 35 million by 2050! Itreach 35 million byto reverse this trend. crisis continuing on door- term 2050! It term to reverse this trend. was step, clear that something only 10 years ago that stat-only 10Nationally, the figure is quoted figure is quoted step, it isit is clear that something was years ago that stat- Nationally, the isticians were predicting that isticians were predicting that Churches do have the the opportu- Churches do have opportu- needs to be done. If don’t needs to be done. If we we don’t of around as being a shortageas being a shortage of around the population may reach 29 population may reach 29 the nitynitymake a serious contribu- to to make a serious contribu- prob- address now, then the the prob- address thisthis now, thenmillion by 2050 – even if wemillion by 2050 – even if we 500,000. 500,000. lems going to to be more se- se- If believe that you or or your lems are are goingbe morehad no shortage of housing had no shortage of housing tiontionaddressing thisthis crisis. If youyou believe that youyour to to addressing crisis. vere in years to come. supply at the present time –supply There is a clear – church may be able to help, vere in years to come. Some churches have taken the the church may be able to help, Some churches have taken There some- at the present time need thatis a clear need that some- this means an extra 5.2 million means an extra 5.2to be done to addressdone to address this thing needs million thing needs to be dwellings are needed over the the supply over the the supply of housing. This is ac- dwellings are neededof housing. This is ac- next 40 years (or 130,000 addi- 40 years (or 130,000 addi- next knowledged at all levels. The at all levels. The knowledged tional dwellings per year). tional dwellings per year). Rob Burnelek, General Manager - Finance and Partnerships Churches Community Housing Limited Churches Community Housing Limited Head Office Head Office Newcastle Office Newcastle Office Suite 105, 18-20 Ross Street, Suite 105, 18-20 Ross Street, Phone: -2 4922 1518 Phone: -2 4922 1518 Parramatta, 2150 Parramatta, 2150 Fax: 4922 1560 Fax: 02 02 4922 1560 Box 2725, PO PO Box 2725, North Parramatta, 1750 North Parramatta, 1750 E-mail: firstname.lastname@example.org E-mail: email@example.com Phone: 9890 7455 Phone: 02 02 9890 7455 www.churcheshousing.org.au www.churcheshousing.org.au Fax: 9890 3522 Fax: 02 02 9890 3522 Partnerships Partnerships CCHL is funded through Community Housing Division of of Housing NSW CCHL is funded through the the Community Housing DivisionHousing NSWOctober 2009 October 2009 Housing Management Housing Management October 2009 October 2009 October 2009 October 2009 October 2009 billion in in social in social housing will Consequently, thethe supplyhousing in NSW hasNSW hasbillion investmentinvestmenthousing will helpalleviat-help in alleviat- Consequently, the of of housing in NSW re- Consequently, supplysupply of housing in has re- re- billion investmentsocial housing will help in in alleviat- Churches and and church based or- Churches church based or- affordable housing program located in suburban centres affordable housing program located in suburban centres mained static – – while same time, thethe populationing ing this ing this pressure – with 20,000 housing this pressure – with 20,000 new social new mained staticstaticwhilethethe the same time, the population pressure – with 20,000 new social housing social housing mained – while at at at same time, population (National Rental Affordability ganisations are beginning to re- re- Upgrade and and conversion of (National Rental Affordability ganisations are beginning to Upgrade conversion of demand continues to increase, resulting in price of price of dwellings (approximately 6,000 however dwellings (approximately 6,000 NSW) – however demand continues to increase, resulting in thethein theofdwellings (approximately 6,000 for for NSW) – for NSW) – however demand continues to increase, resulting price spond to this this need. The ap- spond to need. The ap- Scheme) will provide finan- aged carecare facilities into inde- Scheme) thatthat will provide finan- aged facilities into inde- housing (i.e. rents) increasing significantly over over the paststillstill a is shortfall in in what is required. housing (i.e. increasing significantly over the past there is a huge still a huge shortfall in what housing (i.e. rents)rents) increasing significantlythe past there isthere huge shortfallwhat is required. is required. proaches can canquite varied, proaches be be quite varied, subsidies to housing projects cial cial subsidies to housing projects pendent living units pendent living units few years. Households with moderate incomes, that few years. Households with moderate incomes, that few years. Households with moderate incomes, that would have at one time aspired to be home owners, The term “working poor” is becoming more prevalent would have at one time aspired to be home owners, such such as: as: offer discounted rental ac- Conversion of church manse/ thatthat offer discounted rental ac- Conversion of church manse/ The term “working poor” is becoming more prevalent commodation to and moder- commodation to low low and moder- would have at one time aspired to be home owners, The term “working poor” is becoming more prevalent rectory/presbytery afford- rectory/presbytery intointo afford- now often struggling to to survive in rental market. to to describe those who “stuck” between the private areare now often struggling survive in thethe rental market. describe those who areare “stuck” between the private ate income earners. Churches ate income earners. Churches are are are now often struggling to survive in the rental market. to describe those who are “stuck” between the private Development of affordable Development of affordable housing ableable housing and public system. They are unable to to afford and thethe public system. They are unable afford thethe and the public system. They are unable to afford the embracing this this program as the housing units on vacant church Partnership with private sector embracing program as the housing units on vacant church Partnership with private sector private housing market and unable to to qualify On On the other side, public housing stock is ageing and inprivate housing market and areare unable qualify for for the other side, public housing stock is ageing and in land (or in place of old church subsidy ensure that the pro- to build affordable housing subsidy can can ensure that the pro- land (or in place of old church to build affordable housing needrepair. In side, public housing stock is housing and in housing system. They have fallen through to On of other In previous generations, public ageing public private housing market and are unable need of therepair. previous generations, public housing thethe public housing system. They have fallen through qualify for jects become financially viable. jects become financially viable. buildings) buildings) was available those on on lower incomes – however, thethe cracksthethe system, and the cracks getting fallen through cracks of of system, and the cracks They have was need of repair. In previous generations, public housing the public housing system. areare getting available to to those lower incomes – however, available tosupply, onlylower incomes – however, and thelarger, thethe housing crisis worsens. those on those in in desperate larger and cracks ofhousing crisis worsens. cracks are getting Replacement of church build- Currently Federal and State Replacement of church build- Currently the the Federal and State waswith the limited supply, only thosedesperate now with the limited now larger larger, as as the system, and the ing with multi-level apartments government are operating ing with multi-level apartments government are operating an an circumstances likely to to receive assistance.in desperate now with the limited supply, only those The circumstances areare likely receive assistance. The $6 $6 larger and larger, as the housing crisis worsens. circumstances are likely to receive assistance. The $6 National Rental Affordability Scheme (NRAS) National Rental Affordability Scheme (NRAS) of their community their com- With the upcoming stages of Since its launch in July July 2008, the of their community and and their com- With the upcoming stages of Since its launch in 2008, the NRAS, we are keen to the Federal government has has con- mitment to ensuring better out-out- NRAS, we are keen to see see the Federal government con- mitment to ensuring better church maintain its in the ducted twotwo stages of the NRAS comes for those in need. In the the church maintain its rolerole in the ducted stages of the NRAS comes for those in need. In provision of affordable housing. program, with up to 11,000 incen- firstfirst two allocations of NRAS, provision of affordable housing. program, with up to 11,000 incen- two allocations of NRAS, only does this enable the tives being available. The The not-for- Churches Community Housing Not Not only does this enable the tives being available. not-for- Churches Community Housing partnered with churches was church sector to respond to a sec- profit sector (with a significant partnered with churches and and was church sector to respond to a sec- profit sector (with a significant tor of community in need, but representation from the the churches) successfuleach occasion – – tor of the the community in need, but representation from churches) successful on on each occasion largely to the ability to under- the church sector is able to utilise has has been very prominent in the largely duedue to the ability to under- the church sector is able to utilise been very prominent in the stand needs of the community its its resources (such as and success of the the scheme to date. stand the the needs of the community resources (such as landland and success of scheme to date. community welfare programs) andand to demonstrate that under- community welfare programs) to to to demonstrate that under- I believe thatthat the key to the I believe the key to the standing to government through deliver a solution is superior standing to government through deliver a solution thatthat is superior church’s success is the the specific the the application process. church’s success is specific application process. to those on offer from private to those on offer from the the private understanding thatthat churches have understanding churches have sector. sector. The Basics of NRAS The Basics of NRAS There are basic elements of how the National Rental Affordability Scheme (NRAS) operates. There are fourfour basic elements of how the National Rental Affordability Scheme (NRAS) operates. The Role Churches The Role ofof Churches Our history in churches has been providing care and In In a past generation, public housing system would Our history in thethe churches has been providing care and a past generation, thethe public housing system would have been able to support them – however now support to those on on low and very-low incomes. How- have been able to support them – however now thethe support to those low and very-low incomes. How- The Role of Churches public system is also stretched and must focus only ever we we have seen the emergencea new group in in public system is also stretched and must focus only on on ever have seen the emergence of of a new group those most in in need. need. history in the churches has been providing carethose mostneed. generation, the public housing system would need. Our and In a past support to those on low and very-low incomes. How- have been able to support them – however now the Five to years ago, this group would have been com- Whilst we can’t ignore those on low and very-low in- Five to tenten years ago, this group would have been com- Whilst we can’t ignore those on low and very-low in- ever we have seen the emergence of a new group in public system is also stretched and must focus only on fortably renting in private market – possibly with fortably renting in thethe private market – possibly with comes, we we need broaden ourour perspective – and offer comes, need to to broaden perspective – and offer need. those most in need. plans and aspirations to purchase their own home plans and aspirations to purchase their own home in in opportunities to those who areare now struggling make opportunities to those who now struggling to to make future. Progressively, as as housing market has thethe future. Progressively, thethe housing market has ends meet. ends meet. ten have ago, this group would havetheir com- Whilst we can’t ignore those on low and very-low in- Five torents yearsincreased dramatically and their tightened, tightened, rents have increased dramatically and been employment may in as as stable market – was. This fortably may not be be private as it once possibly employment rentingnotthestable as it once was. This with comes, we need to broaden our perspective – and offer group is now struggling to survive in private own home plans and aspirations to purchase their market. group is now struggling to survive in thethe private market. in opportunities to those who are now struggling to make the future. Progressively, as the housing market has ends meet. tightened, rents have increased dramatically and their employment may not be as stable as it once was. This group is now struggling to survive in the private market.
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