Housing, an urgent need… by lindash

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Housing, an urgent need…

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									 New rental accommodation – – At the the endthe the years – the the etc. Manythe the programs de-
     New rental accommodation             At end of of 10 10 years – etc. Many of of programs de-
                                                                                                                           Housing, an urgent need…...…...
                                                                                                                                  Housing, an urgent need
      scheme is designed for
 TheThe scheme is designed for        commitment ends, andand the veloped to date have focused on on
                                          commitment ends, the                     veloped to date have focused

                                                                                                                                            from the churches?
                                                                                                                                  An answerAn answer from the churches?
                                                                                    provision of of housing to sen-
     newly constructed dwellings church is free to to do as it likes. the the provisionhousing to sen-
 newly constructed dwellings (or (or church is freedo as it likes.
     conversion of dwellings that TheThe property can sold,
 conversion of dwellings that              property can be be sold,                  in independent living units.
                                                                              iorsiors in independent living units.
 were previously uninhabitable). rented at market rates or the the First NRAS project in churches
     were previously uninhabitable). rented at market rates or                     First NRAS project in churches
                                          church continue to to provide Late in 2009, first Housing
 It generally can’t be used for for church cancan continueprovide Late in 2009, the the first “NRAS”has once again become a has once again become a  Household demographics – then arises asarises as todo do
     It generally can’t be used                                                                         “NRAS”                          Housing  Household demographics –                          question      question then to how how
     dwellings that have already affordable housing (which is is church development willwill be in Australia. For the first in Australia. For the first of The average size of Australian we address this crisis?
 dwellings that have already              affordable housing (which                church development behot topic                       hot topic        The average size          Australian        we address this crisis?
 been lived in. in.
     been lived                           usually financially viable).
                                      usually stillstill financially viable). completing in south westernin many years, housing af- in many years, housing af-
                                                                                   completing in south western
                                                                                                        time                            time             households has been shrinking been shrinking
                                                                                                                                                                                  households has
                                                                                                                                                         consistently
                                                                              Sydney. TheThe development is for is on the political fordability is on the political over the past gen- the past gen-of The Role of Government and the
                                                                                   Sydney. development is for
                                                                                                        fordability                                                               consistently over
                                                                                                                                                                                                     The Role       Government and the
 $8,000 incentive for for years – –Eligible tenants – To be eligible 50 units targeted at the the seniors
     $8,000 incentive 10 10 years                                                                                                                        eration. In 2001, the average
                                          Eligible tenants – To be eligible 50 units targeted at seniors – with both sides of poli- – with both sides of poli-                    eration. In 2001, the average
                                                                                                        agenda                          agenda                                                       Private SectorPrivate Sector
 For For each new dwelling, the gov- the the affordable housing, ten- the the local community.acknowledging that something
      each new dwelling, the gov- for for affordable housing, ten- in in local community. De-De-                                                                                   2.6 people
                                                                                                                                                         household size was household size was 2.6 people
                                                                                                        tics                            tics acknowledging that something By 2026, it is
                                                                                                                                                         per household.           per household. ByBetween the private sector and and
                                                                                                                                                                                                      2026, it is  Between the private sector
 ernment willwill pay $8,000 per ants must meet an income test. mand for the the project has beenbe done.
     ernment pay $8,000 per               ants must meet an income test. mand for project has beento    needs                           needs to be done.forecast to drop to 2.1 people to 2.1 people government, needs have have
                                                                                                                                                                                  forecast to drop government, housing housing needs
                                           level of of income varies
 year for 10 years (indexed to to TheThe levelincome varies ac- ac- overwhelming, with a waiting
     year for 10 years (indexed                                                    overwhelming, with a waiting                                          per household. The ageing of The ageing of been addressed to a reasonable
                                                                                                                                                                                  per household. been addressed to a reasonable
 CPI).
     CPI).                            cording to number of people in inlist already established. TheThe the events that have
                                          cording to number of people              list already established. are
                                                                                                        What                                                                       smaller
                                                                                                                                                         the population and the population and smaller over the past couple of
                                                                                                                                        What are the events that have                                degree        degree over the past couple of
                                           household – however the
                                      the the household – however the success of the the project has this crisis? Should welead to this crisis? Should we really
                                                                                   success of projectlead to
                                                                                                         has                             really          families are largely behind this
                                                                                                                                                                                  families are largely behind this
                                                                                                                                                                                                     generations.  generations.
 20% discount to market rent – –incomes have been targeted at atprompted the the churchbegin
     20% discount to market rent          incomes have been targeted                                    to surprised by this? What are surprised bytrend. Based on our current on our current
                                                                                   prompted church be to begin                          be we             this? What are we
                                                                                                                                                                                  trend. Based
                                                                                                                                                         population,
 In return for the the $8,000 incen- essential workers who are are strug- investigating other optionschurch doing about it? the church doing about it? this would require would require
     In return for $8,000 incen-          essential workers who strug- investigating other options of ofas the                          as
                                                                                                                                                                                  population, this
                                                                                                                                                                                                                   sector (particularly in
                                                                                                                                                                                                     The private The private sector (particularly in
                                                                                                                                                         an additional 2 million dwell- 2 million dwell-
                                                                                                                                                                                  an additional
     tive, owner agrees to to rent gling to meet rental payments in in how more affordable housing
 tive, the the owner agreesrent           gling to meet rental payments how more affordable housing
                                                                                                                                                         ings – just to cater for this to caterNSW) has dramatically reduced
                                                                                                                                                                                  ings – just         for this     NSW) has dramatically reduced
                                           private market, such as as
 the the propertyaat a 20% discountthe the private market, suchpo- po-cancan delivered to families in simple terms, the reason simple terms, the reason
      property at 20% discount                                                      be be delivered to families in
                                                                                                        In very                         In very          change.                  change.            the investment in new housing
                                                                                                                                                                                                                   the investment in new housing
     to market rent for for area. lice officers, teachers, nurses,
 to the the market rent the the area. lice officers, teachers, nurses, the the local community. we are faced with a housingwe are faced with a housing
                                                                                    local community. why                                why                                                                        over the past five years.
                                                                                                                                                                                                     over the past five to eightto eight years.
                                                                                                                                        crisis is  don’t have enough  Development stagnation –
                                                                                                        crisis is that we don’t have enoughthat weDevelopment stagnation –                           Decreasing investment returns has has
                                                                                                                                                                                                                   Decreasing investment returns
                                                                                                        houses. Our society is changing                  Since changing
                                                                                                                                        houses. Our society is the last property boom in reduced in reduced the attractiveness of the
                                                                                                                                                                                  Since the last property boom the attractiveness of the
                                                                                                        dramatically, yet our housing sup-                                          property
                                                                                                                                                         NSW (early 2000’s),NSW (early 2000’s), property private to private developers. Re-
                                                                                                                                        dramatically, yet our housing sup-                           sector to sector developers. Re-
                                        How can we respond?
                                     How can we respond?                                                                                                 development
                                                                                                        ply hasn’t. If we examine a fewhasn’t. If we examine a few in NSW has stag- NSW has stag- financial crisis has re- re-
                                                                                                                                        ply                                       development in cently, the cently, the financial crisis has
                                                                                                                                                         nated. Over the
                                                                                                                                        major trends, then it really should- past fiveOver the past five access to finance,finance, effec-
                                                                                                        major trends, then it really should-                                      nated.             duced         duced access to effec-
                                                                                   please accept invitation to to
                                                                                                        invitation
 TheThe first step that churches step andand others are investigat- please accept ourour n’t come as too much of a surprise as too much of a surprise
      first step that churches            step others are investigat-                                                                   n’t come                                   of new
                                                                                                                                                         years, construction years, construction of new
                                                                                                                                                                                                     tively starving opportunities for for
                                                                                                                                                                                                                   tively starving opportunities
 need to take is inis in understanding ing.
     need to take understanding ing.                                                 to to you. can work with have a housing shortagewe have a dwellings has dropped by 50%, new developments.
                                                                              talktalkyou. WeWe can work with
                                                                                                        that we                         that –            housing shortage –      dwellings has dropped by 50%, new developments.
 that there really is a is a serious
     that there really serious                                                       to to discuss what options
                                                                              youyoudiscuss what options ex- ex-seem ignorant of the many seemfalling from approximately approximately
                                                                                                        yet many                        yet               ignorant of the         falling from
 problem looming. Many are are
     problem looming. Many                                                         and if required, can help
                                                                              ist, ist, and if required, can help The key trends that we
                                                                                                        situation.                                       50,000 that dwellings per year
                                                                                                                                        situation. The key trendsnewwe            50,000 new dwellings per year
 unaware of the the plightthose
     unaware of plight of of those                                                                      and faced
                                                                                   develop partnerships and pro- with are:
                                                                              develop partnerships are pro-                                              to
                                                                                                                                        are faced with are:just 25,000. In NSW, there isIn NSW, there is
                                                                                                                                                                                  to just 25,000.
 around us, andand simply assume
     around us, simply assume                                                      jects.
                                                                              jects.                                                                     already a shortfall of overa shortfall of over
                                                                                                                                                                                  already
     that government will be
 that the the government will be                                                                         Population increase – Austra-                 increase – dwellings and there is
                                                                                                                                         Population 100,000 Austra-             100,000 dwellings and there is
 there to help them when they
     there to help them when they                                                                            lia’s
                                                                                   In summary, with housing population is expected to population is expected to in the short
                                                                              In summary, with the the housing                              lia’s        little happening         little happening in the short
     need
 need it. it.                                                                                                reach
                                                                              crisis continuing on ourour door- 35 million by 2050! Itreach 35 million byto reverse this trend.
                                                                                   crisis continuing on door-                                            term    2050! It         term to reverse this trend.
                                                                                                             was
                                                                                   step, clear that something only 10 years ago that stat-only 10Nationally, the figure is quoted figure is quoted
                                                                              step, it isit is clear that something                         was           years ago that stat-    Nationally, the
                                                                                                             isticians were predicting that isticians were predicting that
 Churches do have the the opportu-
     Churches do have opportu-                                                     needs to be done. If don’t
                                                                              needs to be done. If we we don’t                                                                     of around
                                                                                                                                                         as being a shortageas being a shortage of around
                                                                                                             the population may reach 29 population may reach 29
                                                                                                                                            the
 nitynitymake a serious contribu-
      to to make a serious contribu-                                                                           prob-
                                                                                   address now, then the the prob-
                                                                              address thisthis now, thenmillion by 2050 – even if wemillion by 2050 – even if we
                                                                                                                                                         500,000.                 500,000.
                                                                                   lems going to to be more se-
                                                                                                              se-
                                          If believe that you or or your lems are are goingbe morehad no shortage of housing had no shortage of housing
 tiontionaddressing thisthis crisis. If youyou believe that youyour
       to to addressing crisis.
                                                                                   vere in years to come. supply at the present time –supply There is a clear –
                                          church may be able to help, vere in years to come.
 Some churches have taken the the church may be able to help,
     Some churches have taken                                                                                                                                                  There some-
                                                                                                                                                    at the present time need thatis a clear need that some-
                                                                                                             this means an extra 5.2 million means an extra 5.2to be done to addressdone to address
                                                                                                                                            this thing needs million thing needs to be
                                                                                                             dwellings are needed over the          the supply over the the supply of housing. This is ac-
                                                                                                                                            dwellings are neededof housing. This is ac-
                                                                                                             next 40 years (or 130,000 addi- 40 years (or 130,000 addi-
                                                                                                                                            next
                                                                                                                                                    knowledged at all levels. The at all levels. The
                                                                                                                                                                               knowledged
                                                                                                             tional dwellings per year). tional dwellings per year).
  Rob Burnelek, General Manager - Finance and Partnerships
  Churches Community Housing Limited
Churches Community Housing Limited

   Head Office
Head Office                                         Newcastle Office
                                                 Newcastle Office
   Suite 105, 18-20 Ross Street,
Suite 105, 18-20 Ross Street,                       Phone: -2 4922 1518
                                                 Phone: -2 4922 1518
   Parramatta, 2150
Parramatta, 2150                                    Fax: 4922 1560
                                                 Fax: 02 02 4922 1560
   Box 2725,
PO PO Box 2725,
   North Parramatta, 1750
North Parramatta, 1750                             E-mail: info@churcheshousing.org.au
                                                 E-mail: info@churcheshousing.org.au
   Phone: 9890 7455
Phone: 02 02 9890 7455                             www.churcheshousing.org.au
                                                 www.churcheshousing.org.au
   Fax: 9890 3522
Fax: 02 02 9890 3522
                                                                                                                                                                                                                                                    Partnerships
                                                                                                                                                                                                                                                      Partnerships
         CCHL is funded through Community Housing Division of of Housing NSW
       CCHL is funded through the the Community Housing DivisionHousing NSWOctober 2009                                        October 2009                                                                                                Housing Management
                                                                                                                                                                                                                                              Housing Management
                                                                                                  October 2009 October 2009
                                                                                                    October 2009                     October 2009
                                                                                                                                  October 2009


                                                                           billion in in social in social housing will
  Consequently, thethe supplyhousing in NSW hasNSW hasbillion investmentinvestmenthousing will helpalleviat-help in alleviat-
       Consequently, the of of housing in NSW re-
      Consequently, supplysupply of housing in has re- re-        billion investmentsocial housing will help in in alleviat-      Churches and and church based or-
                                                                                                                                      Churches church based or-                                                     affordable housing program
                                                                                                                                                                               located in suburban centres affordable housing program
                                                                                                                                                                           located in suburban centres
      mained static – – while same time, thethe populationing ing this ing this pressure – with 20,000 housing
                                                                   this pressure – with 20,000 new social new
  mained staticstaticwhilethethe the same time, the population pressure – with 20,000 new social housing social housing
       mained – while at at at same time, population                                                                                                                                                                (National Rental Affordability
                                                                                                                                  ganisations are beginning to re- re-  Upgrade and and conversion of (National Rental Affordability
                                                                                                                                      ganisations are beginning to           Upgrade conversion of
      demand continues to increase, resulting in price of price of dwellings (approximately 6,000 however
                                                                  dwellings (approximately 6,000 NSW) – however
  demand continues to increase, resulting in thethein theofdwellings (approximately 6,000 for for NSW) – for NSW) – however
       demand continues to increase, resulting          price                                                                     spond to this this need. The ap-
                                                                                                                                      spond to need. The ap-                                                        Scheme) will provide finan-
                                                                                                                                                                           aged carecare facilities into inde- Scheme) thatthat will provide finan-
                                                                                                                                                                               aged facilities into inde-
      housing (i.e. rents) increasing significantly over over the paststillstill a is shortfall in in what is required.
       housing (i.e. increasing significantly over the past there is         a huge still a huge shortfall in what
  housing (i.e. rents)rents) increasing significantlythe past there isthere huge shortfallwhat is required. is required.          proaches can canquite varied,
                                                                                                                                      proaches be be quite varied,                                                  subsidies to housing projects
                                                                                                                                                                                                               cial cial subsidies to housing projects
                                                                                                                                                                               pendent living units
                                                                                                                                                                           pendent living units
      few years. Households with moderate incomes, that
  few years. Households with moderate incomes, that
       few years. Households with moderate incomes, that
      would have at one time aspired to be home owners, The term “working poor” is becoming more prevalent
  would have at one time aspired to be home owners,
                                                                                                                                      such
                                                                                                                                  such as: as:                                                                       offer discounted rental ac-
                                                                                                                                                                         Conversion of church manse/ thatthat offer discounted rental ac-
                                                                                                                                                                             Conversion of church manse/
                                                                  The term “working poor” is becoming more prevalent                                                                                                commodation to and moder-
                                                                                                                                                                                                               commodation to low low and moder-
       would have at one time aspired to be home owners,                   The term “working poor” is becoming more prevalent                                                  rectory/presbytery afford-
                                                                                                                                                                           rectory/presbytery intointo afford-
       now often struggling to to survive in rental market. to to describe those who “stuck” between the private
  areare now often struggling survive in thethe rental market. describe those who areare “stuck” between the private                                                                                                ate income earners. Churches
                                                                                                                                                                                                               ate income earners. Churches are are
       are now often struggling to survive in the rental market. to describe those who are “stuck” between the private                 Development of affordable
                                                                                                                                   Development of affordable                  housing
                                                                                                                                                                           ableable housing
                                                                  and public system. They are unable to to afford
                                                               and thethe public system. They are unable afford thethe
                                                                           and the public system. They are unable to afford the
                                                                                                                                                                                                               embracing this this program as the
                                                                                                                                         housing units on vacant church  Partnership with private sector embracing program as the
                                                                                                                                     housing units on vacant church  Partnership with private sector
                                                                  private housing market and unable to to qualify
  On On the other side, public housing stock is ageing and inprivate housing market and areare unable qualify for for
      the other side, public housing stock is ageing and in
                                                                                                                                     land (or in place of old church                                                subsidy ensure that the pro-
                                                                                                                                                                               to build affordable housing subsidy can can ensure that the pro-
                                                                                                                                         land (or in place of old church to build affordable housing
      needrepair. In side, public housing stock is housing and in housing system. They have fallen through to
       On of other In previous generations, public ageing public private housing market and are unable
  need of therepair. previous generations, public housing thethe public housing system. They have fallen through qualify for                                                                                        jects become financially viable.
                                                                                                                                                                                                               jects become financially viable.
                                                                                                                                         buildings)
                                                                                                                                     buildings)
      was available those on on lower incomes – however, thethe cracksthethe system, and the cracks getting fallen through
                                                                   cracks of of system, and the cracks They have
  was need of repair. In previous generations, public housing the public housing system. areare getting
       available to to those lower incomes – however,
            available tosupply, onlylower incomes – however, and thelarger, thethe housing crisis worsens.
                           those on those in in desperate larger and cracks ofhousing crisis worsens. cracks are getting               Replacement of church build- Currently Federal and State
                                                                                                                                   Replacement of church build- Currently the the Federal and State
       waswith the limited supply, only thosedesperate
  now with the limited
      now                                                         larger larger, as as the system, and the
                                                                                                                                         ing with multi-level apartments government are operating
                                                                                                                                     ing with multi-level apartments government are operating an an
      circumstances likely to to receive assistance.in desperate
       now with the limited supply, only those The
  circumstances areare likely receive assistance. The $6 $6                larger and larger, as the housing crisis worsens.
     circumstances are likely to receive assistance. The $6
                                                                                                                                                       National Rental Affordability Scheme (NRAS)
                                                                                                                                                         National Rental Affordability Scheme (NRAS)
                                                                                                                                                                              of their community their com- With the upcoming stages of
                                                                                                                                  Since its launch in July July 2008, the of their community and and their com- With the upcoming stages of
                                                                                                                                      Since its launch in 2008, the
                                                                                                                                                                                                                   NRAS, we are keen to the
                                                                                                                                  Federal government has has con- mitment to ensuring better out-out- NRAS, we are keen to see see the
                                                                                                                                      Federal government con-                 mitment to ensuring better
                                                                                                                                                                                                                   church maintain its in the
                                                                                                                                  ducted twotwo stages of the NRAS comes for those in need. In the the church maintain its rolerole in the
                                                                                                                                      ducted stages of the NRAS               comes for those in need. In
                                                                                                                                                                                                                   provision of affordable housing.
                                                                                                                                  program, with up to 11,000 incen- firstfirst two allocations of NRAS, provision of affordable housing.
                                                                                                                                      program, with up to 11,000 incen- two allocations of NRAS,
                                                                                                                                                                                                                    only does this enable the
                                                                                                                                  tives being available. The The not-for- Churches Community Housing Not Not only does this enable the
                                                                                                                                      tives being available. not-for- Churches Community Housing
                                                                                                                                                                              partnered with churches was church sector to respond to a sec-
                                                                                                                                      profit sector (with a significant partnered with churches and and was church sector to respond to a sec-
                                                                                                                                  profit sector (with a significant
                                                                                                                                                                                                                   tor of community in need, but
                                                                                                                                  representation from the the churches) successfuleach occasion – – tor of the the community in need, but
                                                                                                                                      representation from churches) successful on on each occasion
                                                                                                                                                                              largely to the ability to under- the church sector is able to utilise
                                                                                                                                  has has been very prominent in the largely duedue to the ability to under- the church sector is able to utilise
                                                                                                                                       been very prominent in the
                                                                                                                                                                              stand needs of the community its its resources (such as and
                                                                                                                                  success of the the scheme to date. stand the the needs of the community resources (such as landland and
                                                                                                                                      success of scheme to date.
                                                                                                                                                                                                                   community welfare programs)
                                                                                                                                                                          andand to demonstrate that under- community welfare programs) to to
                                                                                                                                                                               to demonstrate that under-
                                                                                                                                  I believe thatthat the key to the
                                                                                                                                      I believe the key to the                standing to government through deliver a solution is superior
                                                                                                                                                                          standing to government through deliver a solution thatthat is superior
                                                                                                                                  church’s success is the the specific the the application process.
                                                                                                                                      church’s success is specific            application process.                 to those on offer from private
                                                                                                                                                                                                               to those on offer from the the private
                                                                                                                                  understanding thatthat churches have
                                                                                                                                      understanding churches have                                                  sector.
                                                                                                                                                                                                               sector.



                                                                                                                                                                          The Basics of NRAS
                                                                                                                                                                            The Basics of NRAS
                                                                                                                                     There are basic elements of how the National Rental Affordability Scheme (NRAS) operates.
                                                                                                                                  There are fourfour basic elements of how the National Rental Affordability Scheme (NRAS) operates.




                                          The Role Churches
                                        The Role ofof Churches
   Our history in churches has been providing care and In In a past generation, public housing system would
Our history in thethe churches has been providing care and a past generation, thethe public housing system would
                                                            have been able to support them – however now
support to those on on low and very-low incomes. How- have been able to support them – however now thethe
   support to those low and very-low incomes. How-
                                                   The Role of Churches
                                                            public system is also stretched and must focus only
ever we we have seen the emergencea new group in in public system is also stretched and must focus only on on
   ever have seen the emergence of of a new group
                                                         those most in in need.
need. history in the churches has been providing carethose mostneed. generation, the public housing system would
   need.
    Our                                                      and In a past
   support to those on low and very-low incomes. How-            have been able to support them – however now the
   Five to years ago, this group would have been com- Whilst we can’t ignore those on low and very-low in-
Five to tenten years ago, this group would have been com- Whilst we can’t ignore those on low and very-low in-
    ever we have seen the emergence of a new group in               public system is also stretched and must focus only on
   fortably renting in private market – possibly with
fortably renting in thethe private market – possibly with comes, we we need broaden ourour perspective – and offer
                                                              comes, need to to broaden perspective – and offer
    need.                                                           those most in need.
   plans and aspirations to purchase their own home
plans and aspirations to purchase their own home in in opportunities to those who areare now struggling make
                                                              opportunities to those who now struggling to to make
    future. Progressively, as as housing market has
thethe future. Progressively, thethe housing market has ends meet.
                                                              ends meet.
             ten have ago, this group would havetheir com- Whilst we can’t ignore those on low and very-low in-
    Five torents yearsincreased dramatically and their
tightened,
   tightened, rents have increased dramatically and    been
   employment may in as as stable market – was. This
    fortably may not be be private as it once possibly
employment rentingnotthestable as it once was. This with            comes, we need to broaden our perspective – and offer
   group is now struggling to survive in private own home
    plans and aspirations to purchase their market.
group is now struggling to survive in thethe private market. in     opportunities to those who are now struggling to make
   the future. Progressively, as the housing market has      ends meet.
   tightened, rents have increased dramatically and their
   employment may not be as stable as it once was. This
   group is now struggling to survive in the private market.

								
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