What would happen if by alendar


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									What would happen if?

When we help you obtain a home loan, we solve one problem
for you, but another problem is created. Someone will have to
repay that loan.
Your lender has just taken your greatest asset into consideration
when approving your new loan. Your income. Wouldn’t it seem
sensible to insure that income in the case of an unfortunate event?
It may just help you to keep your new home.

Did you know?
Australian males have a 1 in 3 chance of getting cancer
before the age of 75, females a 1 in 4 chance?
Australian Institute of Health and Welfare, 2004
Every working Australian has a 50% chance of being
disabled for 3 months or more before reaching age 65?
Australian Institute of Health and Welfare, 2002

                                                                 yes        no
If you were unable to work, due to sickness, injury or
unemployment, or in the event of your premature death:
Would you like to have access to enough
funds to meet your loan commitments?

Would you like your loved ones to be able
to stay in the family home?

Would your savings run out, if you had to be
off work for an extended period of time?

Does your employer place a limit
on the amount of your sick leave?

If you have answered yes to any of the above questions you may
be financially exposed. As a part of our service, we can provide you
with all the details about insurance, MLC EasyCover, to help protect
your ability to pay your loan in case your income is affected.

The advice contained herein does not take into account any person’s

particular objectives, needs or financial situation. Before making a
decision regarding the acquisition or disposal of a financial product you
should assess whether the advice is appropriate to your objectives, needs
or financial situation. Before acquiring a financial product
your should obtain a Product Disclosure Statement (PDS)
relating to that product and consider the contents of the
PDS before making a decision to acquire the product.
MLC Limited ABN 90 000 000 402 AFSL 230 694.

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