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					                  APPLY TODAY
         S20 netLink Direct Savings
            account application                                              For more InFormatIon                                                           Bank online and
 This application can be used by existing QPCU members
                                                                                                                                                              Start Saving
     to open an S20 NetLink Direct Savings Account.

                                                                                        For further information on QPCU’s
                                                                                        S20 NetLink Direct Savings Account:
Membership No:
Telephone: Home                      Mobile                                             Visit our website

SECONDARY MEMBER                                                                        Website:
Name:                                                                                            and click on “Savings”, or
Member No:                                                                              Phone:           131 468 or
Telephone: Home                      Mobile                                             Email:  or
ACCESS TO QPCU INTERNET BANKING                                                         Complete the Application Form
Do you require a new Internet Banking password to access this account                   (overleaf) and return to QPCU.
using the Internet?
 No - I/We already have an Internet Banking password
 Yes - Please issue me/us with an Internet Banking password

QPCU PHONE BANKING TRANSFER AUTHORITY                                                                                                                         QPCU netLink Direct
I/We authorise Queensland Police Credit Union Limited to allow transfers
via the QPCU Phone Banking from the member numbers above to the                                                                                                Savings account
following membership numbers:

                                                                                                                                                                    earn up to
Member No                         Member No                                         PO Box 13003, George Street Qld 4003
Member No                         Member No                                          231 North Quay, Brisbane Qld 4000
                                                                                      ABN 79 087 651 036 AFSL No. 241413
                                                                                                  BSB: 704 052
If you have an existing Authority to Operate on your QPCU accounts, would
you like it extended to this account?  Yes  No                            
I/We acknowledge that I/we have read and understood QPCU’s Privacy                        Issue Date: 17 November 08
Statement as outlined in the QPCU General Information Terms & Conditions                                     SV1-0507
Booklet, and agree and consent to the collection, use and disclosure of
personal information in this document for the purpose of the application    The Interest rate and other information is current at 17 November 2008 and
authority. This Statement must be read by each individual who signs this     is subject to change at anytime. Fees incurred on other QPCU accounts
application form, including any nominated account signatory.                    may be charged to this account. Terms and conditions may apply.
                                                                             Transactions are restricted to QPCU Phone and QPCU Internet Banking.
                                                                              QPCU’s General Information, Terms and Conditions Booklet is available
Primary Member                                 Date                          from Queensland Police Credit Union Limited and should be read before
Secondary Member                               Date                                      making a decision on whether to use this product.

                                                                                                                                                   131 468
Saving Made Simple                                             How It Works                                                 What Are You Saving For?
                                                                                                                            Whatever you’re saving for, an S20 NetLink Direct Savings
Reward yourself with a savings account that earns high
interest and still gives you access to your money when
                                                               Deposits                                                     Account will help you get there sooner.

                                                                                                                            To open an S20 NetLink Direct Savings Account simply
you need it! Check out these great features.                   Putting funds into your QPCU S20 NetLink Direct Account is
                                                                                                                            complete the application form overleaf and return it to

The more You Save the more You earn
                                                               easy, simply:
                                                               1. Deposit money into your QPCU On Call Savings Account
Earn a high standard rate on your savings with an S20             as normal (eg via payroll or using Bank@Post), and
                                                                                                                                                                       sac         TioN
                                                                                                                                                                No TraN es
NetLink Direct Savings Account. Interest is calculated on
                                                               2. Electronically transfer funds to your S20 NetLink
the whole of the daily balance and paid monthly. The
                                                                  Direct Savings Account using QPCU Phone or                                                         Fe
interest rate increases with the account balance, so the
                                                                  Internet Banking .
more you save, the more you earn.
                                                               You can also make regular transfers into your s20 NetLink
                                                               Direct Savings Account each pay using the ‘Pay Later’
 amount                            Interest rate                                                                                                                              iMuM
                                   2.00% p.a.
                                                               feature on QPCU Internet Banking.                                                                      No MiNNce
 0 - $1,999.99
$2,000 - $19,999.99
$20,000 - $49,999.99
                                   5.40% p.a.
                                   5.60% p.a.
                                                               To get instant access to funds in your NetLink Direct
$50,000 - $99,999.99               5.80% p.a.
                                                               Savings Account through a number of options, simply:
$100,000 & over                    6.00% p.a.
                                                               1. Use QPCU Phone or QPCU Internet Banking to transfer                                                laTed
                                                                                                                                                                calcu     oNThl
                                                                                                                                                                 & paid M
                                                                  funds to your On Call Savings Account, then withdraw as
No Fees or minimum Balance                                        usual using your Visa debit card or CueCard,

With no account keeping fees to erode your savings, no         3. Bpay bills direct from your S20 NetLink Direct
                                                                  Savings Account, or                                                                                  you sa
transaction fees and no minimum balance, you can start
saving with as little as $1. Of course, while there are no                                                                                                    The igher The
                                                                                                                                                                The h
                                                               4. Electronically transfer into an external account.
fees on your S20 NetLink Direct Account, you may still incur
transaction fees on other QPCU accounts.                       You’re in Control
Easy access...Whenever You Want                                Only you can make transactions on your S20 NetLink
                                                               Direct Savings Account using QPCU Phone or QPCU Internet
                                                                                                                                                                      24/7 ac
Access your money using QPCU Phone or QPCU Internet            Banking. No other types of transactions, including payroll
Banking anywhere, anytime. There’s no waiting for the          credits, are allowed.
money to be cleared, no transaction fees, and you can even
use the money to pay bills using Bpay.

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