equity calculation

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Shared by: amir33
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Sellers Estimated Equity Calculation Worksheet Seller’s Name Address of Property Date of preparation Estimated closing date In light of the current real estate market and in an effort to do our due diligence for you, our seller, we need to ask you a few questions relative to the sale of your property. 1. What is your current mortgage balance (payoff)? 2. Do you have any other liens (mortgages, equity lines, etc.)  If yes, what is the current balance (payoff)?  Yes  Yes  Yes  Yes  Yes  Yes  Yes  Yes  No  No  No  No  No  No  No  No  Yes  No 3. Are you current with all mortgage payments? 4. Have you received any correspondence from your lender regarding your payments? 5. Has your lender notified you that they must authorize any sales contract? 5. Are your real estate taxes held in escrow by your lender?  If no, are your current taxes paid and up to date? 6. Are you involved in any form of bankruptcy? 7. Are there any other liens that could affect the sale?   Mechanics liens, IRS, Homeowners, etc. 8. Have you obtained all permits for any improvements done? If no, what work was done without permits? I (we) affirm that the above information is true and accurate to the best of our knowledge. Seller Seller Estimated Equity Page 2 Estimated sales price (or offering price) Mortgage balance Equity loans Prepayment penalty Title expense Attorney fees Transfer taxes - state/county Transfer taxes – local Survey Marketing fee Assessments FHA/VA fees Seller concessions Tax pro-rations Other Other $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Total estimated expenses LESS $ Estimated net equity to seller - OR Estimated funds needed to close $ $ Note: this is not a closing statement. This is intended to give the seller an estimate of what their expenses could be in a typical real estate transaction. The Broker and Designated Agent cannot be responsible for miscalculations resulting from changes in fees, differences in mortgage balances or escrow balances, changes in taxes or any other item that may affect the accuracy of this estimate. This is a good faith estimate and all figures should be reconfirmed with your attorney.

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