Airline Credit Cards An Introduction

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					Airline Credit Cards - An Introduction

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This article provides an introduction to airline credit cards and how
they work.

Airline Credit Card,Airline Credit Cards,Airline Miles Credit Cards

Article Body:
As the name suggests, airline credit cards are credit cards associated
with air travel. Airline credit cards are becoming popular as more and
more people are opting for air travel. They can be used for a particular
airline or for several airlines and is also an excellent means for saving
on travel expenses. A variety of airline miles credit cards are available
in the market. Understanding certain basic factors of airline credit
cards can arm you to get a better deal.

Why Should I Opt for An Airline Credit Card?

The simple reason why people opt for an airline credit card is that it
saves on travel expenses. Often times, it works best for a frequent
traveler. The benefits offered vary from one type of credit card to
another. The primary features of the card also varies with each airline
miles credit card.

Apart from saving on travel expenses, there are several other benefits
involved. Several types of insurance associated with travel are offered
by most airline miles credit cards, including lost baggage insurance and
car rental insurance. The coverage provided under travel accident
insurance is far above what would be considered normal coverage.
Occasional freebies are also offered by some airline credit cards.

How Does an Airline Credit Card Work?

Most airline miles credit cards follow a method of giving points for the
dollars spent on the card. The way the points are counted differs from
one card to another, but most of the airline miles credit cards follow a
point system which is quite similar. To make use of the points, you need
to have a minimum number, which varies with each card. When you have the
desired amount of points, you can substitute the points with airline
miles. Now, how the points are substituted again depends on the type of
credit card you opt for.

Certain airline credit cards offer bonus points. Bonus points are offered
when you make use of an airline credit card with other products,
services and merchandise purchases.
How to Select an Airline Credit Card?

The key to selecting an airline miles credit card   depends on the way you
travel. If you are in the habit of traveling by a   single airline, you can
choose a credit card that does business with your   favorite airline.
Things are a bit tough if you are in the habit of   frequently changing the
airline you travel. Then you should choose a card   that can match with
your traveling habits.

Two important things to keep in mind while selecting an airline credit
card are the annual fees and interest rates. You should make sure that
the annual fee does not wash away all the other benefits you get from the
credit card. It is a well known fact that airline credit cards carry a
high interest rate. The APR can even be increased if you make even a
single late payment with some airline credit cards. So make sure you
keep up with your monthly payments.

The freebies and   benefits offered by each airline credit card vary. You
should take into   account all the benefits offered by the different
companies before   selecting your credit card. Some of the benefits can be
very handy while   you are traveling.

The best place to search for an airline credit card is the Internet.
Information regarding a huge selection of airline credit cards is
available online where you can compare for the price and benefits offered
by each company.