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Simple vs Compound Interest

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Simple vs Compound Interest

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PV Rate Period 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 100 8% FV (Simple Interest) FV (Compound Interest) 100.00 100.00 108.00 108.00 116.00 116.64 124.00 125.97 132.00 136.05 140.00 146.93 148.00 158.69 156.00 171.38 164.00 185.09 172.00 199.90 180.00 215.89 188.00 233.16 196.00 251.82 204.00 271.96 212.00 293.72 220.00 317.22 228.00 342.59 236.00 370.00 244.00 399.60 252.00 431.57 260.00 466.10 268.00 503.38 276.00 543.65 284.00 587.15 292.00 634.12 300.00 684.85 308.00 739.64 316.00 798.81 324.00 862.71 332.00 931.73 340.00 1,006.27 348.00 1,086.77 356.00 1,173.71 364.00 1,267.60 372.00 1,369.01 380.00 1,478.53 388.00 1,596.82 396.00 1,724.56 404.00 1,862.53 412.00 2,011.53 420.00 2,172.45 Pick a Year: 30 X 2,500 30.00 Y 30.00 2,000 30.00 Future Value 1,500 1,000 500 0 0.00 340.00 1006.27 Compound vs Simple I 8% per year for 40 Y 0 5 10 15 FV (Simple Interest) This workbook is Copyright © 2007 by Timothy R. M Please visit http://www.tvmcalcs.com/ for free time v calculator, and Microsoft Excel tutorials. Compound vs Simple Interest 8% per year for 40 Years 1006.27 340.00 15 20 25 30 35 40 Years FV (Compound Interest) FV (Simple Interest) ght © 2007 by Timothy R. Mayes, Ph.D. mcalcs.com/ for free time value of money, financial Excel tutorials. 30

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