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UASA Benefit Club Guide

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					                                        UASA Benefit Club Guide




                         UASA
                         Benefit Cards




Tablle of
Tab e of
Contents
Contents
                              (Click on relevant page number)

  Summary of benefits. Find out more about them on subsequent pages… .3

  Important Information ........................................................................5
  How much will it cost and how do I use it? ............................................5
  What the UASA Benefit card offers… .....................................................5
  available on 086 100 8272; 24 hours and 365 days. ..............................5
  Telephone numbers etc… .....................................................................5
  Using the Benefit Card.........................................................................6
  Benefit Card Upgrade Option ................................................................6
  How Retail Discount Works ..................................................................6
  How Loyalty Nuggets Work ..................................................................6
  Auto Assist: Roadside support and benefits at a fraction of the cost… .......7
  Medical Emergency Services;
  Personal health adviser;
  Emergency Evacuation*; .....................................................................9
  Commuter cover .................................................................................9
  Stress management .......................................................................... 11
  Leisure ........................................................................................... 13
  Cell and Telephone…Airtime @ a discount............................................ 14
  TeleShop.......................................................................................... 15
  Retail Shopping ................................................................................ 16
  Household Emergency Services .......................................................... 17
  Health and Medical............................................................................ 18
  Internet Access ................................................................................. 19
  Financial Services ............................................................................. 20
  Commuter cover ............................................................................... 20
  Discounted Financial Services: ........................................................... 21
  Legal Assistance ............................................................................... 22
  Terms and Conditions........................................................................ 24
  Limit of Liability / Disclaimer of Warranty:........................................... 24
  Trademarks:..................................................................................... 24
  Terms and Conditions of UASA Benefit Club and Card Usage ................. 24



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 Some simple arithmetic on UASA key strengths…

               Negotiation Skills              +     Member Power =

                   Discounted member Benefits!




that we could only negotiate with your employer! As always, UASA is way ahead of
the pack. We now bring you the most comprehensive benefit card of its
type…neatly wrapped into two affordable cards… granting you options.

Your Member Benefit Card gets you …………..…

     Roadside Assistance; access or full service
     Emergency evacuation; access or full service
     Health advice; Nurses and doctors to help with symptom id, poisons, drug
      advice, emergency, rape, teen councilling and HIV/AIDS 24 hours every
      day
     Legal advice: 24-hours a day including bail bond cover (like in USA) - a
      first
     Commuter cover: Injured in a accident, we ensure access to hospital
     General shopping: Exclusive discounts at selected regional outlets (see
      Web for details) New and growing!!!!!!!!!!!
     Holidays, magazines, flowers, wines at vastly discounted prices
     Cellular Airtime, discounted and easy to recharge
     Internet connection discounts
     Car and home loans at special rates
     Affordable retirement provision, investments, insurance, medical aid
     Wills and estate executor fee provision
     Tomb stone cover
     Seminars Transforming you into a sharp consumer. Discount for attendance




All of the above for just a fraction of what you’d pay for just one of these benefits
on the open market! Two options: Silver card R29 pm ; Gold card R59 pm




Simply choose a Member Benefit Card (silver or gold) and all benefits relevant to
your card are included in a small card fee.
Take a moment and examine the following sections:




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     Summary of benefits
     Important Information
     Benefits in detail




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Summary of benefits. Find out more about them on subsequent pages…

                                            Silver    Gold@                                                          Silver    Gold@                                                  Silver   Gold@
         MEMBER BENEFITS                    @R29/     R59/                         MEMBER BENEFITS                   @R29/     R59/                MEMBER BENEFITS                    @R29/    R59/
                                            month     month                                                          month     month                                                  month    month
 Auto Assist Motoring Assistance                                           Videos Regional arrangement                                    Emergency services (fire brigade,
                                                                                                                                           police, traffic department, ambulance
 24-hour Road Patrol Roadside Assistance                                   Music Regional arrangement
                                                                                                                                           and security)
 Home start and flat battery assistance                                    Magazines                                    40%      50%      Carpet specialists (flood damage)
 Tow-in service to the nearest repair                                      Books                                                          Garden services (referral)
 centre                                                                                                                                   Fire damage
                                                                           Gym - Regional arrangements                 15%       25%
 Accommodation and vehicle hire - if                                                                                                      Painters (referral)
 breakdown occurs far from home.                                           Wine - from the web
                                                                                                                                         Health & Medical…
 Discounted (with                                                          Flowers - from the web
                                                                                                                                         Health advisers
 discountaccomodation.com)                                                 Limo service - from the web                                   Pharmacies per region for discounts on
 Message relay service                                                     Delivery Service                                              vitamins and medicine
 Collision Procedure advice                                                Restaurant Service per region                                 Internet Access…
 Motor-related legal advice                                                Game reserves and Safaris                                     Dial-up                                         R69     R59
 24hr Emergency Medical                                                                                                                  ISDN                                           R119    R109
 Evacuation Telephonic Advisory                                                                                                          Financial Services…
 Service:
  Emergency medical advice
                                                                           Cell phone Airtime                                            Free wills
  Medical referral to the nearest                    Full                 Discount on prepaid airtime from                              Executor Fee Cover up to R4 000
                                                                           Vodacom, MTN and Cell C                     7.5%      10%
   available medical facility               Access    Servic                                                                             Free Headstone Cover
  Poisons & hazardous chemical info.       Service   e                    Discount on prepaid airtime from Telkom       5%       5%
                                                                                                                                         Free Commuter Cover
  Rape crisis advice, support & referral   Cost of   Acount               Starter pack discount: Vodacom, MTN          25%      50%
                                            service                                                                                      Discount Financial Services…
  Guaranteed admission to a medical                  settled              Up to 50% discount on cellular handsets
                                             is for                                                                                       Low-interest finance: Car, house, etc.
   facility, up to R2 000                             by
                                              card                         E-mail or SMS reminder service                                 Life Insurance at special UASA rates
  Travelling companions for stranded                 card
                                            holder                         TeleShop…                                                      Medical Aid
   minors                                   acount
                                                                           One-stop discount shopping by telephone                        Income Protector & Retrenchment Ins.
  Repatriation after treatment
                                                                           + delivery                                                     Motor vehicle sourcing
  Transfer of life-saving medication &
                                                                                                                                          Funeral Bridging Income
   blood                                                                   Discounted shopping…                                           Motor & household insurance
  Transfer of mortal remains                                              Member Benefit Card: Shop at any of our                        Pension & Provident Fund
 Travel with us…                                                           merchants and we will reward you with a
                                                                           discount. Simply present your card when                       Making you sassy…
 Airlines up to 25% discount
                                                                           making purchases at these stores. See                         Education: Discounts on diploma / degree
 Car hire up to 25% discount                                               uasa.org.za for details                                       Nugget Rewards
 Cruises up to 20% discount
                                                                                                                                         Seminars: Life Skills, Investments, etc.     25%      50%
 Hotels up to 50% discount                                                 Household assistance…                     Cost of   Cost of   Legal Friend…Bail bond
 Bus travel 5% and 10% discount                                            Having problems in your home              service   service    Free telephonic advice
 Blue train 40% discount                                                   environment? This service provides         is for    is for    Free legal referral with free 15-min.
                                                                           access to an approved service provider      card      card      consultation (N.B. from panel only!)
 Golf up to 50% discount
                                                                            Locksmith                               holder    holder     Bail bond up to R2500 (Gold card only)
                                                                            Glazier                                 acount    acount
 Enjoy the finer things in life…                                            Plumber                                                     Aids and trauma counselling
 Movies Regional arrangement                                                Electrician
                                                                            Appliances
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Important Informatiion
Important Informat on


How much wiillll iit cost and how do I use iit?
How much w         t cost and how do I use t?

Card costs (subject to change):

Silver:        R29 per month
Gold:          R59 per month

Benefits are subject to the type of card you have (silver or gold).

You may make use of services in the following ways:

 Telephonic: e.g. phoning for medical assistance, TeleShop discount shopping,
  etc.
 Benefit Card swipe/flash: e.g. when obtaining roadside assistance; shopping at
  selected stores, earning discounts or cash back.
 Automatic (at no extra charge): e.g. certain insurance and cover benefits.
 Attendance at seminars, either physically or by visiting our virtual education
  centre on www.uasa.org.za.

What the UASA Benefiit card offers…
What the UASA Benef t card offers…

   Travel and holiday accommodation
   Leisure, magazine subscriptions and golfing
   Roadside assistance support (access or full service support) 24 hours a
    day, 7 days a week
   Trauma and personal health advice 24 hours a day, 7 days a week
   Evacuation for medical emergencies
   Car rental at a discount
   Bus travel at a discount
   Air travel at a discount
   Commuter cover
   Headstone/memorial cover
   Free will
   Executor fee provider (limited benefit)
   Air time for cell at discounts from 5% to 10%

available on 086 100 8272; 24 hours and 365 days.


Tellephone numbers etc…
Te ephone numbers etc…

   Call Centre for Benefit Card support, TeleShop, Legal Friend, wills, insurance,
    etc: Tel. 086 100 8272 (normal working hours); Web Site: www.uasa.org.za;
    Email: benefitcard@uasa.org.za
   Auto Assist Roadside Service, Personal health advisor and Medical evacuation:
    available on 086 100 8272; 24 hours and 365 days.




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Usiing the Benefiit Card
Us ng the Benef t Card

The Benefit Card is neither a debit nor a credit card (i.e. it carries no monetary
value) and may only be used at selected outlets (see latest list on
www.uasa.org.za, or contact our offices, or look out for stores bearing the UASA
logo). The card must be flashed at venue or merchant to qualify for instant
discounts.

Benefiit Card Upgrade Optiion
Benef t Card Upgrade Opt on

Coming soon: You‟ll be able to upgrade your Benefit Card to a debit card. Simply
deposit cash into the card account as you‟d do with any bank debit card, and you‟ll
be able to swipe and purchase up to your balance limit.

Now here‟s the bonus: You‟ll earn a 1,5% - 15% discount, depending on card type
and service accessed.

How Retaiill Diiscount Works
How Reta D scount Works

Most stores displaying the UASA logo on their shop-front are linked to our discount
agreement facility. Every time you make a cash purchase at one of these stores,
make sure that the cashier grants the extra discount when you flash your Benefit
Card.


How Loyallty Nuggets Work
How Loya ty Nuggets Work

Loyalty Nuggets are awarded to each member on many of the products and
services offered by UASA Financial Services, including the benefit card. Each time
you purchase one of these products or use one of these services, the merchant or
service provider deposits a percentage of the purchase value into the Nuggets
account. Once you‟ve accumulated sufficient Nuggets, you can exchange them for
a large variety of products. Products are published in a catalogue on the web
pages.

The following table illustrates possible nugget earnings per R100 spent:

  Product or Service                Nugget Earnings:         Nugget Earnings:
                                           Once-Off                   Annual
  Life Insurance (full term)                    135
  Life Insurance (10-year term)                  50
  Short-term Insurance                                                           45
  Medical Aid                                                                    60
  Site tax recovery                                  40
  Will                                               25
  Bond per R100 000                                1500
  Benefit card                                                                   15



Note.
Although we subject Nugget calculations to an audit, Nuggets are a free grant. No
negotiations will therefore be entertained and we will not accept responsibility for
any errors.




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Auto Assiist: Roadsiide support and benefiits at a
Auto Ass st: Roads de support and benef ts at a
fractiion of the cost…
fract on of the cost…
Hija ckings, muggings and car thefts…
Hiijjackiings,, muggiings and car thefts…
H ack ngs mugg ngs and car thefts…

In today‟s violent world, you cannot afford to be stranded on the roadside with a
broken-down vehicle. Yet what‟s the price of safety? Quality services don‟t come
cheap!

Europ Assistance provide the back-up service for UASA Benefit card holders and is
an international player serving 5,2 million South Africans. The service is offered on
a country wide base (and not restricted to major metropolitan areas only) and offer
services to all vehicles; older and younger than 10 years. The service is vehicle
specific and vehicles must be logged at the call centre. A vast expert service
network will assist members anywhere in South Africa.

What would you expect to pay for this service? R200 per month? Great news!
Your card includes Auto Assist benefits at no extra cost. Take a moment to look at
this:

 Benefits                                                    Silver Benefit Card   Gold Benefit Card
                                                                   Member              Member
 24-hour Auto Assist Roadside Repair Service:
 This includes:
  Fuel to reach a filling station                                ----------              
  Roadside running repairs                                       ----------              
  Flat battery restart                                           ----------              
  Flat tyre change                                               ----------              
  Key Lockout service                                            ----------              
 Home start and flat Battery Service                              ----------              
 Tow-in service to the nearest repair centre by an
 approved contractor, in the event of:
  Mechanical breakdown                                          Arranged          Paid service
  Electrical breakdown                                          Arranged           Paid service
  Collision damage                                              Arranged           Paid service
  Attempted theft                                               Arranged           Paid service
 (if the vehicle cannot be driven)
 Message Relay Service                                                                   
 Motor-Related Legal Services (With our Legal
                                                                                         
 friend)


To expand on the above…

 24-hour Roadsiide Assiistance:: Auto assist roadside repair services are
  24-hour Roadside Assistance:
  24-hour Roads de Ass stance
  available on a country wide basis. If you experience a breakdown, simply
  contact the call centre and assistance will be sent to you within reasonable
  time. The patrol are outsourced to trained experts who can carry out minor
  repairs; allowing you to either continue your journey or drive to a place of
  safety should further repairs be required.
 The service is supported by the Europ Assist call centre, which operates 24-
  hours a day, 7 days a week. Trained incident-management consultants are
  supported by “911-style” call recording, uninterruptable power supply systems,
  computerised digital communication control, etc.
 Home-Start and Fllat Battery Serviice includes roadside battery boosting.
  Home-Start and Flat Battery Service
  Home-Start and F at Battery Serv ce
  Jump-starting, battery testing and vehicle memory retention precautions are
  included.
 Vehiiclle Locksmiith Serviice:: When keys are locked inside the car, a locksmith
  Vehicle Locksmith Service:
  Veh c e Locksm th Serv ce
  will be contracted on your behalf. Lost keys are not covered by this benefit.


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 24-hour Breakdown Towiing:: Should the road patrol be unable to effect
  24-hour Breakdown Towing:
  24-hour Breakdown Tow ng
  roadside repairs, the vehicle will be towed to the nearest repair facility. The
  cost will be covered for Gold card holders and will be pre arranged for Silver
  card holders, payable by the member.
 Acciident Towiing:: Accident tow costs is payable by insurers and will be
  Accident Towing:
  Acc dent Tow ng
  recovered from member insurance companies.
 24-hour Car Hiire:: Budget Car Rental offer a 25% discount to Card members.
  24-hour Car Hire:
  24-hour Car H re
  In the event of a breakdown, collision or theft members may contact Budget
  Car Rental direct and make their own arrangements. Flashing the card ensures
  the discount.
 Overniight Accommodatiion:: As an alternative to the above: In the event of a
  Overnight Accommodation:
  Overn ght Accommodat on
  breakdown, collision or theft occurring too far from home overnight stay can be
  arranged from more than 700 venues at discounted (standard) rates. All City
  and Road lodges are included in this offer. They will verify your card
  membership and grant card holders an instant discount.
 Message rellay serviice:: If the customer is involved in an accident or
  Message relay service:
  Message re ay serv ce
  experiences a breakdown, the UASA Benefit card Call Centre will offer
  assistance in contacting family or friends.
 Colllliisiion Procedure Adviice:: In the event of a vehicle collision, the call centre
  Collision Procedure Advice:
  Co s on Procedure Adv ce
  will advise and guide the member through the accident process as may be
  appropriate. Claim procedure will be advised on by the UFS insurance services
  team during normal office hours.
 Legall Serviices:: Enter UASA‟s Legal Friend… All you need to do is call your
  Legal Services:
  Lega Serv ces
  UASA Benefit Card call centre and you will be put in contact with our attorney
  online for assistance. He may arrange a free 15-minute consultation (if
  required) with one of the UASA panel attorneys. In terms of the UASA
  agreement, the attorney will be obliged to charge on a “party-party” scale for
  any time exceeding 15 minutes (this is a favourable rate).




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Mediicall Emergency Serviices; Personall heallth adviiser;
Med ca Emergency Serv ces; Persona hea th adv ser;
Emergency Evacuatiion*; and, Commuter cover
Emergency Evacuat on*; and, Commuter cover

Ever wondered what you’d do if your toddler helped himself to some colourful
chemical in your garage? Need a “911” serviice? Then diiall 086 100 8272
                         Need a “911” service? Then dial 086 100 8272
                         Need a “911” serv ce? Then d a 086 100 8272

Well, the UASA Benefit card call centre gives you access to nurses and doctors
online for 24 hours a day, 365 days per year. This service is manned by trained
expert personnel and supported by sophisticated technology that will help with
assessment of symptoms and suggest appropriate care or refer members to
appropriate facilities.

Members merely dial the share-call number and highly experienced and friendly
nurses identify the nature of the situation, supplying the required information using
a sophisticated computer database.

Personal details and medical history are loaded into this computer database so that
they can be accessed when members call again.

This service is offered in nine official South African languages.

Emergency Evacuatiion*;; (((Gold card only):
Emergency Evacuat on*
A 24-hour emergency assistance helpline, which will arrange for the necessary
help you may require in a medical emergency, which occurs in South Africa. A
medical emergency is a life-threatening situation such as a heart attack, drowning,
snakebite or bodily injury (gunshot wound or motor accident injury). You may
experience a medical emergency and be unable to get to a hospital - appropriate
transportation will be arranged and paid for. In addition to emergency
transportation, Medical also offers:
     Medical emergency information over the telephone;
     Referrals to doctors and other facilities;
     Emergency message transmission;
     Guaranteed hospital admission (R2 000 maximum); accidents only
     Arrangements for the escorted return of minors after an accident;
     Repatriation of a policyholder's mortal remains to an appropriate facility in
       policyholder's home town after an accident.

Commuter cover
Commuter cover
      R2 000.00 benefit for emergency in-hospital expenses, following an
       accidental injury.
    Cover applies to the policyholder, spouse and dependant children.
Benefit is per person, per annum

These services are ideal for members on medical aids and also for those who do
not have any medical aid cover.




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 Benefits                                                      Silver Benefit Card   Gold Benefit Card
                                                                     Member              Member
 Telephonic Medical Advisory Service …
  Emergency Medical advice and assistance
  Medical referral to the nearest available doctor,                                       
     dentist, pharmacy, clinic, hospital etc.                                              
  Poisons and hazardous chemical information
  Teen line for confidential discussions                                                  
  Rape Crisis advice, support and referral                                                
  Medical evacuation or relocation
                                                                                           
  Guaranteed admission (to a medical facility following
                                                                                            
     an accident) of up to R2000 per family member
  Monitoring and messaging                                                                
  Travelling companions for stranded minors
  Repatriation after treatment                                                            
  Transfer of life-saving medication and blood                                            
  Return of mortal remains                                                                
                                                                                            
                                                                                           


To expand on the above…

Emergency Medical Advice
In the event of a medical emergency, Access Health will provide appropriate first aid
advice to enable a caller to provide assistance to the member until medical help
arrives.

Assessing day-to-day symptoms
Every day we are faced with decisions regarding our health or that of a loved one. At
any hour of the day or night a registered nurse will help the caller decide what to do.

Important health knowledge
Health issues are complicated and can be unsettling if they are not properly
understood. For example, you get your blood test results back and you’re not entirely
sure what they mean. Access Health carries a complete database on investigative
procedures and can assist the caller with information. Basic health information such
as dietary assistance, and inoculations are also available.

Drug database
Access Health has access to a complete drug database. The nurse assists the
caller with information on the specific drug, the contra-indications, when it should be
taken and whether there is any dietary specification linked to the usage of the drug.

Poisoning
Access Health also comprises of a database with poisoning protocols for the nurses
to assist the caller in his need. The immediate and long-term needs are addressed
with the caller.


Health Counselling

Chronic ailments and diseases such as cancer, AIDS, diabetes, asthma, require
both a better understanding and specific treatment to help the patient, and those
around them, cope with the problem.

         AIDS and Cancer

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         AIDS and cancer are particularly difficult to come to terms with and our
         registered nurses are amongst the leading counselors in this field. They will
         assist the caller in managing and living with his condition to the best of his
         ability.

         Addiction

         All the nurses are trained counsellors. This expertise linked to the knowledge
         base assist them to counsel callers suffering from an addiction. The caller
         will be assisted with coping skills or referrals to appropriate medical care
         clinics.

         Stress management


         Currently we assist stress patients on a daily basis. Counselling, advice and
         relaxation techniques are shared with the callers. No definite risk evaluation
         takes place, but in the case where a nurse suspects further assistance, the
         caller will be referred to their house doctor for initial assessment and further
         treatment.


         Trauma debrief
         Access Health handles debriefing of any sort of trauma on a daily basis.
         Such a session is handled by any of the experienced nurses. A debrief takes
         place with an invitation to phone back if the need arises to discuss the
         situation further. In the case where assessment took place and the nurse
         feels that professional assistance will be required, they suggest to the patient
         to visit a professional for a one-to-one session.

Assistance for rape victims
Initial counselling is immediately available to the victim. After the
assessment and counselling, the victims of rape are directed to the
closest medical centre, where accredited protocols ensure that the victim
and their families receive the most appropriate treatment in a caring
environment. A complete rape care product is also available where the
provision of medication and tests are also provided.




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Travell and Holliidays
Trave and Ho days
Had enough of the rat race? Need a vacation but can‟t afford one? Can‟t get all
those holiday discounts that executives earn through their business travel?

UASA has used their member power to arrange a broad range of holiday discounts
that are normally unavailable to the man in the street. Simply present your
Benefit Card and VIP treatment and diiscounts are yours …
                 VIP treatment and discounts are yours
                 VIP treatment and d scounts are yours

A Web-based solution helps you plan your own holiday and venues at massive
discounts. Not only venues but also arrangements in getting there whether by car,
road coach or air. Discounts are applied to the venue standard rates

 Benefits                                                      Silver Benefit Card   Gold Benefit Card
                                                                     Member              Member
 Airlines: SAA and Nationwide Airlines. Local and                                          
 international (SAA only) Rossair for charters
 Car Hire: Budget Car rental. Up to 25% discount, special                                  
 rates, vouchers and guaranteed lowest rentals in South
 Africa.
 Cruises: Carnival Cruise Lines and Starlight Cruises. Up
                                                                                           
 to 20% discount.
 Hotels:
 Hotels, Castles, Bed and Breakfast / Guesthouse, Caravan
 Park, Cultural / Art / Heritage, Game Lodge, Holiday Flat,
 Holiday Home, Holiday Resort, Inn, National Park, Private
                                                                                           
 Game Reserve, Private Lodge, Self Catering.
 20%-50% discount on standard rates at 800 venues locally
 and 4500 venues world-wide.
 UASA holday accomodation (Marlicht)
 Tour Operators: World Leisure Holidays, Travellers
 Choices, Safariplans & Naturelink: Up to 20% discount,                                    
 special packages, free gifts, room upgrades.
 Road coach travel: Luxliner and Greyhound for 5% and                                      
 10% discounts.
 Golf: SGE grant discount at 36 golf courses                                               
 Blue train and Holiday on wheels: 40% if you book                                         
 early (2 months before) and 20% for Holidays on wheels


The Card Holder's Club Card is valid for a period of one year with unlimited access for two adults
to stay at any of the venues listed within the Discounted Accommodation directory. Children
under 12 stay free depending on the venue management. Inform management when booking.

The UASA Benefit card serves as a unique member I.D card. With this, a unique
identification number and your secret password that you allocate yourself, will let
you have unlimited access to view all the discounted venues that are partners with
Discounted Accommodation. As a member your unique Club Card will let you have
access to all our venues wherever you are in the worl d.
                                  www.discountedaccommodation.com

How to book:
    1. Select the venue where you would like to stay.

    2. Phone or e-mail the venue and ask for the contact person as listed on the Venue Display
       Form. Remember to state your Club Card number when making a booking and that you
       are a Discounted Accommodation Club Member.




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Leiisure
Le sure

Is the cost of having fun spoiilliing the fun?
       cost
       cost               spoiling
                          s p o ng

Your UASA Benefit Card gives you access to a wide range of leisure discounts.

 Benefits                                                        Silver Benefit Card   Gold Benefit Card
                                                                       Member              Member
 Magazines: Car, Getaway, Compleat Golfer, Wine, Popular
 Mechanics House & Leisure Magazine, Drive, Wiel, Longevity,             40%                 50%
 Homeowner, Elle, Little People
 Wine: Liquor Online: Cyber cellar Specials and discounts
 up to 20%; ordering and delivery service; monthly                                           
 competitions.
 Flowers: Virtual Florist: Discounts up to 20%; ordering
                                                                                             
 and delivery service.
 Golf: SGE grant discount at 36 golf courses.                                                




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Cellll and Tellephone…Aiirtiime @ a diiscount
Ce and Te ephone…A rt me @ a d scount

They say that talk is cheap. Well, that was the case before technology got a
corner on this market… Every month, your cell and telephone bills scream at you:
Talk is expensive!

Your UASA Benefit Card ensures that once more, you can afford to tallk…
                                               you can afford to talk…
                                               you can afford to ta k…

 Benefits                                                     Silver Benefit Card   Gold Benefit Card
 @Five JV:                                                          Member              Member
 Prepaid Airtime Discounts: Vodacom, MTN & Cell C:                   7.5%                 10%
 Prepaid Airtime Discounts: Telkom:                                   5%                  5%
 Starter Pack Discounts: Vodacom, MTN:                               25%                  50%
 Cellular Phone Hand-sets: Nokia, LG, Ericsson,
 Siemens, Motorola, Samsung, etc.: Up to 50% discount                                     
                                                                                          



Airtime purchase made easy:
You may now purchase your airtime directly from your cell phone. A separate form
enables @ Five to directly debit your account and to SMS you the airtime within
minutes of ordering. The facility can also be used to upgrade other family members
phones with airtime. Request the form from the call centre, branch chairs or UASA
regional offices.




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TelleShop
T e eS h o p

Remember the good old days… When shopping meant your mother phoning your
local store and simply ordering delivery? (No? … Then you’re probably in the
fortunate position of being under the age of 40!)

Good news! The good olld days are back agaiin!! You can shop from home
           The good old days are back again! You can shop from home
           The good o d days are back aga n You can shop from home
agaiin…
a g a i n…
a g a n…

 One-callll-TelleShop:: Simply dial the Benefit Card hotline (086 100 8272),
  One-call-TeleShop:
  One-ca -Te eShop
  email us (benefitcard@uasa.org.za), or visit our Web site (www.uasa.org.za).
  Shopping hours are between 8am and 5pm, Monday to Friday. A TeleShop
  assistant will help you with all your questions, payments and delivery.

 Free delliivery:: Avoid traffic and parking congestion. Shop from home or office.
  Free delivery:
  Free de very
  Free daytime delivery to most Gauteng and certain other locations is included.

 Best Priices:: Our partners have haggled and bargained to get you some of the
  Best Prices:
  Best Pr ces
  lowest prices in South Africa.

 Large Range:: A large range of products is covered.
  L a r g e R a ng e :
  L a r g e R a ng e

 Leadiing Brands:: For your protection, we provide reputable brand-name
  Leading Brands:
  Lead ng Brands
  products, most of which come with a 12-month manufacturer guarantee, backed
  by nation-wide service.

 Benefits                                                     Silver Benefit Card   Gold Benefit Card
                                                                    Member              Member
 TeleShop call-centre, best prices, delivery, etc.                                        


See Leisure and Retail Shopping sections for other shopping discounts.




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Retaiill Shoppiing
Reta Shopp ng

Shop at any of our selected national or regional retailers and you will be rewarded
with a discount. The card must be flashed for instant discounts. These outlets are
appointed in each area by agreement with UASA Benefit card. The call centre
number or the web address will supply you with a list of merchants in member
areas.

 Benefits                                                     Silver Benefit Card   Gold Benefit Card
                                                                    Member              Member

 Discounts at selected grocers, chain stores,
 butchers, bottle stores, hardware stores, spare-part
                                                                                          
 outlets, pharmacies, etc. Visit www.uasa.org.za for the
 latest list of stores or call Benefit Card call centre.




Now here‟s the bonus: You‟ll earn a 1,5% - 10% instant discount at selected
merchants.




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Householld Emergency Serviices
Househo d Emergency Serv ces

Leaking sewerage, broken window, electrical problem, water damage, etc? Your
Benefit Card provides access service that will arrange a call-out and labour at pre-
discounted rates for your convenience (conditions apply)… Card holders will be
responsible for the payment of the service

 Benefits                                                       Silver Benefit Card   Gold Benefit Card
                                                                      Member              Member
 Call-out plus discounted labour for members’
 account:
  Locksmith
  Glazier
  Plumber
  Electrician
  Appliances                                                                               
  Emergency services (fire brigade, police, traffic
     department, ambulance and security)
  Carpet specialists (flood damage)
  Garden services (referral)
  Fire damage
  Painters (referral)


The above is subject to the following and other conditions:

 Only member‟s own or residence property is eligible
 Member must settle account with service provider directly




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Heallth and Mediicall
Hea th and Med ca

For our health-conscious members… A variety of cost savings to keep your heart
pumping well and your stress levels down.

 Benefits                                                       Silver Benefit Card   Gold Benefit Card
                                                                      Member              Member
 Selected Health Clubs: Up to 25% discount (visit                                           
 www.uasa.org.za for participating clubs) See regional list.
 Vitamins: Up to 50% discount at participating                                              
 pharmacies restricted to certain brands




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Internet Access
Internet Access
                                                             spider’s web
With your Benefit Card, the Web doesn‟t become a diabolical spiider’’s web for
                                                             sp der s web
entrapping you in a cycle of ever-increasing expenses. Members enjoy free Web
hosting, as well as discount dial-up and ISDN Internet access rates.

 Benefits                                                   Silver Benefit Card   Gold Benefit Card
                                                                  Member              Member
 Dial-up access, monthly charge:                                    R79                 R69
 ISDN, monthly charge:                                             R119                 R109




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Fiinanciiall Serviices
F nanc a Serv ces

No one likes talking about death. Yet one of the greatest gifts you can provide
your family upon your death, is adequate financial provision.

Included with your card is a unique set of benefits (limited to card category). For
example:

 Certain financial institutions provide “free” wills. The shock comes when
                                                       The shock comes when
                                                       The shock comes when
  your famiilly has to pay the iinstiitutiion up to 4% estate executor fees!!
  your family has to pay the institution up to 4% estate executor fees!
  your fam y has to pay the nst tut on up to 4% estate executor fees
  This can translate to thousands of Rands! Not only is your family saddled
  with the pain of your death, but they are also penalised for it!

    Gold Benefit Cards now provide both a free will facility and free executor-fee
    cover for the first R100 000 of estate value. Thereafter, discounted fees apply.

 Free head stone cover is included in both Benefit Cards (headstones may be
  selected from the UASA Benefit Card catalogue).

 With the increase of road traffic and related driving offences, commuting by
  taxi, bus, car and train can be hazardous. Commuter Cover is included in both
  Benefit Cards.


Commutter cover
Commu er cover
      R2 000.00 benefit for emergency in-hospital expenses, following an
       accidental injury.
    Cover applies to the policyholder, spouse and dependant children.
Benefit is per person, per annum


 Benefits                                                     Silver Benefit Card   Gold Benefit Card
                                                                    Member              Member
 Free Wills                                                                               
 Executor-fee cover (full cover on up to R100 000 of               ----------              
 estate value; thereafter discounted rates apply).
 Free head-stone cover                                                                    
 Free Commuter Cover                                                                      




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Diiscounted Fiinanciiall Serviices:
D scounted F nanc a Serv ces:

Just to make life a little easier…

 Benefits                                                       Silver Benefit Card   Gold Benefit Card
 Discounts on the following services:                                 Member              Member
 Buy or Finance a car at special UASA-member rates.                                         
 Help in sourcing your dream car. Best deal, with the
 highest discounts. Demo at your convenience.
 Bonds and Refinancing on your house at special                                             
 UASA-member rates. Pre-approved.
 Financial planning                                                                         
 Life insurance, Investments, retirement annuities and                                      
 endowments
 Medical aids (negotiated for individuals or groups)                                        
 Income protector (Not only for contractors but for those                                   
 who earn bonuses, commissions and overtime. Up to
 100% cover)
 Primary health savings: A unique service grant                                             
 members access to over 2 000 medical doctors and
 facilities at pre discounted rates around the country.
 Services are available on a voucher based service or with a
 special UASA/Medisavings card.
 Funeral bridging income: Your family will receive R1000                                    
 per month for 12 months after your death. Supplemental
 cover is also available.
 Motor & household insurance, tailored to your needs at                                     
 competitive rates. Many options are available
 Pension and Provident Fund: Not only for groups! Our                                       
 umbrella scheme accommodates individuals! Be
 independent but have benefits as if you were employed.
 Low-cost death and other benefits. Good returns on
 investment portion.
 Retrenchment insurance: Up to R6000 per month for                                          
 three months for each month you remain unemployed. Plus
 accident cover. Plus savings.
 Personal loans: Normal credit conditions only apply                                        




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Legall Assiistance
Lega Ass stance

UASA has covered members for labour-related legal matters for many years.
However, the world we live in is not getting any easier. Crime, fraud, and highly
ingenious scams seem to be battering hard at our most secure doors. “So, sue
me!” has become a worn-out cliché – used by confidence tricksters who have
become blasé in the knowledge that the cost of litigation actually aids them.

Enter UASA‟s Legal Friend… All you need to do is call your Benefit Card call
centre and UASA will arrange a free 15-minute consultation with one of our panel
attorneys. In terms of the UASA agreement, the attorney will be obliged to charge
on a “party-party” scale for any time exceeding 15 minutes (this is a favourable
rate).

Note: To make use of this benefit, members may only consult attorneys contracted
by UASA. Contact the Benefit Card call centre or visit www.uasa.org.za for a list of
such attorneys.

 Benefits                                                      Silver Benefit Card   Gold Benefit Card
                                                                     Member              Member
 Legal Friend: Free telephonic and 15-minute personal
                                                                                           
 consultation; thereafter favourable rates apply
 Legal Assist: With bail bond, forwarded by attorney and
 refundable within three months. Free telephonic advice            -------------            
 and documentation


LEGAL ASSIST - (INCLUDING BAIL BOND FACILITY):

    It is a 24-hour telephonic service as provided by admitted attorneys referred to
    as legal advisors.

        The service entails a legal advisor identifying a caller‟s enquiry in a legal
         matter where after the advisor decides on what steps to follow.
        Standard documentation for routine legal needs containing guidance charts
         explaining documents‟ applications are available and advisors are able to
         forward them to members without delay.
        The standard documentation includes a Small Claims Court kit (including
         guidelines as to whether a matter falls within the jurisdiction of the Small
         Claims Court), Domestic Workers Agreement and a Maintenance Kit.
    
        The Attorney Referral Panel is a scheme in terms of which members can be
         referred to practicing attorneys on LawCall’s national panel of attorneys for a
         free 30-minute consultation. If required, the panel attorney will also draft
         one letter or make one telephone call on a member’s behalf, both of which
         will be free of charge.
    
        The service also provides a R2 500.00 bail bond facility should it be required.
         The bail amount is fully refundable by the client, within a maximum period of
         3months.




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        Seminars
        Seminars
To make you sassy:: A variety of seminars are provided at affordable fees.
To make you sassy:
To make you sassy
Included are practical guides that you may take home with you. Phone call centre
for details.

New: You may either attend a face-to-face seminar or visit www.uasa.org.za to
visit our virtual education centre!

 Liife Skiilllls Semiinar (Budgetiing):: Some budgets simply don‟t seem to work!
  Life Skills Seminar (Budgeting):
  L fe Sk s Sem nar (Budget ng)
  We can help you re-plan, re-work, consolidate and redraft, making budgets and
  provision plans WORK! Regular group sessions around the country.
 Investment Semiinar:: Local is lekker – but “$” might be the answer to a
  Investment Seminar:
  Investment Sem nar
  depleting “R”. We assist you in planning the best for your unique investment
  needs. We trot the globe. Your demand is our instruction. Efficient tax haven
  structures are utilised. Annual, half-yearly or quarterly.
 Retiirement Semiinar:: Tomorrow arrives and everything has changed. You are
  R e t i r e m e nt S e m i na r :
  R e t r e m e nt S e m n a r
  not going to work… Never, ever again! GREAT!! (or is it?). This is your
  biggest life change yet. Plan your new life! Our seminars can help. Don‟t wait
  for the day to arrive. Our seminars help from 5 years ahead of time. Plan
  ahead!
 Retrenchment Semiinar:: Life after retrenchment. Whereas retirement may
  Retrenchment Seminar:
  Retrenchment Sem nar
  be the biggest change in your life, retrenchment could be the most
  devastating!! Employers who adopted our social programme will pay for you to
  attend this re-positioning, re-educating experience, to assure you that there
  indeed is „life after retrenchment‟.

 Benefits                                                Silver Benefit Card   Gold Benefit Card
                                                               Member              Member
 Seminar Discount                                               25%                  50%




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Terms and Condiitiions
Terms and Cond t ons


Limit of Liability / Disclaimer of Warranty:

NO WARRANTIES. Although great care has been taken to ensure the accuracy of
information contained in this guide, UASA, its associated organisations and
contributing authors make no representations or warranties with respect to the
accuracy or completeness of the contents of this guide. This guide is provided “as
is”, and UASA, its associated organisations and contributing authors specifically
disclaim any implied warranties of merchantability, fitness for a particular purpose
and freedom from infringement. The accuracy and completeness of the information
provided in this guide and the opinions stated therein are not guaranteed or
warranted to produce any particular results, and the advice and strategies
contained therein may not be suitable for every individual. UASA, its associated
organisations and its contributing authors shall not be liable for any loss of profit or
any other damages, including but not limited to special, incidental, consequential,
or any other damages. The user assumes the entire risk as to the accuracy and the
use of this guide. No information in this guide should be interpreted to be a
commitment on the part of UASA, its associated organisations and its contributing
authors.


Trademarks:

All brand names and product names used in this guide are trade names, service
marks, trademarks or registered trademarks of their respective owners. UASA is
not associated with any product or vendor mentioned in this guide.



Terms and Conditions of UASA Benefit Club and Card
Usage

Other terms and conditions apply: See www.uasa.org.za for more information.




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