Confidential Business Plan Worksheet Microenterprise Loan – Existing Business
General Information: Your Name: ________________________________ Name of Business (DBA or Inc): _______________________________________ Type of Business: ______________________________________ What is the loan amount that you are requesting? $______________ How will this money be used to support the growth of your business? ________________________________________________________ What is your long- term work experience in this type of business? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ How does the business fit into the community? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________
Financial Information: What is your gross revenue per month? $__________________ What is your cost of doing business per month? $_____________________ =What is your net revenue per month? $_____________________ What is the value of your inventory on hand? $___________________ What is the value of your equipment? $_____________________ Where do you do your banking for your business? ____________________________ Do you have any business loans with any bank? Yes___ No___ If yes, what bank? ________________________________________________ Do you have a separate checking account for your business? Yes___ No___
Confidential Business Plan Worksheet Micrenterprise Loan – New Business Proposal
General Information: Your Name: ________________________________ Name of Business (DBA): _______________________________________ Type of Business: ______________________________________ Address of Business: ________________________________ Leased/rent _______ Own ___________ What loan amount are you requesting? $_______________ How will this money be used to support the growth of your business? ________________________________________________________ What is your long- term work experience in this type of business? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________ How will the business fit into the community? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________
Financial Analysis: Inventory. Anticipated Suppliers ____________________, ______________________ Cost of Initial Inventory: $_______________________ Attach an estimate from at least two suppliers Cost of Machinery and equipment $____________________ Attach an estimate from at least two suppliers
Monthly COST estimates: Insurance Rent/Mortgage Utilities Salaries Taxes Maintenance Inventory Replenishment Loan payments TOTAL Monthly Costs Customer /Job Analysis: What is your estimated monthly revenue? _____________ Worksheet: An average sale or job = ________ Average number of customers or jobs per day _______ Multiply the two together to equal amount earned per day = $_________ Multiply the dollar amount per day X the number of days open or working per month: $____________x _________days = estimated revenue per month For example, Joe Jones charges $25 per hour to mow a lawn. The Average lawn takes two hours to mow. He has three customers a day. Average job = $50 $50 X 3 per day = $150 $150 X 30 days = $4500 revenue per month How many customers a day do you need to sell your service or product to, in order to meet your monthly costs? __________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________ $__________