Simple Budget Worksheet

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					                            Simple Budget Worksheet

1. Add up your monthly income

       ° Wages                       $ _________________
       ° Spouse’s Wages              $ _________________
       ° Other Income                $ _________________

       Total Income:                                             $ ______________

2. List your monthly expenses

       °   Rent or Mortgage          $   _________________
       °   Electric                  $   _________________
       °   Gas                       $   _________________
       °   Water                     $   _________________
       °   Phone                     $   _________________
       °   Food                      $   _________________
       °   Child Care                $   _________________
       °   Insurance                 $   _________________
       °   Medical                   $   _________________
       °   Auto Loan                 $   _________________
       °   Other Loan                $   _________________
       °   Clothing                  $   _________________
       °   Taxes                     $   _________________
       °   Credit Card               $   _________________
       °   Credit Card #2            $   _________________
       °   Entertainment             $   _________________
       °   Clothing                  $   _________________
       °   Other ______________      $   _________________
       °   Other ______________      $   _________________

       Total Expenses                                            $ ______________

3. Establish the gap

Subtract your Total Expenses from your Total Income
To see whether you have a positive or a negative cash flow.

       The Cash Gap:                                             $ _______________


Please check the Resource Guide for additional tools available to assist with managing
your finances.