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Philip Chen

Mortgage/Real Estate

Mortgage Specialist

Bishop Lending

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I'm a mortgage specialist as well as a real estate agent.

Loan Mortgage Pick A Payment Worksheet

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Loan Mortgage Calculator

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+ = 7.583% Fully Indexed Rate 1.00% $1,608.20 $3,159.58 $3,524.53 $4,658.68 6.875% $3,284.64 Min. Payment Annual Cash Flow 1st Year x 12 $20,117.36 2nd Year x 12 $18,669.98 3rd Year x 12 $17,114.05 4th Year x 12 $15,441.42 5th Year x 12 $13,643.35 $84,986.16 Compliments of: Office: 0 Fax: 0 $500,000 $900,000 John and Mary Smith 1/20/2007 $1,426.17 $1,555.83 $1,676.45 55.56% (Ln Amt. Amortized over 30 yrs using Min. Payments) Interest Only Payment Option: Cash Flow $1,997.86 $2,147.70 $1,136.95 $1,286.79 Pick-A-Payment Loan Worksheet Guaranteed 5 Year Minimum Payment Plan INDEX MARGIN 2.650% 4.933% Date: Borrower Name(s): 30 Year Fixed Loan Amount: Approx. Property Value: Loan-To-Value: Minimum Payment Rate: Minimum Payment Option: Payment Options (Loan Amt X Fully Indexed Rate /12) 30 Yr Principal & Interest Option: (Ln Amt Amortized Over 30 Yrs at Fully Indexed Rate) Accelerated 15 Yr Payment Option: (Ln Amt Amortized Over 15 Yrs at Fully Indexed Rate) Philip Chen 0 Interest Rate What Could You Accomplish With This Money? --> 30 Year Fixed Rate: 30 Year Fixed Monthly Payment: $1,608.20 $1,728.81 $1,858.47 Payment Options other than minimum payment are determined monthly according to that month's fully indexed rate, which will change. Please consult your Regulation Z. This is not an offer to lend. Equal Housing Lender. For Illustration purposes only. + = Fully Indexed Rate Min. Payment Cash Flow Savings Annual Cash Savings 1st Year x 12 2nd Year x 12 3rd Year x 12 4th Year x 12 5th Year x 12 Compliments of: Office: Fax: Interest Rate What Could You Accomplish With This Money? --> 30 Year Fixed Rate: 30 Year Fixed Monthly Payment: Approx. Property Value: Loan-To-Value:Minimum Payment Rate: Minimum Payment Option: Payment Options (Loan Amt X Fully Indexed Rate /12) 30 Yr Principal & Interest Option: (Ln Amt Amortized Over 30 Yrs at Fully Indexed Rate) Accelerated 15 Yr Payment Option: (Ln Amt Amortized Over 15 Yrs at Fully Indexed Rate) Pick-A-Payment Loan Worksheet Guaranteed 5 Year Minimum Payment Plan INDEX MARGIN Date: Borrower Name(s): 30 Year Fixed Loan Amount: (Ln Amt. Amortized over 30 yrs using Min. Payments) Interest Only Payment Option: Payment Options other than minimum payment are determined monthly according to that month's fully indexed rate, which will change. Please consult your Regulation Z. This is not an offer to lend. Equal Housing Lender. For Illustration purposes only.

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posted:12/18/2007

language:English

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Rosemary Glantz

Pick - a - payment

Rated 8 out of 10

April 13, 2008 (3 months 9 days ago)Worksheets like this one are always useful, not only to businesses, but also to consumers. If, for instance, I knew how much I could afford to pay each month, I could use this sheet to figure out how much I could afford to borrow at various interest rates. This could be very useful to a great number of people, and it's laid out in an easy-to-use, "fill-in-the-blanks" format.