www.dotcomhunter.com Benefits of Pre-paid legal plans Pre-paid legal services can be a very attractive alternative to hiring a lawyer for many people. You should consider the importance and rela tive priority of these benefits in light of your own legal needs. So what are the benefits going pre-paid compared to conventional hire of lawyers? Benefit Number 1: Cost-Effective Pre-paid legal plans can take the sting out of hiring a lawyer. Lawyers ’ fees are prohibitive for most people: you can run bills of thousands of dollars and this is simply out of reach of most working and middle-cla ss families. With pre-paid plans, what you get charged is more in line with what y ou pay for your health or home insurance. Plans start as low as $9 per month and typically don’t exceed the $30 mark. Benefit Number 2: Simplicity There is a number of very complicated set of fees lawyers charge: contingency fees, flat fees, statutory fees and hourly rates. In the cas e of contingency and statutory fees, you have to get into the intricate details of how these fees are computed – say for a contingency fee h ow much is the lawyer’s commission? – and their regulatory nature – wh o regulates the statutory fee and how do I know if these fees are in line with regulatory guidelines?-. The other two types of fees can be equally as complex. Increasingly, attorneys choose to incorporate any overheads they incur, like secreta rial expenses, parking charges and travel fees into their flat and hourly fe es. They can also set a minimum number of billing units, like three tenths of A gift from www.dotcomhunter.comwww.dotcomhunter.com an hour (18 minutes), irrespective of how long it takes them to deal wi th your problem. This is just a sample rundown of what might influence the various fee s charged by lawyers, other factors and arrangements can apply too. C ontrast this with the simplicity in which pre-paid legal services are priced and furnished. The process is simple and straightforward: you sign an ag reement to pay a fixed monthly fee and that’s about it. If what you’re looking fo r is not covered, your plan provider will give you a prior notice of a different billing so that you know exactly how much you will be charge d. Benefit Number 4: Pre-emptive Law Pre-paid plans offer unlimited phone consultation and advice. This as pect of the service can save you a lot of trouble, money and time in the future. Most legal problems you are likely to face in your day-to-day li fe can be solved if you take the necessary steps in line with the law. Wit h the right advice and consultation with your lawyer, you can detect lega l blunders before they occur and hence minimize the risk of litigation a nd protection. (Word count: 444.) PPPPPP A gift from www.dotcomhunter.com