Promissory Note_ Fixed term_ Variable Interest

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Promissory Note $U.S. Due: FOR VALUE RECEIVED, the undersigned, ______________________(the "Borrower"), hereby acknowledges itself indebted to ____________________(the "Lender") and promises to pay to or to the order of the Lender at _______________ or as otherwise directed in writing by the Lender, the principal sum of _____________________, with interest thereon at a variable rate per annum equal to the rate of interest commonly known as the prime rate of interest announced from time to time by ______________________ (or its successor) plus ___________, calculated and payable monthly, not in advance, on the 1st day of each and every month, commencing ________________, and both before and after demand, maturity, default and judgement until paid The principal sum and interest thereon shall be due and payable as follows: 1. Interest shall be paid monthly on the last business day of each month; and 2. The entire principal sum and all interest accrued thereon shall be paid on . In the event of default in payment of any amount of principal or interest under this promissory note, the entire remaining principal sum and all interest accrued shall, at the option of the Lender, become immediately due and payable without notice or demand. The Lender may assign all of its right, title and interest in, to and under this promissory note. All payments required to be made hereunder shall be made by the Borrower without any right of setoff or counterclaim. DATED: _____________________ Witness ________________________

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