Protecting_Against_Identity_Theft

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					Protecting Against Identity Theft

Word Count:
358

Summary:
Identity theft is a horrible problem. Those whose identities are stolen
must go through so much legwork just to get their lives back on track.
The worst part about identity theft is the fact that so many people
believe that it could never happen to them. In all honesty, they could be
no further from the truth. More than 500,000 American citizens'
identities are stolen per year, and we've written this article to provide
some tips when it comes to protecting your identity.

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Keywords:
Identity Theft, Consumer Information, credit cards, banking


Article Body:
Identity theft is a horrible problem. Those whose identities are stolen
must go through so much legwork just to get their lives back on track.
The worst part about identity theft is the fact that so many people
believe that it could never happen to them. In all honesty, they could be
no further from the truth. More than 500,000 American citizens'
identities are stolen per year, and we've written this article to provide
some tips when it comes to protecting your identity.

- First and foremost, you need to make sure that you keep your social
security number safe. Your credit reports and bank accounts are linked to
your social security number, and if an identity thief has that
information, their work is made a lot easier.

- Next, you need to regularly monitor your credit report. It contains
all the information that you need when it comes to determining whether or
not someone has stolen your identity. Bank statements, account closings
and openings, as well as your account numbers are located on your credit
report, and it can be a great tool to defend against identity theft.

- When you get offers for credit cards and bank accounts in the mail, it
is important to shred them immediately. They contain information about
you and if they are not properly destroyed, would-be thieves can easily
send in the information to create an account for themselves, wreaking
havoc upon your financial records. Be sure to use a shredder that employs
a cross-cutting technique, as they are much more capable when it comes to
destroying documents.

- Only carry credit cards and other cards with your personal information
with you when it is absolutely necessary. Things happen, and you may lose
your wallet or purse. You don't want to put all your eggs in one basket;
a found wallet can provide an identity thief with all they need to steal
your information.

Following these steps can be a great way of protecting yourself against
the perils of identity theft. It's a problem that can stick with you and
your credit score for life, so it is of great importance to keep your
information safe.