Budget_

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					Budget!

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550

Summary:
Are you Kidding? Money always burned a hole in my Pocket!

If I liked something I bought it.

This practice of course leads to the Poor House. Thank God they don't
have debtors prisons

Anymore. Ok We have to shapeup! So let get after it.

Learning to follow a budget can be very difficult at first. This can be a
big concern if you have been use to spending money freely. First step of
course is setting up your budget and some guidelines to keep within your
budget. Be s...


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Article Body:
Are you Kidding? Money always burned a hole in my Pocket!

If I liked something I bought it.

This practice of course leads to the Poor House. Thank God they don't
have debtors prisons

Anymore. Ok We have to shapeup! So let get after it.

Learning to follow a budget can be very difficult at first. This can be a
big concern if you have been use to spending money freely. First step of
course is setting up your budget and some guidelines to keep within your
budget. Be sure that all expenses are accounted for. Don’t forget to
include fun money or entertainment funds if able. Once your budget is put
together soundly you are ready to set up some guidelines to assist you in
keeping on track with your budget.

One of the best ways to keep you on budget is to stop carrying cash. For
most of us while shopping when we see signs offering miscellaneous items
for ninety-nine cents we can’t resist. It’s just a dollar here and a
dollar there. Those dollars add up fast and before you know it the twenty
dollars in your pocket is gone. By not carrying cash you can help stop
impulse buying. If you still prefer to carry cash, your best bet is to
only take what money is necessary to spend. Give yourself an estimate of
what your groceries will cost you. Take only that amount with you. This
will help curb the need to purchase excess items, knocking you off the
budget track
Always shop with a list, to help prevent unnecessary spending. If you
make a weekly or biweekly grocery list, you will only be purchasing those
needed food items. Or create a list of cleaning supplies and stick to
those isles only. If you allow yourself to wander aimlessly around a
store you are allowing yourself to be tempted for other purchases. It can
be very hard to stay on budget when desired objects surround you.

Become a thrifty shopper. It can’t hurt to look through coupons. Even a
few saved cents per purchase can really add up on savings in the end.
Searching through clearance sections in stores is another way to find
items you need and save money on as well. You may be pleasantly surprised
to see how much you can take home, and still have money in your pocket on
your way out the door.

Keeping yourself on a budget is about self-control. It’s fighting the
urge to buy what is not needed. If you have a difficult time curbing your
shopping habit, keep a friend or relative with you on shopping outings.
Someone you can trust to steer you away from temptation. As long as you
lower the temptation for purchases, make a list and stick to necessary
isles you will prevent yourself from loosing track of your budget needs.

Once you conquer your shopping demons, you will become proud of yourself
for doing so. It’s a good feeling to be able to shop and stick to a list
of items and not cave to those savings signs. You’ll feel a great sense
of accomplishment as well. So don’t be overwhelmed, grab that pen and
paper and keep on the budget path.

				
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