special welfare program for the blind
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NATIONAL FEDERATION OF THE BLIND (Regd. no:4866)
Regd. Office : 2721, Chowk Sangtrashan, Pahar Ganj, New Delhi -110055
Ph.no: 011-23562277, Telefax: 011-23562546
Admin. Office : NFB Library & Braille Press, Delhi Rohtak Road, Bahadurgarh -124507, Distt Jhajjar, Haryana
Ph.no: 01276-230912, 235849, Telefax: 01276-233025
www.nfbcontribution.com
SPECIAL PROGRAMME FOR THE WELFARE OF THE BLIND
(Aided by Govt. of India)
"Donate something..... Earn everything......" Donation creates wealth? Yes, this is a dream project to
rehabilitate 7% of the total blind community in India & to solve Financial Blindness of the Indian Society.
This is totally a Riskless program & the outcome financial benefits related to donations only. No other risk
factors involved in this project. We invite you to contribute/donate to this special program only after you get
fully convinced. Here we are going to show you how you can achieve Financial Freedom involving this
project. Please go through the entire contribution plan explains easy to understand.
Contribution plan:
According to the census 2001, there has been a considerable increase in the population of visually disabled
persons. The census says that the population of disabled people in India is 5% of total population. The
"National Federation of the Blind" was established in 1970 by former premier Mrs. Indira Gandhi with the
philosophy "Let the Blind Lead the Blind", as an autonomous body working under the control of Social
Justice & Empowerment department, Govt. of India. According to the guidelines issued by the Ministry of
Social Justice and Empowerment, Government of India, all voluntary organizations are required to
"Establish other self support system that would gradually reduce their dependence on the Government."
The objective for which the Federation was founded include to strive for equality of opportunity for the Blind
in the field of Education, Training and Employment etc. NFB used to get 70% finance as subsidy from Govt.
of India and 30% from other charities and donations. As part of the Globalization, Govt. slowly took off 70%
subsidies & face financial crisis. Meanwhile, the population of blind people in India, rose to 7% of the total
population. NFB needed the finance to overcome, and Govt. of India appointed a team of I.A.S senior
officials to study & they introduced such a self-financing fund raising program to the country since July2003.
The Federation is serving the blind community through its various Welfare Programs by 51
branches/affiliates and units throughout the country. To get your nearest affiliate/branch/unit throughout the
country, visit http://www.blindwelfare.com/branches.htm. It has total strength of membership of over 20000
and it is affiliated to “World Blind Union”. This is to clarify here that Special Program for the Welfare of the
Blind does not come under "The Prize Chits Fund Money Circulation Schemes (Banning) Act. 1978"
since the federation is a charitable organization & it is exempted under section 11 of the said act. The
donation amount would be eligible for 50% tax concession under Section 80(G) of the Income Tax Act,
1961, visit www.nfbcontribution.com/it.htm
The National Federation of the Blind applied all constitutional and democratic methods to ensure equality
and full participation in the society for people with disabilities particularly for people with visual impairment.
However, when it was felt that requisite awareness could not be created and issue of rights of disabled
could not figure on National Agenda, a crucial decision was taken in early 1980 to work as a mass
movement of the blind representing the interests of all disability groups. It was in this background that on
16th of March, 1980 "The World Disabled Day". To know more the history, you can visit at
http://www.blindwelfare.com
The Federation is running the following projects for the Welfare of the blind in different states;
1. Braille Library in Bahadurgarh in Haryana, Raibariely in U.P. & Coimbatore in Tamilnadu.
2. Braille Press for Blind at Bahadurgarh and Trivandrum in Haryana & Kerala States respectively.
3. School for the sightless people at Kanpur, Jammu, Alindi, Pune & Mangalore.
4. Orientation & Mobility Service for Blind.
5. Guiding & Counselling Program for Blind.
6. Placement Service for the Blind.
7. Self Employment Program for Blind.
8. Hostel for college going Blind students at Bangalore, Karnataka.
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Salient features:
a. Contribute/Donate to special welfare programme is limited to Indians citizens only who resides in
India. Non Resident Indians can also apply with Indian address. No gender or age limitations.
b. The minimum donation amount has been fixed as one single unit that costs Rs.371 (Non-
refundable). Any number of units could be bought.
c. To donate to NFB, payment is done ONLY through DD (Demand Draft) taken from any Nationalized
Banks in favour of National Federation of the Blind payable at New Delhi.
d. The donation amount would be eligible for 50% tax concession under Section 80(G) of the Income
Tax Act, 1961.
e. Even if you couldn’t bring any new units to NFB, you will still be eligible for a BONUS amount known
as Passive Zone Income, where you earn a minimum of almost 10.24 times & the maximum upto
40.97 times what you donate.
f. If you could tell others to donate with the help of your Sponsor ID, you could get an INCENTIVE
amount known as Active Zone Income, where you can earn a maximum of almost 128.85 times of
what you donate.
g. Service Provider Bonus (new) is also applicable for Social workers @Rs.5.00 per unit.
h. All the social worker those who are donating Rs.10,000 & above will be eligible to get group
Insurance policy for one year on the following manner:- (1) On donating of Rs.10,000 to 25,000 will
get Insurance of Rs.25,000. (2):- On donation of Rs.25,001 to 50,000 will get insurance of
Rs.50,000. (3) On donation of above Rs.50,000 will get insurance of Rs. 1,00,000.
i. The auditing of the National Federation of the Blind would be by The Comptroller and Auditor
General of India (CAG), thus assuring 100% transparency in transactions.
j. This is to clarify here that Special Program for the Welfare of the Blind does not come under "The
Prize Chits Fund Money Circulation Schemes (Banning) Act. 1978" since the federation is a
charitable organization & it is exempted under section 11 of the said act.
There are two ways through which money can be generated, the Active Zone (incentives) and the Passive
Zone (bonus). Out of every Rs.371 you donated, Rs.66 transferred to NFB own account (used for blind
welfare activities), while the remaining amount is transferred into three accounts itself: ie; Active Zone
(Rs.145), Passive Zone (Rs.80) & Passive Zone A (Rs.80).
PASSIVE ZONE INCOME:-
Level Amount
Level 1 80/-
Level 2 160/-
Level 3 320/-
Level 4 640/-
Level 5 1280/-
Level 6 2560/-
Level 7 5120/-
Total bonus: Rs.10160/- (Passive zone)
1. In case of no reference in 75 days 25% of the passive zone incentive will be paid.
2. In case of 1 reference in 75 days 50% of the passive zone incentive will be paid.
3. In case of 2 reference in 75 days 75% of the passive zone incentive will be paid.
4. In case of 3 and more reference in 75 days 100% of the passive zone incentive will be paid.
5. Gains would accrue from this zone in keeping with the pace of the growth of the plan.
6. Incentive will be released for both active & passive zones when it crosses Rs 200/-.
7. Passive zone A (from Jan,2006 onwards) which is same as above applicable upto 6h level only.
Passive zone consists of a universal common pool (common site) where everyone's Rs.160 is allowed to
accumulate via a Forced Matrix system of 3 (Forced Matrix theory of 3 x 7 plus 3 x 6) on a first-come,
first-serve basis. If you invested 1 unit (Rs.371); but brought no one under your donation, then you would
be eligible for Rs.3800, that is almost 10.24 times the amount what you donated. If however, you brought 3
times under you, ie;3 units, within 70 days, then you would be eligible for Rs.15,200 that is almost 40 times
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the amount you donated! Passive zone income payouts released by 7 installments, starts from 6 month
intervals from the date of receipt of donation. And Passive zone A income payouts released by 6
installments, starts from 3 month intervals from the date of receipt of donation. If you have not brought any
units under you, NFB will then give you Rs.3800. Depending on the number of units under you, your
passive income increases; and the maximum (100%) is Rs.10160 (Passive zone) + Rs.5040 (Passive zone
A) = Rs.15,200. If you partly or fully eligible for bonus, the period of releasing payouts will be same.
0 unit under you – eligible for 25% bonus = Rs.3800 (10.24 times)
1 units under you – eligible for 50% bonus = Rs.7600 (20.48 times)
2 units under you – eligible for 75% bonus = Rs.11,400 (30.72 times)
3 units under you – eligible for 100% bonus = Rs.15,200 (40.97 times)
How Passive Zone Income works:
One unit is Rs.371 =Rs.66(NFB own account) + Rs.145(Active Zone) + (Rs.80+80)=Rs.160(Passive Zone).
U (You)
A(80) B(80) C(80) where A,B & C are 3 people who have joined NFB immediately after you
joined. (from anywhere in India)
Here, you are eligible for everyone’s 3 x Rs.80 =Rs.240; but only one Rs.80 is
allotted for you. (see level 1).
(80) (80) D The other two 80’s are put under A as rebirths & new D came next to two
rebirths. Now, here you will get two rebirth of 80’s = Rs.160 (see level 2).
When you reach 3rd level, you will get 4 rebirths accordingly, ie; 4 x Rs.80=
Rs.320 (see level 3)
So, that explains the 1st , 2nd & 3rd levels.
The automatic rebirths will continue upto 7th level. Passive zone A (started from Jan,2006 onwards) which
is same as above applicable upto 6th level only. Remember, our allocated everyone’s Rs.80 for getting two
rebirths when anyone join under themselves (anywhere in India). For example, A is added from Kerala, the
next B & C may be joining from West Bengal, Maharashtra and so on… It is a computer generated left to
right auto-filling procedure. Something like our RAC system in Railways.
Similarly, as the Forced Matrix system expands down,
Four 80’s are added. So 4 x 80 = 320 (level 3)
Then eight 80’s … = 640 (level 4)
Sixteen 80’s … = 1280 (level 5)
Thirty-two 80’s … = 2560 (level 6)
Sixty-four 80’s … = 5120 (level 7).
Rs.10,160 (From passive zone) +
Rs. 5,040 (From passive zone A)
Total is Rs.15,200 (40.97 times)
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Thus, we have 7 levels from Passive zone & another 6 levels from Passive zone A (newly started from
Jan,2006); which will be paid in approx. 6 & 3 month intervals & the process continued until the aforesaid
payout complete. The period of Passive zone income (bonus) may be slow or faster depends upon the
overall growth of the scheme. Passive zone income depends on who donate from entire country without our
knowledge & control. But, Active zone income who become active with our knowledge & control. Passive
zone (bonus) is the other source of income, not the main source of income. Passive zone income helps
who became not active. An active donor can get both Passive & Active income depends upon their will. In
fact, this is the most impressive feature of this scheme, the main reason why it is attracting EVERYONE…
thus, adding high credibility to the National Federation of the Blind.
Suppose if you just donate 100 units (Rs.37,100) to NFB & don't bring any units under your down levels.
You were automatically eligible for 10.24 times the amount what you donated. See, how everyone is eligible
to get 10.24 times the amount what he donated.
Passive zone A:
Level 1 : 8,000 x 100% bonus = Rs.8,000/- (1st payout/installment)
Level 2 : 16,000 x 100% bonus = Rs.16,000/- (2nd payout/installment)
Level 3 : 32,000x 100% bonus = Rs.32,000/- (3rd payout/installment)
Level 4 : 64,000 x 100% bonus = Rs.64,000/- (4th payout/installment)
Total amount = Rs.1,20,000
Note: The above payouts released as per the overall growth of the scheme.
Passive zone:
Level 1 : 8,000 x 25% bonus = Rs.2,000/- (1st payout/installment)
Level 2 : 16,000 x 25 % bonus = Rs.4,000/- (2nd payout/installment)
Level 3 : 32,000x 25% bonus = Rs.8,000/- (3rd payout/installment)
Level 4 : 64,000 x 25% bonus = Rs.16,000/- (4th payout/installment)
Level 5 : 1,28,000 x 25% bonus = Rs.32,000/- (5th payout/installment)
Level 6 : 2,56,000 x 25% bonus = Rs.64,000/- (6th payout/installment)
Level 7 : 5,12,000 x 25% bonus = Rs.1,28,000/- (7th payout/installment)
Total amount = Rs.2,54,000
Note: The above payouts released as per the overall growth of the scheme.
ie; Total amount from Passive zone & Passive zone A = Rs.3,80,000 (10.24 times)
Remember if you could complete 3 times the units under you within 70days, calculate the above amount
multiply by 100% bonus with the same month of payouts. If only 2 times you brought under you, multiply by
75% bonus with the same month of payouts. If only 1 times you brought under you, multiply by 50% bonus
with the same month of payouts. The month of releasing payouts will not change, if you could or couldn't
complete within 70days of time. You will be automatically out of the scheme after paying the specified 7th of
the Passive zone & 6th level of the Passive zone A, thus increases the possibility to give bonus to everyone.
ACTIVE ZONE INCOME:-
1st Level Rs.20 X 3 = 60/-
2nd Level Rs.10 X 9 = 90/-
3rd Level Rs.10 X 27 = 270/-
4th Level Rs.15 X 81 = 1215/-
5th Level Rs.70 X 243 = 17010/-
6th Level Rs.10 X 729 = 7290/-
7th Level Rs.10 X 2187 = 21870/-
Rs.145 Total Incentive = Rs.47805/-
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An active donor can get both Passive & Active income depends upon their will. It should be easy to
understand… and naturally, it depends on how many units you have under your amount. You can bring a
maximum of 3 times of units under you. So, for example, you could have 1 unit 3 units 9 units 27
units 81 units 243 units 729 units 2187 units. After the 7th level, you are automatically out.
In Active Zone, for our example of 1 unit, the levels go like this:
1 unit (you)
3 units (e.g. It could be a single donation of 3 OR 1 x 3 OR 1+1+1…)
9 units (e.g. It could be a single donation of 9 OR 1 x 9 OR 3+3+3....)
27 units
81 units
243 units
729 units
2187 units
There is no time limit for earning money in Active Zone. In this contribution, there is no left or right leg to
be match in your downline for releasing payouts. There is no time limit or any target to complete specific
units or anything like. Whatever the units you have in your downline, you will get it within the cutoff dates
1st & 15th of every month. You can earn full Active zone income (incentives) even within a month, if you
can reach 7th level deep. Passive zone income (bonus) depends on who donate from entire country without
our knowledge & control. But, Active zone income (incentives) depends who became active with our
knowledge & control.
How Active Zone Income works:
For each level, they have fixed an amount per unit. For the 1st level, each unit can fetch you Rs.20/-. So, if
you have 3 units, then you are eligible for Rs.20 x 3 = Rs.60. If it is 2 units, then Rs.20 x 2 = Rs.40. If only 1
units, then Rs.20 x 1 = Rs.20. Your 1st level is very important for getting Passive income & Active income.
After your 1st level with 3 times the units, you will redirected to 2nd level. When you reach 2nd level, each
unit can fetch you Rs.10/-. So, if you have 9 units, then you are eligible for Rs.10 x 9 = Rs.90. If it is 5 units,
then Rs.10 x 5 = Rs.50. If only 1 units, then Rs.10 x 1 = Rs.10. When you reach 3rd level, each unit can
fetch you Rs.10/-. So, if you have 27 units, then you are eligible for Rs.10 x 27 = Rs.270. If it is 5 units, then
Rs.10 x 5 = Rs.50. If only 1 units, then Rs.10 x 1 = Rs.10… and so on. There is no minimum or maximum
units you need to achieve (on each levels) for releasing payouts. And also there is no left or right leg to be
match in your downline for releasing payouts. Whatever the units you have in your downline, you will get it
paid during the cutoff dates 1st & 15th of every month. Remember, you can earn full Active zone income
(incentives) even within a month, if you can reach 7th level deep.
1st level = Rs.20 x 3 units = Rs.60
2nd level = Rs.10 x 9 units = Rs.90
3rd level = Rs.10 x 27 units = Rs.270
4th level = Rs.15 x 81 units = Rs.1215
5th level = Rs.70 x 243 units = Rs.17,010
6th level = Rs.10 x 729 units = Rs.7290
7th level = Rs.10 x 2187 units = Rs.21,870
So, Total amount from Active Zone: = Rs.47,805 (128.85 times)
ie; When you donate 1 unit (Rs.371), from Active & Passive zone you could
earn approx. Rs.47,805 + Rs.15,200 = Rs.63,005 (169 times)
ie; When you donate 10 units (Rs.3710), from Active & Passive zone you could
earn approx. Rs.4,78,050 + Rs.1,52,000 = Rs.6,30,050 (169 times)
ie; When you donate 100 units (Rs.37,100), from Active & Passive zone you
could earn approx. Rs.47.8 lakhs + 15.2 lakhs = Rs.63 lakhs (169 times)
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How to Apply Units/ID’s:
One can do online joining by reaching their website www.nfbcontribution.com/join.asp. (Use Sponsor/Refer
ID nos: 10081575, 10081576, ... upto ..., 10081777, 10081778) For online joining, now if you are taking
more than one ID on the same name, their is no need to feed separate form to separate ID numbers, just fill
one form and then login into your Webpage with the help of ID No and Password which is your date of birth
and click on Donate Now option, then enter the payment details, after that a slot of ID Nos. is allocated to
you as per your DD amount, then you have to enter placement by clicking on Submit Yellow Sheet, don't
forget Finalize the Yellow Sheet after its completion. With the help of DD issued from any nationalized
bank, you can apply for any number of units through online. If you apply more than 1 unit/ID, you don’t need
to open with new ID.no & password to open the web page. To view all applied units/ID’s click on View
group by using your main ID.no & password to get it.
Then print all the forms (1,2,3 & 4) which is available at www.nfbcontribution.com/form1.htm. Write down
the placed ID.nos. submitted through Yellow sheet should be same as in the forms 3 & 4 accordingly. This
is to clarify that, printed forms completed manually & DD shall be send to their (NFB) said address only. It is
clarified that confirming ID. no will be given to donor joining through website, if the payment is received
within 10 days of the provisional joining.
Frequently Asked Questions:
Question. 1. How can I contribute/donate to this program sitting in my home/internet cafe?
Ans. Yes. You can do it online by using your computer & internet or internet cafe. You can easily open an
account with NFB by reaching the website www.nfbcontribution.com/join.asp giving your personal details.
(Use Sponsor/Refer ID: 10081575 upto 10081778, 204 ID's) With the help of DD issued from any bank, you
can buy any number of units through online. You can work anywhere in India with the help of computer &
internet.
Question. 2. Can I buy any number of units? Do I need to reveal the source of income? What does mean a
Sponsor ID & how I know who is my Sponsor?
Ans. You can buy any number of units in your own name or family members. You can rejoin or buy units
anytime in your downline to get the maximum benefit. There is no need to reveal your source of income. A
Sponsor is an Introducer who came to introduce this special program to you has an Identification number
where is widely used for identify the person. In our daily life, you can see everywhere a Sponsor/Referral
who brings business for insurance, banking, financial sectors.
Question. 3. Can I consider this is an investment program? Do I will get any guarantee of my investment?
Can I get a life long bonus when I came to donate?
Ans. This is purely a donation program not an investment program. Suppose, you buy 100 units
(Rs.37,100) & you and your referrals could bring (2187 x 100 = 218700 units), NFB can give you any
guarantee to pay the aforesaid Active zone income (incentives) of Rs.47.8 lakhs even within a month of
time. There is no time limit to get this amount. Passive zone income (bonus) help donors who became not
active without losing your donated amount. You can’t get life long income from Passive zone. Because,
after the specified 7th level of Passive zone & 6th level of the Passive zone A you are automatically out of
the system, thus increases the possibility to give bonus to everyone. Passive zone income based on
donations throughout the country, thus also increases the possibility to get bonus easily.
Special Notes:
1. TRY OUT THIS BEST ALTERNATIVE, IF YOU COULDN'T COMPLETE 3 TIMES THE UNITS YOU
DONATED WITHIN 70 DAYS: By donating 3 times yourself under your own 100 units ie;300 units (300
units x Rs.371 = Rs.1,11,300), you are assured of Rs.15,20,000/- PLUS an additional Rs.11,40,000/- (25%
of 300 units) ie; Rs.26,60,000 (26 lakh Rupees). Remember, your investment is only Rs.37,100 (100units)
+ Rs.1,11,300 (300 units) = Rs.1,48,400. The aforesaid income is getting legally & no need to reveal your
source of income the amount what you donated. If you invest your money Rs.37,100 (100 units) in any post
office schemes or any nationalized banks, how much years to take become even double? Here, you have
an opportunity to earn minimum Rs.3.8 lakhs (10.24 times) & the maximum 63 lakh Rupees (169 times).
2. This is not a MLM or product marketing campaign & do not compare with other networking
programs. Because here, you can see a wide difference when you compare with other networking
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programs. In this contribution, there is no left or right leg to be match in your downline for releasing payouts.
Whatever the units you have in your bottom levels, you will get it within the cutoff dates 1st & 15th of every
month.
3. We can offer you attractive commissions, if you can work with or without joining through us. If you could
bring 1,00,000 units per month by using your simple contacts, we will give you attractive
commission charges of Rs.1 per unit ie; Rs.1,00,000. You can work from anywhere in India as a
Freelance Social Worker doing part time or full time. Online training & techniques will be provided.
4. We help you to build your downline one after another who came to join through us. This will somewhat
benefit you to get Active & Passive zone income even without your own effort to find new donors. The
service we offer you like first come first serve basis & free of charge.
5. We change Sponsor ID time to time depending upon the downline status. So, please contact us to get
final Sponsor ID before joining. Feel free to contact us for any information or attend any of the following
NFB meetings held throughout the country http://www.nfbcontribution.com/meetings.asp.
Somebody seems a good investment program. Somebody becomes active to get their financial needs.
However, this program useful for both parties who came to contribute. Remember, you are doing a legal
business & getting clear white money after deducting taxes (T.D.S 5.5% + Educational cess 2% of T.D.S +
Development charges 5%).
We believe that, you understand the major part of the special programme. Now you have to study how the
system works & how you can make maximum benefit promoting this special programme. Simply set your
own budget & see our Automatic Income Calculator for Contribution plans with different working methods
here http://www.mhmgs.com/NFB.xls. (We recommend to utilize Plan5 which gives you maximum benefit
due to auto qualify your units/ID’s itself)
Donor Benefits:
- Low Donation amount starts from Rs.371 (1 unit/ID) to any multiples of 10, 100, 1000, 10,000....
- No need to reveal your Source of Money
- Donations eligible for 50% tax concession, if applicable
- Secure Minimum Free Bonus of 10.24 times ie; Rs.3800 per 1 unit/ID
- Earn Maximum Referral Bonus upto 40.97 times ie; Rs.15,200 per 1 unit/ID
- You will get Minimum or Maximum Bonus by 13 installments
- Earn Maximum Referral Incentives upto 128.85 times ie; Rs.47,805 per 1 unit/ID
- Incentives released every 15 days directly reach to your doorstep
- No minimum or maximum time/cash limit for Incentive payouts
- No Leg Balancing, No level filling, No ceiling, No spillover, No yearly renewals
- Maximum Group Insurance upto Rs.1,00,000
- Service Provider Bonus Rs.5 per 1 unit/ID
- You will get pure white money after deducting taxes upto 13%
- E.C.S facility available with major Banks
- 100% Risk Free & Legal Business in India
Thanks & Regards,
Abraham kurian
For Mhmgs (Regd)
Tel.no: (+91) 471 6538863, Mob. no: (+91) 9895187185
Visit us : www.mhmgs.com
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