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Updated: 12-10-09 Pyramid Capital Investment Corp Newport Beach, CA Real Estate Agents Only Let Us Help Structure Your High Value Real Estate Transactions Stated Purchase Programs to $6,000,000 Full Doc Purchase Programs to $7,000,000 Specializing In Premium California Real Estate Titanium Program Income Occ Rate 1st Mortgage FULL DOC Loan to $5.0M at 60% LTV 5/1 ARM 1st Mortgage STATED Loan to $1.5M at 60% LTV Owner 4.875% Full Doc 720 Scores; 5/1, 7/1, 10/1 Term; Margin: 2.25%, LIBOR Index 2nd Home 5.125% Programs Require Banking Relationship 24 Mo. PITI in Seasoned Reserves; ALL Warrantable Condos Ok Owner 5.000% SIVA Foreign Nationals loans to 60% to $1,500,000 2nd Home 5.375% No Limit on Number of properties Owned Self Employed Business Owners Only, No 1099's Platinum Program Income Occ Rate Full Doc or Stated Purchase Loan of $3.0M on a $6.0M Purchase 5 Yr Fixed Balloon 1st Mortgage Loan to $2.5M at 40% LTV w/ CLTV at 50% Owner 5.875% Full Doc 2nd Mortgage HELOC to $500k to 50%; Unlimited Cash Out Investor 6.625% 720 Min Scores, Lower Scores on Case by Case w/ higher fees 9-12 Mo PITI in Reserves; Condos okay; 5 yr balloon Owner 6.625% VOE Only Programs Require Banking Relationship Investor 7.375% 1099's / Schedule C's on case by case Gold Program (WEB) Income Term Rate 60% to $1,000,000 700 Min Scores; DTI: N/A, No Ratio 3/1 ARM 4.875% 55% to $2,000,000 12 Mos PITI in Reserves 50% to $3,000,000 SFR, 2-4 Units and Condo's Add 1 point to 5/1 ARM 6.375% Owner Occupied is ONLY Available on 3/1 ARM Rate for Non 3, 5, 7 or 10 Yr terms; 2nd homes, Non Owner Investor Owner 7/1 ARM 6.750% Foreign Nationals okay w/ 18 mos PITI in Reserves Business Owners, 1099 and W-2 buyers Silver Program Income Term Rate NEW PROGRAM COMING SOON TBD Full Doc Program Income Term Rate 70% to $5,000,000 w/ 700 Score 75% to $3,000,000 w/ 760 Score w/ 24 mos PITI 75% to $2,000,000 w/ 740 Score Full Doc Only Call for Rates and Terms 80% to $1,000,000 w/ 740 Score 42% DTI; 12 Mos PITI in Reserves, Non Owner Available Samuel Seaman Your Jumbo Funder www.JumboFunder.com www.ThePowerToClose.com 949-608-6602 Sam@PyramidCapital.com Real Estate Broker: Licensed by the California Department of Real Estate. Lic. 01303140 Licensed by Department of Corporations State of California Finance Lender and Broker Lic. 603 C743 • For Real Estate Brokers ONLY Programs, Rate and terms are subject to change without notice.
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