Item Discharged in Bankruptcy, But Still Being Listed as

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					Item Discharged in Bankruptcy, But Still Being Listed as Delinquent--Equifax


[Date]

Equifax
Disclosure Department
PO Box 740241
Atlanta, GA 30374

RE:      [Your name]
         [Your address]
         Previous address:
         Social Security number:
         Date of Birth:

To Whom It May Concern:

Equifax is reporting an account with [list discharged account name and number]
that was discharged in bankruptcy as of [date of discharge] yet your reporting
agency is listing it as delinquent.

The reporting of this account as past due is clearly harmful to my interests and
greatly increases the potential for me to be declined credit based on this
inaccurate data.

Please investigate this information and have my credit report accurately reflect the
true information. Once this information is corrected, please send an updated credit
report at no cost to the address provided above.

Sincerely,



_____________________________
   (Signature)

				
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posted:11/21/2008
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