Robert T. Jones, Jr.
425 East Kirkwood Avenue #301 56 Portland Drive
Bloomington, Indiana 47408 ∙ 314-452-0755 St. Louis, Missouri 63131
Indiana University, Kelley School of Business - Bloomington, IN May 2010
Bachelor of Science in Business—Majors in ♦ Finance and Management GPA: 3.1/ 4.0
Added Concentration in ♦ Accounting (24 hours) 167 credit hours completed in 4 years
Gold Medal Award, Civic Leadership Development, Indiana University
Honored with this top Kelley award for contributing 300+ hours of Community Service to the underprivileged—promoting
charity and encouraging outreach in others.
The Tom and Joyce Mutz Award 2009, Kelley School of Business, Indiana University
Honored for maintaining strong academic standards while extensively serving the community—“displaying an entrepreneurial
spirit, strong work ethic, and a zest for getting things done”.
Phi Sigma Theta National Honor Society-Bloomington, IN
Honored for superior academic achievement and community service while promoting leadership skills among others.
FINRA Series 7 General Securities License, St. Louis, MO June 2009–September 2009
Self directed the completion of FINRA Series 7 Course materials Exam Date: To be determined
First National Bank of St. Louis, St. Louis, MO May 2008-August 2008
Credit Analyst—Assistant to the V.P. of Commercial Lending
Completed Commercial Loan Underwriting requests in excess of $1.5M per loan—recommended $20M in total loans.
Prepared C.R.A.M. Assessments requiring immediate Cash Flow Analysis, LTV, and Credit Worthiness.
Designed Models using Excel software to present Collateral Adequacy Analysis with respect to credit structure, type of loan,
and the market/submarket conditions of weekly projects being underwritten.
Analyzed cash flow and repayment: adequacy and efficacy of credit structure, mitigation of credit risk (i.e. strategic,
accounting, financial, prospective, compliance).
Developed analysis reports using CASH software to spread financial statements and tax returns of borrowing entities and
Profiled loan applicants: researched, examined, and analyzed individual and corporate financial statements (including A/P,
A/R, Income Tax records), as well as industry/demographic data and credit bureau history to determine the risks/profitability
of commercial loan application requests.
Presented update on loan progress during bi-weekly committee meetings: collateral, repayment structure, expected closings.
Missouri Athletic Club, St. Louis, MO Summer 2006 and 2007
Pool Supervisor-Lead Lifeguard
Managed pool safety operations, developed interactive programs resulting in a 100% increase within membership
Alpha Tau Omega August 2006 to Present
Fund Raising Representative
Designed and implemented a networking effort to secure donations exceeding $15K to benefit Riley Children’s Hospital-
Indianapolis, and the Alpha Tau Omega National Chapter.
Developed a networking initiative to secure a 20% increase in fraternity membership within the class of 2008.
IUDM: Indiana University Dance Marathon November 2006
Participated as a dancer in this student run philanthropy—dedicated 36 continuous hours in a joint effort with 850 other
students to raise just under $1M for Riley’s Children Hospital.
Undergraduate Investment Club May 2008- Present
Analysis of economic statistics, and corporate/government/market/global changes affecting the U.S. and World markets.
Advanced SCUBA Diver, Snowboarding, Squash, Golf, Soccer