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95 Records Analysis

VIEWS: 20 PAGES: 128

									S.No                    Title                                Abstract

       Computer system and method for A computerized system and method
       work management                       for managing work in process is
                                             provided. An initial transaction
                                             records case specific information.
 1                                           The case specific information is
                                             automatically linked with a work
                                             source index which includes basic
                                             client information. An electronic file is
                                             created for each case arising out of
       Computer system for delivery of A computer system is provided for
       financial services                    delivery of financial services, such as
                                             banking, general insurance, life
                                             assurance,          pensions         and
 2                                           investments, loans and mortgages,
                                             and financial planning and advisory
                                             services. The system comprises a
                                             number of user computers connected
                                             to a plurality of server computers by
       Communication        method       and The invention provides a system
       apparatus                             comprising apparatus and method for
                                             generating                  customized
                                             communications to a multitude of
 3                                           clients and responding to specific
                                             response options selected by each of
                                             the multitude of clients, so that an
                                             ongoing "conversation" is set up
                                             between each client and the user that
       Estimation method and system for In securities valuation, in setting the
       complex securities, and portfolio initial offering price of a financial
       structuring, using low-discrepancy instrument, or in later revaluation as
       deterministic sequences               financial parameters such as interest
 4                                           rates may change, an estimate of the
                                             value of the instrument may be
                                             represented as a multi-dimensional
                                             integral. For evaluation of the
                                             integral, numerical integration is
       System for transmitting self-checking A        self-checking      information
       information of a vehicle to an transmitting and accident processing
       accident service providing system     service providing system which
                                             checks information about the defect
 6                                           and accident of a vehicle at a remote
                                             place, and promptly provides an
                                             accident processing service, thereby
                                             reducing the damage which is
                                             occurred by the accident. The system
     SYSTEM AND METHOD FOR                 A known charge card billing system
     DIVIDING A REMITTANCE AND             communicates with an investment
     DISTRIBUTING A PORTION OF             broker      system,     wherein     the
     THE    FUNDS  TO  MULTIPLE            investment broker system includes
7    INVESTMENT PRODUCTS                   an instruction arrangement database,
                                           payment hierarchy and an investment
                                           account. An interested cardholder
                                           suitably appoints the charge card
                                           administrator as a processing agent
     Method, apparatus and product for     This invention is related to a
     automatically    calculating    a     methods, an apparatus and a product
     compensated annuitant mortality       for automatically calculating a
     table                                 compensated annuitant mortality
8                                          table. The product and apparatus
                                           described utilises a method of
                                           automatically        calculating      a
                                           compensated annuitant mortality
                                           table, said method comprising the
     Attribute forecasting system and      Provided is technology for enabling
     method thereof, insurance premium     an accurate forecasting of a residual
     calculation system and method         value of goods based on data
     thereof, and computer program         showing the similar trend, without
9    product                               making reduction of the number of
                                           data caused by ramification, when
                                           the subject goods have an attribute
                                           that may largely affect the residual
                                           value thereof. In order to achieve the
     Method and apparatus for the          An apparatus for administering a
     administration of a benefits scheme   benefits scheme on behalf of a
                                           plurality    of   members       of   an
                                           organisation.      The        apparatus
10                                         comprises: storage means for storing
                                           a total allowance allocated to each
                                           member; an output device adapted to
                                           present a plurality of benefits (14) to
                                           at least one member (22), each
     Reduction of damage to a vehicle      Disclosed is a method of reducing
                                           damage, or the risk of damage, to a
                                           vehicle, comprising the steps of using
                                           monitoring means (6) to monitor one
11                                         or more elements of vehicle usage
                                           associated with damage, or the risk
                                           of damage, to the vehicle or
                                           components thereof; and providing
                                           feedback (8) to a user of the vehicle,
     Fuel access card                      A smart card designed to be issued
                                           by insurance companies to clients
                                           when they pay their vehicle insurance
                                           premiums, and bearing information
14                                         about the vehicle registration, the
                                           vehicle insurance details, and a valid
                                           from and expiry date. The card is
                                           used to obtain authorisation to
                                           disengage a locking mechanism on a
     Occupational health data system         A system for employee life cycle
                                             management collects occupational
                                             health data from a plurality of diverse
                                             occupational health data sources 60,
16                                           90 110-160 for a plurality of
                                             employees, stores the collected data
                                             in a central database 100, processes
                                             the data to generate employee life
                                             cycle data, stores the employee life
     Preventing vehicle use by          an   The       Vehicle       Insurance      and
     unauthorised or uninsured driver        Authentication         Device       (VIAD)
                                             prevents vehicle usage by an
                                             uninsured and/or unauthorised driver.
17                                           The device, eg in the form of a chip
                                             or memory stick that slots into a
                                             standard key fob socket, is supplied
                                             by the insurance company and used
                                             by the driver in conjunction with the
     METHOD      FOR   EFFICIENTLY           PROBLEM TO BE SOLVED: To
     PLANNING DEATH INSURANCE,               efficiently plan death indemnification
     EFFICIENTLY         PLANNING            or endowment indemnification by
     INDIVIDUAL    ANNUITY     AND           performing arithmetic processing for
18   EFFICIENTLY               AND           minimizing a target function while
     SIMULTANEOUSLY      PLANNING            satisfying a specified limitation
     DEATH      INSURANCE      AND           conditional expression. SOLUTION:
     INDIVIDUAL ANNUITY                      A computer planning system is
                                             provided with a household file 1,
     PUBLIC    PENSION      ESTIMATING       PROBLEM TO BE SOLVED: To
     DEVICE                                  provide a system for obtaining the
                                             transition of shortage in each year
                                             when public pension is paid, and the
19                                           proposition       of      insurance     for
                                             complementing            the     shortage.
                                             SOLUTION: This device is provided
                                             with a category of business pay
                                             statistical file 9a for storing the wage
     SYSTEM FOR AUTOMATICALLY                PROBLEM TO BE SOLVED: To
     DESIGNING           OPTIMUM             provide an inheritance fund planning
     INSURANCE      BASED     ON             system enabling an inherior to
     INHERITANCE FUND PLAN                   directly inherit inheritances to be
20                                           estimated in the future without
                                             disposing inheritor's own campany's
                                             stocks, real estate, etc., which are
                                             not suitable for divided inheritance.
                                             SOLUTION: The system is provided
     SYSTEM AND METHOD FOR                   PROBLEM TO BE SOLVED: To
     INSTRUCTING      REAL-TIME              provide a real-time remittance
     REMITTANCE, AND RECORDING               instructing system which can easily
     MEDIUM WHERE PROCESS FOR                be     actualized.       SOLUTION:       A
22   SAME IS RECORDED                        remittance instructing computer 14 is
                                             provided which instructs remittance
                                             to a computer 16 of a bank in real
                                             time separately from a host computer
                                             12 of a life insurance company.
     COMMODITY        TRANSACTION PROBLEM TO BE SOLVED: To
     METHOD USING INTERNET         provide a commodity transaction
                                   method using internet, by which an
                                   insurance company guarantees the
23                                 debt of a customer, by making a
                                   contact among a non-life insurance
                                   company, a certification server and
                                   the customer for securing the credit
                                   of a contract joining store when debt
     MANAGEMENT       TABLE     OF PROBLEM TO BE SOLVED: To
     INSURANCE                     provide a management table for an
                                   insurance capable of accurately,
                                   clearly and easily understanding
24                                 contracted contents of a life
                                   insurance and easily understanding
                                   accounting contents of a paid-up
                                   insurance expense. SOLUTION: The
                                   management table of an insurance
     CONTRACT         INFORMATION PROBLEM TO BE SOLVED: To
     MANAGEMENT SYSTEM             provide a contract information
                                   management system capable of
                                   reducing the load of the whole
25                                 contract processing by managing
                                   contract information concerned with a
                                   contract commodity such as life
                                   insurance and insurance against loss
                                   by using status information.
     CONTRACT          SUPPORTING PROBLEM TO BE SOLVED: To
     SYSTEM      AND     CONTRACT solve the problem that the amount of
     APPLICATION TERMINAL AND paper used from contract estimation
     CONTRACT RECEPTION SERVER to contract establishment is huge in
26   USED IN THE SAME              the conventional insurance job of life
                                   insurance or the like. SOLUTION: In
                                   this contract supporting system,
                                   contract information is prepared by
                                   electronic information by using a
     MEDICAL BILL PAYING SYSTEM    PROBLEM TO BE SOLVED: To
                                   reduce load on a family and to
                                   conduct sufficient medial treatment
                                   during one's life time. SOLUTION:
27                                 When an operation is performed on
                                   the insured person of life insurance
                                   or the insured is non-adaptable to the
                                   operation, the effect is reported to a
                                   life insurance computer 11 and a
     SYSTEM AND METHOD FOR PROBLEM TO BE SOLVED: To
     SUPPORTING INSURANCE SALES improve a function to provide
     AND    PROGRAM     RECORDING information on damage risk of a
     MEDIUM                        customer for supporting sales.
29                                 SOLUTION: A basic information
                                   obtaining part 22 obtains the
                                   information of a customer as a base
                                   for calculating damage risk as risk
                                   calculation base information. A risk
     DEVICE AND METHOD FOR PROBLEM TO BE SOLVED: To
     SIMULATING LIFE INSURANCE provide a life insurance simulation
     AND RECORDING MEDIUM         device which is useful to saving time
                                  for a contractor of life insurance and
30                                also can attain a consulting function.
                                  SOLUTION: This simulation device is
                                  provided with a basic data input
                                  means which receives the basic data
                                  inputted by triers, a prepared fund
     SERVER DEVICE, METHOD AND PROBLEM TO BE SOLVED: To
     SYSTEM    FOR    CONSULTING provide a system where the custom-
     SERVICE     FOR    FINANCIAL made life insurance can be directly
     PRODUCT      AND   TERMINAL consulted at an optional time and in a
31   DEVICE FOR THE SYSTEM        simple way without meeting directly a
                                  businessman/businesswoman.
                                  SOLUTION: 1st information on
                                  design of prescribed insurance is
                                  inputted via a 1st terminal device
     INSURANCE BUSINESS SERVICE PROBLEM TO BE SOLVED: To
     SYSTEM AND AGENCY SERVER     provide an insurance business
                                  service system, etc., having high
                                  convenience. SOLUTION: An agency
35                                server 3 has an agency homepage
                                  and supplies the agency homepage
                                  to a user terminal 1 in response to
                                  access from the user terminal 1.
                                  When a menu about insurance
     INSURANCE            SERVICE PROBLEM TO BE SOLVED: To
     PROCESSING SYSTEM            provide a system which can improve
                                  the efficiency of service for damage
                                  insurance and life insurance and
37                                greatly improve customer services.
                                  SOLUTION: This insurance service
                                  processing system has a total data
                                  storage means which stores total
                                  data including e-mail addresses of
     SYSTEM      FOR,     CHARGE PROBLEM TO BE SOLVED: To
     CALCULATION         BETWEEN provide a system which can makes
     SYSTEMS                      discounts for articles and services of
                                  different organizations without limiting
42                                articles to be discounted to the same
                                  company. SOLUTION: A customer
                                  management system of a life
                                  insurance company and an insurance
                                  calculation system of a damage
     CONTRACT         CONVERSION PROBLEM TO BE SOLVED: To
     PROCESSING SYSTEM FOR LIFE provide a contract conversion
     INSURANCE CONTRACT           processing system by which a
                                  customer does not have to pay the
45                                initial insurance fee in cash and an
                                  insurance company does not have to
                                  collect money nor receive money in
                                  the case of converting a life
                                  insurance contract. SOLUTION: This
     FACILITY AND METHOD FOR      PROBLEM TO BE SOLVED: To
     ORDERING      AND   ORDER    provide facilities and a method for
     RECEPTION OF ARTICLE FOR     computer-based ordering and order
     DAMAGE    INSURANCE  USING   reception of an article for damage
46   COMPUTER                     insurance which can easily and
                                  speedily perform automobile damage
                                  insurance processing. SOLUTION:
                                  The article ordering and order
                                  receiving facilities for damage
     SYSTEM   FOR   CALCULATING   PROBLEM TO BE SOLVED: To
     AUTOMOBILE       INSURANCE   provide an automobile insurance
     PREMIUM AND METHOD FOR THE   premium calculating system capable
     SAME     AND      COMPUTER   of reducing costs required for the
49   READABLE MEDIUM HAVING ITS   payment of the automobile insurance
     PROGRAM RECORDED THEREON     and further improving the variety of
                                  the         automobile        insurance
                                  merchandise.        SOLUTION:      This
                                  automobile insurance premium
     METHOD AND DEVICE FOR        PROBLEM TO BE SOLVED: To
     INSURANCE RATE CALCULATION   provide a method and a device for
     AND RECORDING MEDIUM         insurance rate calculation and a
                                  recording medium which can lower
51                                the insurance rates of various
                                  insurances such as a property
                                  insurance and a life insurance.
                                  SOLUTION: The insurance rate of an
                                  insurance is calculated at its contract
     SYSTEM AND METHOD FOR        PROBLEM TO BE SOLVED: To
     PROCESSING LIFE INSURANCE    provide a processing system and a
                                  processing method for life insurance
                                  which make procedures regarding
55                                the reception of insurance money
                                  extremely simple and secure.
                                  SOLUTION: An insurant 2 previously
                                  makes a customer contract with an
                                  agent company 4. The agent
     METHOD AND SYSTEM FOR        PROBLEM TO BE SOLVED: To
     MEDIATING   IN   SALE   OF   present the best combinations of
     INSURANCE    ARTICLE   AND   different kinds of insurance matching
     COMPUTER-         READABLE   the life stage of a customer through a
56   RECORDING MEDIUM             network. SOLUTION: The customer
                                  1 sends the current insurance
                                  contract information and customer's
                                  needs for desired services, desired
                                  guarantee contents, bearable
     INSURANCE        CONTRACT    PROBLEM TO BE SOLVED: To
     INFORMATION    MANAGEMENT    provide a managing means for life
     SYSTEM AND CUSTOMER INDEX    insurance contract information which
     GENERATING METHOD            unitarily manages customer and
58                                contract information while improving
                                  the specification precision of a
                                  customer.         SOLUTION:        This
                                  insurance       contract    information
                                  management system comprises an
     INSURANCE OR MUTUAL AID        PROBLEM TO BE SOLVED: To
     SYSTEM, SERVER COMPUTER        efficiently determine correctness of a
     FOR INSURANCE OR MUTUAL AID    medical cost. SOLUTION: This
     SYSTEM, CLIENT COMPUTER FOR    insurance system comprising a client
59   INSURANCE OR MUTUAL AID        computer 10 on the hospital side to
     SYSTEM, AND INSURANCE OR       request the medical cost to a subject
     MUTUAL AID POLICY FOR PET      having insurance, and a server
                                    computer 30 on the insurance
                                    company side to make payment
     FINANCING     BAD      DEBT    PROBLEM TO BE SOLVED: To
     PROCESSING SYSTEM              easily determine a financial index and
                                    a non-financial factor of a company
                                    to easily decide approval/disapproval
62                                  of financing and an applicable
                                    interest on the basis of the credit
                                    determination and to set an
                                    insurance premium of a damage
                                    insur ance against default of the
     BLANKET INSURANCE CONTRACT     PROBLEM TO BE SOLVED: To
     CHANGE PROCESSING SYSTEM       largely improve the work efficiency of
     AND ITS METHOD, AND STORAGE    change processing of a blanket
     MEDIUM     WITH      BLANKET   insurance contract and convenience
66   INSURANCE CONTRACT CHANGE      of customers. SOLUTION: In this
     PROCESSING PROGRAM STORED      blanket insurance contract change
     THEREIN                        processing system, an information
                                    processing terminal of a contractor of
                                    a blanket insurance contract for a
     LEASE MANAGEMENT SYSTEM        PROBLEM TO BE SOLVED: To
                                    provide a lease management system
                                    allowing a lease management
                                    company to cope with collection of
67                                  money from tenants, fire insurance
                                    processing for rental building, credit
                                    examination for tenant, etc., which
                                    are     important    for   the    lease
                                    management company, as a system
     SERVER, RECORDING MEDIUM,      PROBLEM TO BE SOLVED: To
     CONTRACT     PAPER    FOR      provide a server, etc., for improving
     COMPULSORY      AUTOMOBILE     the efficiency of insurance job
     LIABILITY INSURANCE   AND      processing with issuing of an
69   PRINTING PAPER FOR THE         insurance       contract     document.
     CONTRACT                       SOLUTION: An agency terminal 1
                                    provides contract data showing
                                    contract contents to an agency server
                                    2. The server 2 prepares contract
     SUPPORT SERVICE SYSTEM FOR     PROBLEM TO BE SOLVED: To
     RISK MANAGEMENT                provide a system for performing a
                                    support for protecting lives or the
                                    possessions of persons, when
70                                  meeting with various troubles or
                                    accidents in daily life activities and
                                    providing a safe living environment
                                    from      the    viewpoint    of    risk
                                    management. SOLUTION: This
     LIFE INFORMATION ACQUISITION PROBLEM TO BE SOLVED: To
     SYSTEM AND METHOD FOR rationally constitute a system for
     PREPARING CARE PLAN           enabling accurate judgment at the
                                   time of authorizing long-term care
71                                 insurance. SOLUTION: For the
                                   house H of the object person of the
                                   long-term care insurance, a camera
                                   is provided as a sensing part S so as
                                   to photograph the life of the object
     INFORMATION        PROVIDING PROBLEM TO BE SOLVED: To
     SYSTEM                        provide the current value information
                                   of life insurance before and after
                                   conversion and advice so that a
75                                 covenanter        considering        the
                                   conversion of a life insurance
                                   contract can decide whether to
                                   convert the life insurance contract.
                                   SOLUTION: The covenanter inputs
     NONLIFE INSURANCE BUILDING PROBLEM TO BE SOLVED: To
     DAMAGE INTEGRATION SYSTEM provide a nonlife insurance building
     AND    COMPUTER     READABLE damage integration system by which
     RECORDING MEDIUM IN WHICH a person to perform works such as
76   NONLIFE INSURANCE BUILDING integration of an amount of building
     DAMAGE           INTEGRATION damage can promptly and exactly
     PROGRAM IS RECORDED           perform the works even when the
                                   person is a beginner and a computer
                                   readable recording medium in which
     METHOD FOR PAYING COST FOR PROBLEM TO BE SOLVED: To
     FUNCTION                      make burden of expenses of a cost
                                   for function hard to be felt by a user
                                   by covering burden charges such as
77                                 consumer goods charges and
                                   monthly     analysis     charges      for
                                   maintaining       performance           of
                                   equipment by premiums of a life
                                   insurance. SOLUTION: This method
     INSURANCE         CERTIFICATE PROBLEM TO BE SOLVED: To
     ISSUANCE     METHOD       AND provide a method and a system that
     INSURANCE         CERTIFICATE can issue a certificate of compulsory
     ISSUANCE SYSTEM               automobile liability insurance while
81                                 reducing the burden on an insurance
                                   company and can permit a customer
                                   to receive a certificate with reliability.
                                   SOLUTION: A controller 11 in an
                                   agent terminal 10 records a
     METHOD AND DEVICE FOR PROBLEM TO BE SOLVED: To
     EVALUATING BUILDING FIRE RISK make risk evaluation by combining
     AND STORAGE MEDIUM            the fire phenomenon analysis with
                                   the probability theory for calculating
85                                 the fire insurance premium of any
                                   building in accordance with the
                                   structure and risk of each building.
                                   SOLUTION: A building fire risk
                                   evaluating device according to the
     LONG-TERM CARE INSURANCE      PROBLEM TO BE SOLVED: To
     SYSTEM INTERLOCKED WITH       provide a long-term care insurance
     PUBLIC INSURANCE OF ELDERLY   system interlocked with public
     CARE                          insurance of elderly care for a private
88                                 life insurance company having a
                                   payment reason in the form
                                   interlocked with the certification of
                                   public insurance of elderly care.
                                   SOLUTION: Long-term care
     METHOD AND SYSTEM      FOR    PROBLEM TO BE SOLVED: To
     DESIGNING INSURANCE           provide a method for designing
                                   insurance for simplifying necessary
                                   and sufficient useful insurance
91                                 design and reducing insurance costs
                                   in quick response to the individual
                                   cases of persons to be insured.
                                   SOLUTION: A policyholder is allowed
                                   to select and input the regional data
     COMBINED         CONTRACT     PROBLEM TO BE SOLVED: To
     CHANGING    SYSTEM    AND     provide      a    combined       contract
     METHOD                        changing system capable of quickly
                                   and      suitably     presenting    the,,
95                                 conservation contact even if plural
                                   changes in contents of the contract of
                                   a life insurance are requested at one
                                   time. SOLUTION: The contents of
                                   plural contracts are input according to
     SYSTEM    FOR   EXECUTING     PROBLEM TO BE SOLVED: To
     INQUIRY  AND  TRANSACTION     make transaction through plural
     THROUGH PLURAL FINANCIAL      financial agencies easily realized for
     AGENCIES                      a customer. SOLUTION: A computer
97                                 12 in a life insurance and a computer
                                   14 in a bank are provided. An
                                   individual information transmitted
                                   from the computer 12 in the life
                                   insurance and the computer 14 in the
     SYSTEM    FOR   SUPPORTING    PROBLEM TO BE SOLVED: To
     AUTOMOBILE         NONLIFE    provide a system and the like for
     INSURANCE   SALE,  METHOD     easy estimation provision and sale to
     THEREFOR, AND RECORDING       a user, as to automobile insurance
98   MEDIUM                        wherein safe driving aptitude having
                                   a      feature     excellent     as     a
                                   determination element for premium
                                   and discount rates of an automobile
                                   nonlife insurance premium because
     SECURITY       MANAGEMENT     PROBLEM TO BE SOLVED: To
     SYSTEM, INTEGRATED SYSTEM     effectively utilize human and system
     AND SECURITY MANAGEMENT       resources provided in an external
     METHOD                        organ,      to     distribute    security
99                                 management business performed by
                                   the organ, to increase business
                                   processing capacity and to reduce
                                   human       and     system     burdens.
                                   SOLUTION: This security
      CONTRACT      FORM       LIFE PROBLEM TO BE SOLVED: To
                             FOR
      INSURANCE                     provide a contract form of life
                                    insurance by which employees and
                                    executives can receive money to live
100                                 on after retirement and condolence
                                    money, etc., without being affected
                                    by the operation conditions of a
                                    corporation in the case that the
                                    corporation joins life-and-death
      SYSTEM      FOR    MANAGING PROBLEM TO BE SOLVED: To
      AUTOMOBILE        INSURANCE appropriately set the sales target of
      TARGET                        automobile insurance and to provide
                                    a concrete index for realizing the
103                                 target. SOLUTION: Parameters such
                                    as the expiration arrival rate, the new
                                    insurance rate, the duration rate, the
                                    insurance        premium       unit    of
                                    automobile insurance and the
      LIFE    INSURANCE     DESIGN PROBLEM TO BE SOLVED: To
      SYSTEM                        provide a life insurance design
                                    system for easily designing life
                                    insurance following the diversified
104                                 requests of consumers. SOLUTION:
                                    The system is provided with a data
                                    processing part 2 designing life
                                    insurance based on a line plan, or
                                    age/gender and a budget, a
      DEVICE, METHOD AND PROGRAM PROBLEM TO BE SOLVED: To
      FOR PREMIUM DETERMINATION lighten the burden of policy
                                    management on a contractor by
                                    evading a traffic accident caused by
108                                 an uninsured vehicle and determining
                                    a premium corresponding to risk
                                    factors momentarily changing during
                                    a drive of an automobile. SOLUTION:
                                    This device is equipped with a user
      INSURANCE           BUSINESS PROBLEM TO BE SOLVED: To
      SUPPORTING           SYSTEM, make the staff of a licensed tax
      INSURANCE           BUSINESS accountant/accounting firm learn a
      SUPPORTING    METHOD,    AND method/knowledge about insurance
112   RECORDING MEDIUM              guidance, and to enable the staff of
                                    the              licensed             tax
                                    accountant/accounting         firm     to
                                    smoothly carry out a promotion
                                    activity about life insurance.
      EMERGENCY SUPPORT SYSTEM PROBLEM TO BE SOLVED: To
                                    provide an emergency support
                                    system for enabling a contractor
                                    under contract with an insurance of
117                                 an insurance company to require
                                    simply support for an emergency to
                                    the insurance company, and to go
                                    quickly to a hospital, a police, a local
                                    office or the like for coping with the
      METHOD AND SYSTEM FOR          PROBLEM TO BE SOLVED: To
      DETERMINING    INSURANCE       quickly determine an insurance
      PREMIUM    AND  COMPUTER       premium of an insurance commodity
      PROGRAM                        which gives insurance money in the
120                                  case that the cumulative value in a
                                     prescribed period of the amount of
                                     damage at the time of occurrence of
                                     an insurance accident exceeds the
                                     amount of exemption. SOLUTION:
      CUSTOMER SCREENING SYSTEM      PROBLEM TO BE SOLVED: To
                                     provide a system that receives an
                                     application for an insurance quote
                                     from a customer via a network and
122                                  screens a customer more likely to
                                     contract insurance. SOLUTION: An
                                     insurance company server 2 receives
                                     an application for an insurance quote
                                     from a customer terminal 4 via a
      FLUCTUATING    CONSUMPTION     PROBLEM TO BE SOLVED: To
      TYPE INSURANCE SYSTEM          provide a system in which the
                                     premium is determined for a
                                     policyholder of automobile insurance
125                                  in conformity with an actual driving
                                     state for every policyholder, and
                                     capable of quickly reflecting a using
                                     state of an automobile in the
                                     premium. SOLUTION: The purpose
      INFORMATION PROCESSOR AND      PROBLEM TO BE SOLVED: To
      METHOD     FOR   ACCEPTING     support      insurance      assessing
      INFORMATION REQUIRED FOR       business on a transport accident.
      INSURANCE ASSESSMENT           SOLUTION:          An       insurance
127                                  assessment intermediary server 10
                                     issues a control number when
                                     accepting a transport request from a
                                     shipper terminal 20. When an
                                     accident is caused at transport time,
      DEVICE,    METHOD,    AND      PROBLEM TO BE SOLVED: To
      COMPUTER    PROGRAM   FOR      provide a contract information
      PROCESSING       CONTRACT      processing device convenient for
      INFORMATION                    both a contractor and an insurance
129                                  company when an insurance contract
                                     is tied therebetween. SOLUTION: By
                                     using a cell phone T, the contractor
                                     temporarily registers the contents of
                                     the insurances (car insurance,
      LIFE INSURANCE CAPABLE OF      PROBLEM TO BE SOLVED: To
      SELECTING DIVIDEND REBATE AS   allow an insurance contractor to
      REWARD                         select    whether    the    contractor
                                     receives the dividend rebate of a life
130                                  insurance as the dividend rebate as a
                                     conventional manner or deposits a
                                     part or the whole part of the dividend
                                     rebate as the original fund of a
                                     reward. SOLUTION: In this life
      MASTER TRUST SYSTEM USING PROBLEM TO BE SOLVED: To
      INFORMATION SYSTEM          provide a master trust system using
                                  an information system in which the
                                  portfolio data of a pension fund or the
131                               like is analyzed and evaluated by
                                  combining a plurality of operation
                                  units in arbitrary constitution when
                                  performing the portfolio data analysis
                                  or an information providing job, and
      INSURANCE PLAN CALCULATION PROBLEM TO BE SOLVED: To
      DEVICE                      provide an insurance plan calculation
                                  device preparing an insurance plan
                                  capable of obtaining appropriate
135                               security state and saving state with a
                                  small        insurance        premium.
                                  SOLUTION: The insurance plan
                                  calculation device 10 calculates the
                                  insurance plan indicating the
      WHOLE LIFE DRIVER INSURANCE PROBLEM TO BE SOLVED: To
                                  select correct insurance in car
                                  society. SOLUTION: It is made
                                  possible to review a premium every
136                               year and revise it every three years.
                                  Provided that, the premium is so
                                  calculated that the rate of an amount
                                  expected in the beginning to be paid
                                  back when no accident is met with
      METHOD     FOR   PROCESSING PROBLEM TO BE SOLVED: To
      INSURANCE INFORMATION AND provide       information     processing
      COMPUTER SYSTEM             technique for relieving business
                                  burden on major customers and an
137                               insurance company in order not to
                                  cause hindrance in insurance money
                                  payment.      SOLUTION:       Business
                                  burden on the customers and the
                                  insurance company is reduced by
      PERSONAL PENSION RESERVING PROBLEM TO BE SOLVED: To
      SYSTEM LINKED WITH CARD secure rich life in one's old age by
      SETTLEMENT AND ITS PROGRAM using a privilege given by card
                                  settlement to pension and insurance.
142                               SOLUTION: A processing means
                                  101 receives contractor identification
                                  information, reads the use charge of
                                  a settlement card and an amount to
                                  be returned to personal pension
      SYSTEM,      METHOD     AND PROBLEM TO BE SOLVED: To
      PROGRAM FOR MANAGING BOND provide accounts receivable liquidity
      LIQUIDITY WITH TRANSACTION management system, method and
      CREDIT INSURANCE            program which avoid risk in default
146                               and are also efficient. SOLUTION:
                                  An insurer server sets a bond
                                  insurance condition to transmit the
                                  bond insurance condition to an
                                  assignor server, the assignor server
      MEDICAL           INFORMATION PROBLEM TO BE SOLVED: To
      STORAGE SYSTEM                 securely storage medical information
                                     for a number of years for uses in
                                     future even when a patient changes
147                                  medical facilities to consult as client.
                                     SOLUTION:          A    life   insurance
                                     company store corneal front shape
                                     data before corneal refraction
                                     correcting operation is carried out at
      SYSTEM AND PROGRAM FOR PROBLEM TO BE SOLVED: To
      CALCULATING        AUTOMOBILE provide an automobile insurance
      INSURANCE PREMIUM              premium calculation system capable
                                     of reducing costs needed to pay
149                                  automobile insurance money and
                                     also further diversifying automobile
                                     insurance commodities. SOLUTION:
                                     This automobile insurance premium
                                     calculation system is characterized in
      LIVING INFORMATION PROVIDING PROBLEM TO BE SOLVED: To
      SYSTEM        AND       LIVING construct such a living information
      INFORMATION          PROVIDING providing        system      that     can
      METHOD                         appropriately         provide       living
151                                  information necessary for a customer
                                     based on information acquired from
                                     the customer when making a contract
                                     or changing maintenance or the like.
                                     SOLUTION: A life insurance
      LIFE      INSURANCE      DATA PROBLEM TO BE SOLVED: To
      PROCESSING SYSTEM AND LIFE provide a data processing system
      INSURANCE       PLAN     DATA adaptable to free insurance planes.
      PROCESSOR                      SOLUTION: A plan data processor
154                                  sets an insured amount to vary
                                     during a payment period according to
                                     a customer's requirement. Further,
                                     an accepted premium at each
                                     payment is calculated as a value
      LIFE INSURANCE PREMIUM DATA PROBLEM TO BE SOLVED: To
      PROCESSOR AND FINANCIAL provide a premium data processing
      PRODUCT      PAYMENT     DATA device and method adaptable to free
      PROCESSOR                      insurance planning. SOLUTION: A
155                                  provisional premium is set by the
                                     natural      premium        method      to
                                     correspond to a premium at each
                                     payment set by insurance planning,
                                     since it is based on the security
      DAMAGE          INVESTIGATION PROBLEM TO BE SOLVED: To
      SUPPORT SYSTEM                 provide data about investigations on
                                     the cause of an automotive accident
                                     and the amount of damage for the
157                                  purpose       of    appropriately     and
                                     efficiently conducting investigations
                                     on the damage caused by the
                                     accident. SOLUTION: A server 3
                                     managing damage investigation data
      RENTAL                  AGREEMENT PROBLEM TO BE SOLVED: To
      INSURANCE SYSTEM                      provide a new rental agreement
                                            insurance system for satisfying
                                            demands of both a lessor and a
161                                         lessee in a rental agreement
                                            conventionally      accompanying        a
                                            deposit wherein the lessee wants to
                                            minimize the financial load at an
                                            agreement and the lessor wants to
      Method and system for provision and Transactional costs associated with
      acquisition of medical services and providing professional services are
      products                              reduced by allowing prospective
                                            patients/clients      (bidders)      and
163                                         professional service providers to
                                            negotiate competitively for desired
                                            fees for proffered services through an
                                            interactive on-line communications
                                            network such as the Internet. In an
      Automated consumer to business An automotive consumer to business
      electronic marketplace system         electronic marketplace system is
                                            presented, wherein various aspects
                                            of vehicle operation, driver status or
165                                         driver behavior are monitored and
                                            reported       to      an     electronic
                                            marketplace. Suppliers of insurance
                                            products and other suppliers of
                                            automobile products or services may
      Method and apparatus for point-of- A software package is provided for
      sale purchasing                       monitoring data entered into a travel
                                            reservation booking software. Upon
                                            detection of a predetermined data
166                                         entry     sequence,      the    software
                                            package launches a routine to
                                            remind the agent to inquire as to
                                            whether the traveler wishes to
                                            purchase travel insurance. If travel
      Method and system for providing a A unique approach to the funeral
      combination of life insurance coupled industry includes the packaging of life
      with customer services through time insurance with customer services to
      of need                               be continuously provided from the
169                                         time of enrollment through time of
                                            need. This invention includes a
                                            central services provider that makes
                                            continuously available to a customer
                                            who has obtained life insurance
      Method, system and computer- A method, computer system and
      readable medium useful for financial computer-readable          medium      for
      evaluation of risk                    evaluating a risk to the financial value
                                            of a property or an aspect of property
173                                         is provided. The risk evaluations of a
                                            threat or threats and are integrated
                                            with estimates of the potential extent
                                            of damages in light of certain
                                            characteristics of the property. A
      Rapid business support of insured A method of providing rapid business
      property using image analysis            support of insured property using
                                               image analysis can include the step
                                               of receiving at least one digital image
179                                            of damaged property. Damage can
                                               be automatically accessed for
                                               insurance purposes based upon the
                                               received      images.     An    incident
                                               response can be automatically
      Pharmacy benefits calculator             A Pharmacy Benefits Calculator
                                               reads in an insured's prior pharmacy
                                               claims history and then calculates
                                               said insured's anticipated out-of-
180                                            pocket costs for one or more
                                               pharmacy benefits plans that said
                                               insured is eligible to enroll in.
                                               Provision is made for an insured to
                                               modify their anticipated future
      Systems and methods for verification Embodiments consistent with the
      and resolution of vehicular accidents invention provide a computer-
                                               implemented method for more
                                               accurately       reporting    vehicular
181                                            accidents. The method comprises
                                               electronically receiving a first data
                                               from a plurality of sensors embedded
                                               within a vehicle, wherein the first data
                                               includes information regarding a
      System and method for automotive A system and method for the real
      liability insurance verification         time verification of automobile liability
                                               insurance          using        multiple
                                               interconnected computer systems
182                                            providing insurance verification to
                                               one or more validated users. The
                                               system utilizes user validation and
                                               indirect routing to both find and to
                                               protect the data source location. The
      GPS mobil equipment insurance A GPS Mobil Equipment Insurance
      method, apparatus, and product           Method, Apparatus and Insurance
                                               Product for mobile equipment
                                               adapted       with    GPS      systems
185                                            comprising: inputting into a computer
                                               processor a database of mobile
                                               equipment       adapted    with    GPS
                                               systems from all GPS manufacturers
                                               within a geographical area, including
      Systems and methods for insuring A method is performed by an
      intellectual      property       holding insurance transaction workstation for
      companies                                structuring an insurance transaction
                                               between an insured entity owning an
188                                            intellectual property holding company
                                               (IPHC) and an insurer. The method
                                               includes receiving an insurance
                                               coverage request for protection
                                               against a loss based on a successful
      Method of verifying insurance claims A method of evidencing loss or
                                            damage an under a policy of
                                            insurance provided by an insurer to
                                            an insurance policy holder is
189                                         disclosed. The policy provides
                                            insurance against loss of or damage
                                            to one or more insured properties.
                                            The method includes providing an
                                            insurance policy holder with a claim
      System and method for the A system and method for assessing,
      assessment,         pricing,      and pricing, and provisioning distance-
      provisioning    of     distance-based based      vehicle    insurance       are
      vehicle insurance                     provided. In one example, the
190                                         method       receives      identification
                                            information of a customer and an
                                            associated vehicle, and a current
                                            odometer reading. Multiple coverage
                                            types are provided to the customer,
      Retirement planning system and A computer-implemented retirement
      method                                planning system comprises data
                                            collection logic, modeling logic, and
                                            report generation logic. The data
193                                         collection logic is configured to
                                            receive data pertaining to an
                                            individual planning for retirement.
                                            The retirement modeling logic is
                                            configured to process the data to
      Motor vehicle monitoring system for A method and system of determining
      determining a cost of insurance       a cost of automobile insurance based
                                            upon monitoring, recording and
                                            communicating data representative
195                                         of operator and vehicle driving
                                            characteristics. The cost is adjustable
                                            retrospectively     and      can       be
                                            prospectively set by relating the
                                            driving characteristics to
      A METHOD AND SYSTEM FOR The present invention relates to a
      DELIVERING                CUSTOMER method and system for coordinating
      SERVICES       TO     INDEPENDENT customer services provided by a
      INSURANCE AGENTS                      plurality of independent insurance
196                                         agents by an insurance carrier. The
                                            present invention describes a method
                                            and system provided by an insurance
                                            carrier for creating an agents virtual
                                            electronic community. The agents
      METHOD AND SYSTEM FOR A system and method for creating
      CREATING         INDEX       VALUES index       values     supporting       the
      SUPPORTING THE SETTLEMENT settlement of property risk transfer
      OF RISK TRANSFER CONTRACTS contracts. The system accepts as
197                                         input exposure and claim transaction
                                            records obtained from a selected
                                            group     of     property     insurance
                                            companies, demographic data, and
                                            geographic data describing the
     Patent/Publication No.         Assignee / Applicant

EP0472786A1                   ITT




EP0895173A2                   INT COMPUTERS LTD




EP1071030A1                   LIBMAN RICHARD




EP1079321A1                   UNIV COLUMBIA




EP1094429A2                   LEE JOO HYOUNG
EP1222596B1   AMERICAN EXPRESS CO




EP1244037A1   GE FRANKONA      MAN   SERVICE
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EP1265169A2   PROTO CORP | TOKIO MARINE
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EP1345147A2   VEBNET LTD




EP1548653A2   NORWICH      UNION   INSURANCE
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GB2376550A    CARBIS TIMOTHY HERBERT
GB2409539A      EXEMPLAR INTERNAT INC




GB2417048A      MOCK ALAN JOHN




JP10228509A     KIYAPITARU       ASETSUTO
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JP11149507A     YASUDA    FIRE   &      MARINE
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JP11175610A     PFPS KENKYUKAI KK | DAI TOKYO
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JP2001014387A   NIPPON LIFE INSURANCE CO
JP2001084307A   CAPION KK




JP2001088468A   KOGA KENKICHI




JP2001125951A   DAINIPPON PRINTING CO LTD




JP2001167160A   AMERICAN        FAMILY      LIFE
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JP2001195476A   MATSUMOTO TSUKASA




JP2001209702A   MITSUI  MARINE       &   FIRE
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JP2001331653A   NIPPON LIFE INSURANCE CO




JP2001350925A   NIPPON LIFE INSURANCE CO
JP2001357150A   SUPER LINE KK | AIOI INSURANCE
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JP2002024553A   ITOCHU   INSURANCE   BROKERS
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JP2002032578A   NIPPON LSI CARD CO LTD




JP2002056188A   OLYMPUS OPTICAL CO




JP2002056191A   NIPPON ELECTRIC CO




JP2002063363A   DAIDO LIFE INSURANCE CO
JP2002073802A   KOMORI NOBUAKI    | UEMATSU
                KENZO




JP2002083128A   ASAHI  BANK    LTD    |   AIOI
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JP2002092333A   NICHIDO  FIRE    &    MARINE
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JP2002092513A   ZUERICH   INSURANCE     CO   |
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JP2002099727A   TOKIO   MARINE   &   FIRE
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JP2002099973A   ANDO SHIGERU
JP2002109061A   KUBOTA CORP




JP2002117233A   HITACHI LTD




JP2002123678A   YASUDA    FIRE   &   MARINE
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JP2002123679A   TOTO LTD




JP2002133355A   RICOH TECHNO SYSTEMS CO
                LTD | TAISEI FIRE & MARINE
                INSURANCE




JP2002149965A   TOKYO SHIBAURA ELECTRIC CO |
                MITSUI SUMITOMO INSURANCE
                CO L | INTERISK KK
JP2002163366A   MEIJI LIFE INSURANCE CO




JP2002175407A   COSMOS INSURANCE BROKERS
                KK




JP2002189853A   SUMITOMO LIFE INSURANCE CO




JP2002203107A   NIPPON LIFE INSURANCE CO |
                JAPAN NET BANK LTD




JP2002203108A   NIPPONKOA INSURANCE CO LTD




JP2002207877A   SOGO SHOKEN JIMU SERVICE KK
                | SUMITOMO LIFE INSURANCE CO
JP2002207878A   MOGI NOBUHISA




JP2002222301A   TOKIO   MARINE       &     FIRE
                INSURANCE




JP2002222311A   NRI & NCC CO LTD | FUKOKU
                MUTUAL LIFE INSURANCE C




JP2002230303A   NISSAN   FIRE    &       MARINE
                INSURANCE




JP2002259705A   DAIDO LIFE INSURANCE CO | TKC
                KK




JP2002269363A   AIOI INSURANCE CO LTD
JP2002288433A   TOKIO   MARINE     &    FIRE
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JP2002288548A   AIOI INSURANCE CO LTD




JP2002297910A   AIOI INSURANCE CO LTD




JP2002297912A   TOKIO   MARINE     &    FIRE
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JP2002298035A   TOKIO   MARINE     &    FIRE
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JP2002304529A   TADA TAKEHIKO
JP2002312577A   MIZUHO TRUST & BANKING CO
                LTD




JP2002334216A   SUMITOMO LIFE INSURANCE CO




JP2002342575A   LCG KK




JP2002352083A   TOKIO   MARINE     &     FIRE
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JP2002366767A   MIYAIRI VALVE MFG | BPCI KK |
                MITA SECURITIES CO LTD




JP2003022371A   UFJ BANK LTD | DOW CORNING
                TORAY   SILICONE  |  MITSUI
                SUMITOMO INSURANCE CO L |
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                KK
JP2003030339A   NIKON GIJUTSU KOBO      KK   |
                NIPPON KOGAKU KK




JP2003030442A   ITOCHU   INSURANCE   BROKERS
                CO LT




JP2003044666A   SUMITOMO LIFE INSURANCE CO




JP2003067568A   SUMITOMO LIFE INSURANCE CO




JP2003067576A   SUMITOMO LIFE INSURANCE CO




JP2003067578A   AIOI INSURANCE CO LTD | AIOI
                INVESTIGATE OF DAMAGES CO
JP2003085371A    AIOI INSURANCE CO LTD        |
                 TOYOKO INN DEV CO LTD




US2002065758A1   MED BID EXCHANGE LLC




US2004139034A1   TELANON INC




US2004153347A1   AMERICAN         INTERNATIONAL
                 GROUP, INC




US2004204966A1   EVEREST   FUNERAL    PACKAGE,
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US2005096944A1   GLOBAL   RISK     MANAGEMENT
                 SOLUTIONS, INC
US2005251427A1   IBM




US2005261939A1   HUMANA INC




US2005278082A1   WEEKES DAVID (BB)




US2005283388A1   EBERWINE   DAVID     B   (US);
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US2006036473A1   EQUIPMENT GPS PROT LLC




US2006064367A1   OCEAN TOMO, LLC
US2006080154A1   LARSEN DONOVAN R (CA)




US2006095301A1   MILEMETER INC




US2006149651A1   NORTHWESTERN MUTUAL LIFE
                 INSUR




US5797134A       PROGRESSIVE       CASUALTY
                 INSURANCE




WO2000052623A2   SAFETY INSURANCE GROUP




WO9921116A1      INDEXCO LLC
       Priority Year(s)          Publication Year

1990                      1992




1997                      1999




1999                      2001




1994                      2001




1999                      2001
1999   2003




2001   2002




2000   2002




2002   2003




2003   2005




2001   2002
2003   2005




2004   2006




1998   1998




1998   1999




1997   1999




1999   2001
1999   2001




1999   2001




1999   2001




1999   2001




2000   2001




2000   2001
2000   2001




2000   2001




2000   2001




2000   2001




2000   2001




2000   2001
2000   2001




2000   2002




2000   2002




2000   2002




2000   2002




2000   2002
2000   2002




2000   2002




2000   2002




2000   2002




2000   2002




2000   2002
2000   2002




2000   2002




2000   2002




2000   2002




2000   2002




2000   2002
2000   2002




2000   2002




2000   2002




2000   2002




2000   2002




2001   2002
2001   2002




2001   2002




2001   2002




2001   2002




2001   2002




2001   2002
2001   2002




2001   2002




2001   2002




2001   2002




2001   2002




2001   2002
2001   2002




2001   2002




2001   2002




2001   2002




2001   2002




2001   2003
2001   2003




2001   2003




2001   2003




2001   2003




2001   2003




2001   2003
2001   2003




2000   2002




2000   2004




2003   2004




2003   2004




2003   2005
2004   2005




2004   2005




2004   2005




2004   2005




2004   2006




2004   2006
2004   2006




2004   2006




2005   2006




1996   1998




1999   2000




1997   1999
       Application Date               IPC Classes

19900828                  G06F01760




19980625                  G06F01760




19990721                  G06F01760




19990820                  G06Q04000




20001013                  G08G001127
20000926   G06F01760 | G07F00710




20010319   G06F01760




20011031   G06F01760




20030308   G06F01760




20041112   ..IPCC:




20010613   G07C00900 | B67D00514
20030812   G06Q01000




20040922   B60R02504




19980326   G06F01760




19980101   G06F01760




19971215   G06F01760




19990628   G06F01760 | G06F01900
19990914   G06F01760 | G06F01300




19990927   B42D01100




19991025   G06F01760




19991130   G06F01760 | G06F01900




20000114   G06F01760 | G06F01900




20000124   G06F01760
20000203   G06F01760 | G06F01700




20000208   G06F01760




20000331   G06F01760 | G06F00300




20000502   G06F01760 | G06F01900




20000524   G06F01760




20000607   G06F01760 | G06F01900
20000612   G06F01760 | G06F01730




20000710   G06F01760




20000719   G06F01760 | G06T00720




20000810   G06F01760




20000811   G06F01760




20000823   G06F01760    |   G06F01200   |
           G06F01730
20000927   G06F01760




20000906   G06F01760




20000914   G06F01760 | G06F01900




20000901   G06F01760




20000922   G06F01760 | G06F01900




20000921   G08B02500    |   G06F01760   |
           G08B02504
20000929   G06F01760




20001006   G06F01760




20001013   G06F01760 | G06F01900




20001013   G06F01760




20001027   G06F01900 | G06F01760




20001116   G06F01760
20001128   G06F01760




20001207   G06F01760




20001222   G06F01760




20001228   G06F01760




20001228   G06F01760   |   A63F01312   |
           G09B00905




20010105   G06F01760
20010110   G06F01760




20010126   G06F01760




20010126   G06F01760




20010205   G06F01760




20010302   G06F01760




20010312   G06F01760   |   G06F01300   |
           H04Q00738
20010327   G06F01760




20010322   G06F01760




20010329   G06F01760




20010330   G06F01760




20010329   G06F01760




20010404   G06F01760
20010308   G06F01760




20010509   G06F01760




20010511   G06F01760




20010529   G06F01760




20010606   G06F01760




20010706   G06F01760
20010717   G06F01760 | G08B00500




20010718   G06F01760




20010727   G06F01760




20010824   G06F01760




20010824   G06F01760




20010822   G06F01760
20010906   G06F01760 | B42D01510




20001129   G06F01900




20031021   G06F01760    |   G06F01700   |
           G06G00700




20040116   G06F01760




20030409   G06F01760




20031030   G06F01760
20040507   G06F01760




20050512   G06F01760




20050609   G06F01900




20050616   G06Q04000




20050809   G06Q04000




20040923   G06Q04000
20050727   G06Q04000




20041029   G06Q04000




20050105   G06Q04000




19960129   G06F01760




20000302   G06F01760




19980618   G06F01760
       Family Members               Priority Country

None                          EP




None                          GB




None                          EP




US6058377A | JP2001117974A   | CA
CA2280476A1 | US5940810A     |
CA2280476C




KR2000012638A | KR2000000391A KR
| JP2001184578A | EP1094429A3 |
KR2001039701A
AU200078335A | DK1222596T3 | US
WO200127827A1 | HK1044203A1 |
DE60006986D1 | DE60006986T2 |
AT255743T | EP1222596A1




None                           EP




US2002072958A1 | JP3581094B2 | JP
EP1265169A3 | JP2002140462A




EP1345147A3 | GB200205894D0    GB




GB200327557D0 | GB2408579A    | GB
EP1548653A3




GB200114329D0                  GB
GB200318908D0                GB




GB200421105D0 | GB200418170D0 GB




None                         JP




None                         JP




None                         JP




None                         JP
None   JP




None   JP




None   JP




None   JP




None   JP




None   JP
None   JP




None   JP




None   JP




None   JP




None   JP




None   JP
None   JP




None   JP




None   JP




None   JP




None   JP




None   JP
None   JP




None   JP




None   JP




None   JP




None   JP




None   JP
None   JP




None   JP




None   JP




None   JP




None   JP




None   JP
None                         JP




None                         JP




WO2002052831A1 | TW586289B | JP
JP2002190879A | US2004053646A1
| CA2432576A1 | CN1489861A |
EP1345400A1 | JP3322262B2 |
CA2432576C | CA2503291A1 |
EP1345400A4



None                         JP




None                         JP




None                         JP
None          JP




None          JP




None          JP




JP3726024B2   JP




None          JP




None          JP
JP3613557B2   JP




None          JP




None          JP




None          JP




None          JP




None          JP
None   JP




None   JP




None   JP




None   JP




None   JP




None   JP
None          JP




None          JP




None          JP




None          JP




JP3673196B2   JP




None          JP
None                            JP




US2003195838A1                 | US
US2005182660A1




US2005091175A9                 | US
US2003130893A1




BRPI0407098A | CN1777903A | US
EP1593067A2 | WO2004070525A2 |
MXPA05008180A | BR200407098A
| WO2004070525A3




WO2004092868A2                 | US
WO2004092868A3                 |
AU2004230000A1 | CA2520977A1




None                            US
None                            US




WO2005116894A2                 | US
US2005267784A1                 |
WO2005109279A2                 |
WO2006023308A2




US2005275553A1                 | US
WO2006056887A2                 |
WO2006056887A3 | US7088257B2   |
US7088252B2 | WO2006013476A2   |
US2005275542A1                 |
WO2006013476A3                 |
WO2006021895A2


None                            US




None                            US




None                            US
CA2513923A1                    US




None                           US




None                           US




EP1160707A1 | AU200138914A    | US
CA2344781A1 | IL143130D0      |
EP1557779A1 | JP2002007718A   |
MXPA03010700A | JP11511581T   |
EP877992A1 | AU762134B2       |
US6064970A | CA2494638A1      |
EP877992A4 | US2004153362A1   |
EP1557780A1 | WO9727561A1     |
US6868386B1
None                           US




AU8152398A                     US
          Insurance Type       Category - Analysis Level I

Automobile insurance       Administrative Services




Automobile insurance       Sales force Technology




Life insurance             Administrative Services




Title insurance            Sales force Technology




Casualty insurance         Administrative Services
Life insurance         Administrative Services




Life insurance         Administrative Services




Machinery insurance    Sales force Technology




Life insurance         Administrative Services




Automobile insurance   Administrative Services




Automobile insurance   Straight through processing
Health insurance       Administrative Services




Automobile insurance   Straight through processing




Life insurance         Administrative Services




Life insurance         Administrative Services




Life insurance         Sales force Technology




Life insurance         Sales force Technology
Life insurance             Sales force Technology




Life insurance             Administrative Services




Life insurance             Administrative Services




Life insurance             Administrative Services




Life insurance             Sales force Technology




Financial loss insurance   Sales force Technology
Life insurance         Administrative Services




Life insurance         Sales force Technology




Automobile insurance   Administrative Services




Life insurance         Administrative Services




Life insurance         Sales force Technology




Life insurance         Administrative Services
Automobile insurance   Administrative Services




Automobile insurance   Sales force Technology




Life insurance         Sales force Technology




Life insurance         Administrative Services




Life insurance         Sales force Technology




Life insurance         Administrative Services
Pet insurance              Distribution    &         compensation
                           management




Financial loss insurance   Sales force Technology




Automobile insurance       Administrative Services




Property insurance         Administrative Services




Automobile insurance       Administrative Services




Life insurance             Administrative Services
Long-term care insurance   Administrative Services




Life insurance             Administrative Services




Casualty insurance         Administrative Services




Life insurance             Sales force Technology




Automobile insurance       Administrative Services




Property insurance         Administrative Services
Long-term care insurance   Sales force Technology




Property insurance         Straight through processing




Life insurance             Administrative Services




Life insurance             Sales force Technology




Automobile insurance       Sales force Technology




Life insurance             Administrative Services
Mixed insurance - Life and death   Administrative Services




Automobile insurance               Sales force Technology




Life insurance                     Straight through processing




Automobile insurance               Sales force Technology




Life insurance                     Administrative Services




Health insurance                   Distribution    &         compensation
                                   management
Casualty insurance                   Sales force Technology




Automobile insurance                 Sales force Technology




Automobile insurance                 Administrative Services




Marine or Transportation insurance   Administrative Services




Automobile insurance                 Administrative Services




Life insurance                       Administrative Services
Life insurance         Administrative Services




Life insurance         Administrative Services




Automobile insurance   Sales force Technology




Automobile insurance   Administrative Services




Life insurance         Administrative Services




Credit insurance       Administrative Services
Health insurance       Administrative Services




Automobile insurance   Sales force Technology




Life insurance         Administrative Services




Life insurance         Sales force Technology




Life insurance         Sales force Technology




Automobile insurance   Straight through processing
Title insurance        Administrative Services




Health insurance       Administrative Services




Automobile insurance   Sales force Technology




Travel insurance       Sales force Technology




Life insurance         Sales force Technology




Property insurance     Administrative Services
Property insurance                Straight through processing




Health insurance                  Sales force Technology




Casualty insurance                Straight through processing




Automobile insurance              Administrative Services




Property insurance                Distribution    &         compensation
                                  management




Intellectual property insurance   Administrative Services
Property insurance     Straight through processing




Automobile insurance   Sales force Technology




Life insurance         Administrative Services




Automobile insurance   Sales force Technology




Automobile insurance   Administrative Services




Title insurance        Administrative Services
Insurance Activity - Analysis Level
                                         Insurance Activity - Level III
                 II
Insurance information management      Workflow management




Insurance selling                     Financial services delivery system




Insurance information management      Workflow management




Insurance selling                     Insurance estimation system




Insurance information management      Self checking data of vehicle to
                                      accident service providing system
Insurance cash benefit      Annuity




Insurance cash benefit      Annuity




Insurance payment process   Premium calcualtion




Insurance cash benefit      Annuity




Risk management             GPS-based system to reduces risk of
                            damage




Insurer monitoring system   Card service
Insurance information management   Occupational     health     information
                                   collection system




Insurer monitoring system          GPS-based vehicle insurance and
                                   authentication device




Insurance cash benefit             Annuity




Insurance cash benefit             Pension estimating device




Insurance payment process          Insurance & Premium calculation
                                   system




Insurance payment process          Real-time    remittance     instructing
                                   system
Insurance payment process       Transaction processing




Insurance contract management   Insurance management table        for
                                contract data management




Insurance contract management   Insurance   contract     management
                                system




Insurance contract management   Contract support system      for life
                                insurance corporation




Insurance payment process       Transaction processing




Insurance selling               Insurance selling system
Insurance information management   Straight through processing




Insurance selling                  Insurance selling system




Insurance information management   Straight through processing




Insurance information management   Straight through processing




Insurance payment process          Premium discount calculation system




Insurance contract management      Contract changing system
Insurance information management   Straight through processing




Insurance payment process          Premium calculation system




Insurance payment process          Premium calculation system




Insurance information management   Data processing system




Insurance selling                  Insurance selling system




Insurance information management   Insurance  contract        information
                                   management system
Insurer monitoring system       Card service




Insurance payment process       Premium determination system




Insurance contract management   On-line package insurance contract
                                changing system




Insurance contract management   Asset management




Insurance contract management   Server for generating insurance
                                contract format of specific insurance
                                company




Risk management                 Insurance risk management system
Insurance information management   Image information for authorizing




Insurance contract management      Contract changing system




Insurance information management   Straight through processing




Insurance payment process          Transaction processing




Insurance information management   Insurance certificate issuance system




Risk management                    Insurance risk management system
Insurance payment process       Public insurance system for care-
                                grant money payment




Capability model                Insurance underwriting




Insurance contract management   Contract changing system




Insurance payment process       Transaction processing




Insurance selling               Insurance selling system




Risk management                 Security management system for life
                                insurance
Insurance cash benefit             Retirement




Insurance selling                  Selling system




Capability model                   Insurance underwriting




Insurance payment process          Premium determination system




Insurance information management   Workflow management




Insurer monitoring system          Remote emergency support
Insurance payment process          Premium determining system




Insurance selling                  Customer screening system




Insurance contract management      Fluctuating        consumption-type
                                   insurance system




Insurance information management   Workflow management




Insurance information management   Insurance    contract    information
                                   processor




Insurance information management   Straight through processing
Insurance cash benefit             Pension




Insurance information management   Workflow management




Insurance payment process          Premium reviewing system




Insurance information management   Motor vehicle insurance information
                                   processing method




Insurance cash benefit             Annuity




Insurance information management   Liqiudity management system
Insurance information management   Medical information storage system




Insurance payment process          Premium calculation system




Insurance information management   Workflow management system




Insurance payment process          Data processing system for varying
                                   amount payment period




Insurance selling                  Accounting system




Insurance claim processing         Damage investigation system
Insurance contract management      Automated      rental      agreement
                                   insurance system




Insurance information management   On-line interactive system to reduces
                                   transactional costs




Insurance selling                  Insurance selling system




Insurance selling                  Insurance selling system




Insurance selling                  Package




Risk management                    Insurance risk management system
Insurance claim processing         Insurance    damage      assessment
                                   system




Insurance selling                  Pharmacy benefits calculator




Insurance claim processing         Vehicular accident verification system




Insurance information management   Straight through processing




Insurer monitoring system          GPS Mobile insurance system




Insurance cash benefit             Transaction processing and premium
                                   calculation
Insurance claim processing      Insurance claims verification system




Insurance selling               Insurance assessment system




Insurance cash benefit          Retirement




Insurance selling               Insurance cost determining system




Insurance contract management   Automobile      insurance     related
                                services




Risk management                 Insurance risk management system
          Dolcera Summary

Processing     claims    by   Ad    Hoc
reporting




Mobile agent obtains details of a
user's     requirements,        financial
information on behalf of the user in
the light of the user's requirements,
and then transports itself to the user's
computer to deliver the financial
information to the user.


Communications       apparatus    for
preparing      customised      mass
communications directed to each of
multitude of clients, and generating
replies to each purchase or non-
purchase client response received,
for presenting financial product
information

Portfolio structuring method for
computer based financial security
transactions, involves comparing risk
values with specified target value,
based on which portfolio is optimized




Service system for sending self
checking data of vehicle to accident
service providing system concerning
vehicle emergency situation uses
engine control unit to detect and
provide information about travelling
and breakdown
Data processing method for dividing
a remittance to a cardholder account
and distributing a portion of the funds
to multiple investment products
wherein a charge card billing system
is provided



Automatically calculating annuitant
mortality     table      by     digitised
demographic data representing past
mortality rates to a digital processor




Remaining value prediction system
for lease or rental system for
vehicles, predicts remaining value at
future period based on relationship of
used article price with respect to
passage of time



Automated        benefit     scheme
administration apparatus used in
company, adds cost of each option of
benefit, and deducts summation from
total allowance of each employee




GPS-based system to reduces risk of
damage to a vehicle by monitoring
one or more elements of vehicle
usage associated with damage




Fuel access card issued by insurance
company to clients when they pay
vehicle insurance premiums to allow
disengagement of fuel pump locking
mechanism
Occupational health data system
collects life cycle data of employees
from a number of diverse health data
sources




GPS-based vehicle insurance and
authentication device (VIAD) has
information about car, driver and key -
send the information to the ignition
system via infrared communication to
validate. Reduces the cost of car
insurance by forcing uninsured
drivers to pay their premium.

Life insurance estimation method -
involves     computing       insurance
amount and pension type insured
amount corresponding to each
customer based on specific scale
factors and individual information



Trial calculation apparatus for public
pension - computes receipt amount
of individual pension, by computing
difference between public survivor's
pension and old-age pension




Automatic     insurance    evaluation
system for inheritance tax calculation
support system - judges life
insurance policy of each tax payer,
based on which computed total
inheritance amount is added with set
insured amount


Real-time     remittance     indication
system used for Life Insurance
Company, has host which outputs
remittance       indication       after
conforming       input       customer
discriminative     information       for
remittance processing
Commodity transaction method using
internet, thus guarantees debt of a
customer by making contact among a
non-life       insurance     company,
certification server and customer




Insurance management table has
column showing content of contract
of insurance and another column
showing items of accounting process
of payment premium




Contract information management
system outputs contract information
to specific output destination based
on condition of input status
information    with    reference   to
database that manages individual
and status information


Contract support system for life
insurance       corporation,   stores
information provided by contract
proposer and content of contract
application in the form of image data
which are mapped in viewable
condition


Medical expense payment system for
insured patients, sends data relating
to treatment to trust bank which pays
medical expenses based on received
data




Insurance selling support system
computes risk of damage occurrence
and provides it with required
insurance   amount    to   agency
terminals
Life insurance simulation device
judges insufficiency of money when
difference between calculated life
premium and stored amount is lesser
than predetermined value




Network server for financial services
consultancy     system,      acquires
information    regarding     financial
services from terminal equipments,
to output another set of information
regarding financial services to
equipments


Insurance service system for motor
vehicles,     includes    insurance
company server which performs
required insurance service to user,
and transmits service content to
agency server



Insurance service processing system
for non-life insurance, life insurance,
transmits     electronic    documents
generated based on customer's
contract period with insurance
company to customer



Fee calculation system for customer
management system, computes
premium for non-life insurance using
predetermined discount rate, when
insurance account information is
available in customer file



Contract     conversion  processing
system for life insurance contract,
has payment premium calculating
unit that computes payment premium
of new contract based on conversion
price for new contract
Computerized product order and
acceptance installation for non-life
insurance,    has    computer   for
insurance process to which search
data from inventory data memory are
transmitted



Motor vehicle premium calculation
system for insurance companies,
calculates basic premium of motor
vehicle based on basic data and
operation condition data of motor
vehicle monitored by GPS based
system


Premium rate calculation method for
life insurance, involves acquiring
image of persons by CCD cameras
installed at respective places, for
calculating premium rate




Data processing system for computer-
based life insurance services, refers
medical examination information of
insured person and insurance
contract information to estimate
payable insurance money



Online presenting different kinds of
insurance matching the life stage of a
customer




Insurance    contract   information
management      system     provides
common     security   number      to
customer and insurance contractor
Reads health information in a
medical card and verifies the
correctness of the medical costs
incurred




Financial credibility judgment system
for loan processing system, extracts
financial and non-financial affair
information from customer database
for judging financial credibility




On-line package insurance contract
changing      system     for   motor
insurance, changes stored contract
details of customer based on
electronic bill representing contract
changes received from customer



Lease management system - Allows
the lease management company to
cope with collection of money from
tenants




Server for use in vehicle insurance
agency, generates insurance contract
data using format of insurance
contract   of   specific  insurance
company




Service system equipped with
database - Provides support for
protecting lives or the possessions of
persons, when meeting with various
troubles or accidents in daily life
activities
Image information photographed by
the camera is transferred to the
computer of the care manager for
enabling accurate judgment at the
time of authorizing long-term care
insurance



Converting life insurance contract
based on current value information of
a life insurance




Non-life insurance building damage
integration system - Enables a
beginner in exactly integrating the
amount of building damage




Functional price payment method for
insurance       system,    involves
performing payment from insurance
system for consumption article and
maintenance of instrument based on
stored information



Issues certificate of compulsory
automobile liability insurance while
reducing the burden on an insurance
company and can permit a customer
to receive a certificate with reliability
using controller for storage



Evaluates risk by combining the fire
phenomenon analysis with the
probability theory for calculating the
fire insurance premium of any
building in accordance with the
structure and risk of each building
Public insurance system provides
care-grant money payment when
either important point care state or
support state is authorized




Simplified house insurance design,
involves calculating insured amount
of insured item and premium amount
corresponding to content received
from     contractor,     to     transmit
calculated result to contractor



Contract changing system - Quickly
and suitably presents contract even if
plural changes in contract are
requested at one time




Inquiry and transaction system -
Enables a customer to make
transactions with plural financial
agencies




Allows easy estimation provision and
sale to a user based on the
evaluation of the safe driving aptitude
and the agreement offering data




Securities management system has
life or non-life insurance firm
connected to property management
and security management service
firms through communication circuit.
Generating electronics file format
usable between insurance company
and trust bank.
Contract form for life insurance -
Enables employees and executives
to receive money to live on after
retirement and condolence money,
etc., without being affected by the
operation conditions



Automobile        insurance    target
management system - appropriately
sets the sales target of automobile
insurance and provides a concrete
index for realizing the target




System for designing life insurance
based on a line plan, or age/gender
and a budget




Odometer-based         systems   -
Determines a premium per travel
according to parameters of risk
factors corresponding to the drive
state of the automobile




Insurance     business    supporting
system - Enables staff of an
accounting firm to smoothly carry out
a promotion activity about life
insurance




Insurance company server retrieves
a proper facility for coping with the
emergency and transmits map
information of the facility to the
portable terminal.
Quickly    determines    insurance
premium of insurance commodity
which gives insurance money in the
case amount of damage at the time
of occurrence of an insurance
accident exceeds the amount of
exemption


Customer selection system for motor
insurance, sends questionnaire mail
to customer terminal and selects
customer for insurance contract
based on reply mail in response to
questionnaire mail



Fluctuation    consumption     type
insurance system for motor vehicle,
calculates premium which is to be
subtracted from prepaid contract
premium of motor insurance, based
on usage and driving information of
motor vehicle


Server computer for assessing
insurance for freight accident,
receives insurance claim information
along with transportation accident
information, repair claim information
with the identification information



Insurance      contract   information
processor e.g. for vehicle insurance,
registers content of insurance
matched with contract identification
information, temporarily




Internet-based life insurance system
providing a choice to insurance
contractor to select whether to
receive the dividend rebate as the
dividend rebate as it is or to deposit a
part of the dividend rebate
Master trust system - Evaluates and
analyzes the portfolio data of a
pension fund or the like




Prepares an insurance plan capable
of obtaining appropriate security state
and saving state with a small
insurance premium




Performs insurance contract for
insured vehicle, based on driver's
license, enables to review premium
every year and revise every three
years provided premium rates do not
vary



Motor vehicle insurance information
processing method involves adjusting
premium amount based on vehicle
identification  information  stored
during different time periods of
insurance contract term



Card services - Personal pension
reserving system linked with card
settlement - Card provides a privilege
to secure one rich life in one's old
age




Liqiudity management system -
Communicates information between
assigner server and assignee server
Medical information storage sytem -
securely stores medical information
for a number of years for future use




Computes premium by utilizing basic
vehicle data and operation situation
of vehicle, corresponding to operating
conditions      and     non-operating
conditions of vehicle




Living information service system for
life insurance companies, includes
host computer which provides living
information stored in database to
customer's personal computer




The data processor sets an insured
amount to vary during a payment
period according to a customer's
requirement




Premium data processor - Processes
insurance data thus providing free
insurance planning system




Damage investigation support system
used in automobile physical damage
insurance, has server which is
connected to terminals through
network for managing damage
investigation data
Automated        rental     agreement
insurance system where the lessee
pays an insurance fee to an
organization undertaking a guarantee
to the lessor as an alternative to the
deposit entrusted to the lessor from
the lessee at the rental agreement


On-line interactive system which
reduces transactional costs by
providing communcation between
prospective    patients/clients and
service providers




Vehicle insurance/service provision
method involves correlating data
related to vehicle operation and
driver's    status     with    supplier
information stored in electronic
marketplace        database,       and
calculating cost of insurance/service


Monitors data entered into a travel
reservation booking software &
informs agent to inquire about selling
travel insurance to travelers




System providing life insurance
coupled with customer services -
Providing a package of life insurance
and on-going customer services from
the time of interest in funeral planning
through     finalization   of     funeral
arrangements


Computer based readable risk
evaluation system - An algorithm is
used to generate a risk factor thus
enabling the evaluation of a risk to a
property, asset, or corporation, or an
aspect of a property, asset or
corporation
Provides rapid business support of
insured    property   using     image
analysis which involves receiving one
digital image of damaged property.
Damage can be automatically
accessed for insurance purposes
based upon the received images


Reads in an insured's prior pharmacy
claims history and then calculates
insured's anticipated out-of-pocket
costs for one or more pharmacy
benefits plans that insured is eligible
to enroll in.



Electronically   receives   vehicular
accident information from sensors
embedded within vehicle regarding a
location of a deformation created as
a result of an accident which can be
useful for people insured in the
accident to claim insurance


Interconnected computer system
utilizes user validation and indirect
routing to both find and to protect the
data source location and contains
fraud prevention, system degradation
detection        and       information
discrepancy correction methods


Global positioning system mobile
equipment      insurance    method
involves testing global positioning
system     installed   on    mobile
equipment, for operability, and
issuing reduced premium all risk
insurance policy to owner of mobile
equipment

Insurance transaction structuring
involves calculating a probability of
success of the taxing authority
challeng eand estimating a current
value of IP assets in the identified IP
portfolio   and     determining      an
insurance premium of an insurance
policy based on the received
insurance coverage.
Insurance claims verification method
involves storing image records of
insured property and information
identifying  insurance     policy in
database that is accessible by
authorized users using remote
viewing terminal


Providing a choice to customer for
selecting an insurance policy based
on current odometer reading




Retirement       planning     system
comprises data collection logic,
modeling logic, and report generation
logic to make retirement plan for
future security purpose




Determines cost of automobile
insurance based upon monitoring,
recording and communicating data
representative of operator and
vehicle driving characteristics




Automobile     insurance    related
services carried out by insurance
agents coupled to an electronic
common area through a computing
network via a high-speed electronic
connection which thus coordinates
customer services provided by
insurance agents

Computing index values for alternate
units of geography based on the
demographic data. The index values
are then made available for the
settlement of the risk transfer
contracts

								
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