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					Business 12 – Fall 2009


The final exam will be given in our regular section classroom (Clark 227) at the following times:

Tuesday and Thursday 10:30 sections (Prof. Lawrence and Prof. Blitzer):
Monday, Dec. 14, 9:45 am – 12:00 pm

Tuesday and Thursday 12:00 sections (Prof. Snell and Prof. Okumoto)
Wednesday, Dec. 16, 9:45 am – 12:00 pm

Please note: The final exam date noted on your earlier class schedule (Dec. 11) is incorrect.

Please bring with you on the day of the exam:

A bluebook (any size)
A Scantron (882-E) (1 column on each side, no short answers on this form)
A pen and pencil
You will not need a calculator.

This will be a closed book exam.

The exam will be worth 120 points.

The exam will follow this format:

PART I: 90 multiple choice questions. These will be answered on the Scantron in pencil. Each
multiple-choice question will be worth 1 point.

PART II: Six short answer questions, worth 5 points each, to be answered in your bluebook.
These will require a short paragraph answer, of 3-5 sentences. These should be answered in your
bluebook, in pen.

In preparing for the exam, you should review your readings and lecture and class section notes.
We have posted the lecture slides on Prof. Snell’s web site (

                                    (Continued on reverse side)
In preparing for the final, we recommend that you review the following topics and concepts:

Learning styles inventory
Strategic learning/how to study and learn effectively/physiology of learning
The “house of finance” model
Credit, credit cards, credit scores
Strong Interest Inventory and what it is used for
Investments (e.g., stocks, corporate bonds, municipal bonds, T-Bills, money market funds)
Retirement (and ways to save and invest for retirement)
Loans (e.g., car loan, mortgage, home equity line of credit, payday loan)
Taxes (e.g., income, social security, disability, sales, Medicare)
Insurance (e.g., home, renters, medical, car, life, disability)
Charitable giving
Money and relationships
Sharing finances in a relationship
Effective communication about money
Working with financial professionals
Financing a college education (student loans, scholarships, and other financial aid)
Debt and borrowing
Income and wealth (and the difference between the two)
Net worth
Inequality of income and wealth
Financial planning
Asset allocation

If you will need special accommodations for any reason, please let your instructor know right
away so we can make the appropriate arrangements for you.

After the completion of the course, you may check your grades online, using the university’s MY
SJSU system. Please do not email your instructor for your grade.