Houstonville

Document Sample
Houstonville Powered By Docstoc
					               Presents
Houstonville -Micro Society
Sam Houston Elementary School
                Presented by:
     Dora Brown – IBC Senior Vice President
                       &
       Marty Charles – IBC Vice President
                                     Date: 09/18/2008
       Introduction
Today you will learn how to
  responsibly manage your
money using a bank account.
 Some Benefits of having an IBC Bank
              Account
• Gives you quick and easy access to your
  money
• Safety
• Better money management
         Types of Accounts
• IBC Savings Account




• IBC Free Checking Account
What Do You Need to Open a Savings
      or Checking Account?
• Photo ID (Driver License, Passport, etc)




• Social Security Number (SSN) or Individual
  Taxpayer identification Number (TIN)
• A deposit
What is the Purpose of Having an IBC
      Free Checking Account ?
• IBC Free Checking Account:
• Saves money (no monthly Service Fee)
• Your VISA card is accepted worldwide and cash
  is available over 370 IBC ATM’s
• 24/7 access to account information.
• Pay bills online or over the phone with VISA
  card.
What is the Purpose of Having an IBC
          Savings Account ?

IBC Savings Account:
• Helps you save money for your future.
• Your money will be available over 370 IBC
  ATM’s.
• 24/7 access to your account information.
     Forms We Use at IBC Bank
• Checks
• Deposit Slips for Checking & Savings accounts
• Signature Cards
    How to Write a Check

                  4           1
    2                             3




6
    Your Account Number   5
     How to Take Money Out of Your
            Savings Account
                   1                 2                                         4
                                                  3



                                                                Date
Name and Address
                                          Amount in words

 Authorized Signature(s) for Withdrawal



                                                            Amount Withdrawn
                 Account #




           5                                                        6
      How to Fill Out a Deposit Slip
                                  Amount in
Date of Deposit
                 (Front )         cash
                                   Your Name
                                  Your Address                                      CURRENCY
                               Your Phone Number

      DEPOSIT TICKET
                                                                                    COIN

                       DATE                                                     C       Check
                       DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL   H
                                                                                E   OR TOTAL
                                                                                C   FROM REVERSE
                       SIGN HERE IF CASH RECEIVED FROM DEPOSIT                  K
                                                                                S
                                                                                    SUBTOTAL
                              YOUR FINANCIAL INSTITUTION
                                                                                    LESS CASH
                               YOUR CITY, STATE Zip Code                            RECEIVED

                         DO NOT USE FOR AUTOMATIC PAYMENT OR                        NET DEPOSIT
                                 CHECK TRANSACTIONS


                         :00000000 : 00000 00000.:
                                                                         (Back)                    Total amount
                                                                                                   to deposit




                                                                                                         ENTER TOTAL ON THE FRONT OF THIS
                                                                   Your Account
                                                                   Number




                                                                                                                     TICKET
                  Back of Deposit Slip to add your other checks to be
                                       deposited
       How to Balance Your Bank Account
1                   2              3                                      5
                                                            4                           6

                                                  Payment       Deposit
    Number   Date       Transaction Description                               Balance
                                                  Amount        Amount
    Number of              Signature Card
    Signatures required                 Your Address     Amount deposited to
                                                         open the account
                          Your name

                                                                         Bank Officer in
                                                                         your account
                                      Date Opening
                                      your account




Your
Account
Number



                      Your                             Your Social             Your Date
                      Signature                        Security Number         of Birth
Different Departments at IBC Bank
•    Tellers
•   New Accounts
•   Commercial Lending
•   Operations
•   Credit
•   International
•   Marketing
•   Mortgage Lending
•   Mortgage Servicing
         IBC Team & Family on Duty
Commercial Lending
                                          Collection Department




                     Mortgage Servicing


    IBC Tellers
                                          Operations Department




                         New Accounts
           IBC Team & Family on Duty
                             Credit
                           Department




International Department                 Mortgage Lending Department

                             Marketing
                            Department
        IBC is Better Because…
• IBC is a BIG FAMILY
• IBC is involved with the Community
Any Questions?

				
DOCUMENT INFO
Shared By:
Categories:
Stats:
views:4
posted:2/22/2010
language:English
pages:18