Presents Houstonville -Micro Society Sam Houston Elementary School Presented by: Dora Brown – IBC Senior Vice President & Marty Charles – IBC Vice President Date: 09/18/2008 Introduction Today you will learn how to responsibly manage your money using a bank account. Some Benefits of having an IBC Bank Account • Gives you quick and easy access to your money • Safety • Better money management Types of Accounts • IBC Savings Account • IBC Free Checking Account What Do You Need to Open a Savings or Checking Account? • Photo ID (Driver License, Passport, etc) • Social Security Number (SSN) or Individual Taxpayer identification Number (TIN) • A deposit What is the Purpose of Having an IBC Free Checking Account ? • IBC Free Checking Account: • Saves money (no monthly Service Fee) • Your VISA card is accepted worldwide and cash is available over 370 IBC ATM’s • 24/7 access to account information. • Pay bills online or over the phone with VISA card. What is the Purpose of Having an IBC Savings Account ? IBC Savings Account: • Helps you save money for your future. • Your money will be available over 370 IBC ATM’s. • 24/7 access to your account information. Forms We Use at IBC Bank • Checks • Deposit Slips for Checking & Savings accounts • Signature Cards How to Write a Check 4 1 2 3 6 Your Account Number 5 How to Take Money Out of Your Savings Account 1 2 4 3 Date Name and Address Amount in words Authorized Signature(s) for Withdrawal Amount Withdrawn Account # 5 6 How to Fill Out a Deposit Slip Amount in Date of Deposit (Front ) cash Your Name Your Address CURRENCY Your Phone Number DEPOSIT TICKET COIN DATE C Check DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL H E OR TOTAL C FROM REVERSE SIGN HERE IF CASH RECEIVED FROM DEPOSIT K S SUBTOTAL YOUR FINANCIAL INSTITUTION LESS CASH YOUR CITY, STATE Zip Code RECEIVED DO NOT USE FOR AUTOMATIC PAYMENT OR NET DEPOSIT CHECK TRANSACTIONS :00000000 : 00000 00000.: (Back) Total amount to deposit ENTER TOTAL ON THE FRONT OF THIS Your Account Number TICKET Back of Deposit Slip to add your other checks to be deposited How to Balance Your Bank Account 1 2 3 5 4 6 Payment Deposit Number Date Transaction Description Balance Amount Amount Number of Signature Card Signatures required Your Address Amount deposited to open the account Your name Bank Officer in your account Date Opening your account Your Account Number Your Your Social Your Date Signature Security Number of Birth Different Departments at IBC Bank • Tellers • New Accounts • Commercial Lending • Operations • Credit • International • Marketing • Mortgage Lending • Mortgage Servicing IBC Team & Family on Duty Commercial Lending Collection Department Mortgage Servicing IBC Tellers Operations Department New Accounts IBC Team & Family on Duty Credit Department International Department Mortgage Lending Department Marketing Department IBC is Better Because… • IBC is a BIG FAMILY • IBC is involved with the Community Any Questions?