FCIS - Cheat Sheet- Missouri and Kansas (Feb 08).pub by tamir13

VIEWS: 6 PAGES: 1

									                       First Chicago Insurance Services
                       Private Passenger Auto Guide - MISSOURI

Rating/Drivers/Vehicles                            Limits of Liability
Drivers                                            Bodily Injury                $25,000 / $50,000
* Age: 16-80                                       Physical Damage              $10,000 or $25,000
* Assign drivers based on actual usage             UM                           $25,000 / $50,000
* Can exclude named insured with UW approval       Medical Payments             $500 or $1,000
Vehicles                                           Collision/Comp Deductibles $250, $500, $750 or
* Full coverage up to 15 years                                                $1,000
* Liability up to 30 years                                                    *Deductibles must match
                                                   Towing                       $50 per disablement
Discounts
                                                   Rental                       $20 per day / $420 max
Good Driving Record                       5%
                                                   Special Equipment Package $3,000
Homeowners                                5%
Paid in Full                              5%
                                                   Frequently Asked Questions
Renewal (every 6 months)                  5%
                                                   SR-22’s Missouri & Kansas only
Transfer (<30 lapse)                      5%
                                                   Physical Damage up to 15 model years old
Transfer (no lapse)                      10%
Single Parent                            10%       Deductible Options: $250, $500, $750 or $1,000

Non-owners Policy                        10%       Maximum of 1 accident in past 12 months
Multi-Car                                20%       Driver w/ more than 16 pts will not be accepted


Surcharges                                         Payment Plan
Business Usage                         20%         6 MONTH POLICY
No License, Never Licensed,                        * 6-Pay: 20% DP with 5-payments
International or Foreign License     4 points
(Choose “Foreign License” in
violations for correct surcharge)
Major Violations
                                                   Contact Information
                                     5 points
                                                        Marketing              Ph: 877-407-0220
Intermediate Violations
& Accidents                          3 points
                                                      Underwriting             Ph: 888-262-8864
First Minor Violation                 1 point                                  Fx: 708-924-1128
Additional Minor Violation(s)       2 points ea/
                                                            Claims             Ph: 888-262-8864
Unverifiable Driving Record           4 points                                 Fx: 708-552-4499




                                                                                  FCIS Cheat Sheet - Missouri - 2/08

								
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