Integris Home Loan Interest Rates
Effective 26th May 2008
• A registered first mortgage is required on all home loans.
• • • •
The same rates apply for owner-occupied and investment properties. There are no monthly fees on Home Loan Accounts. All variable rate loans have a Redraw facility. The credit provider for Integris loans is Perpetual Trustee Company Ltd. ACN 000 001 007 of 39 Hunter Street, Sydney NSW 2000. All loans provided by Satisfac Direct Credit Union Ltd.
Minimum top-up amounts Loan amount Nominal Rate Comparison Rate*
Variable rate loans
Integris Loan (Securitised home loan)
$10,000 $50,000
$30,000 to $149,999.99 $150,000 to $750,000
8.82% pa 8.62% pa
8.87% pa 8.67% pa
Fixed rate loans
Integris Loan (Securitised home loan) $30,000 to $750,000 2 years 3 years 5 years 9.25% pa 9.25% pa 9.25% pa 8.96% pa 9.00% pa 9.07% pa
* These comparison rates are based on a $150,000 loan over 25 years.
COMPARISON RATE SCHEDULE
Integris Home Loans
Loan Type:
Annual Percentage Rate
($30,000-$149,999.99)
Variable Loan
Variable Loan ($150,000$750,000)
2 Years Fixed ($30,000$750,000)
3 Years Fixed ($30,000$750,000)
5 Years Fixed ($30,000$750,000)
8.82%
8.62%
then variable (currently 8.82%)
9.25%
then variable (currently 8.82%)
9.25%
then variable (currently 8.82%)
9.25%
Amount in Term in Years $’s 25,000 30,000 50,000 70,000 100,000 130,000 150,000 200,000 225,000 250,000 275,000 300,000 5 5 7 25 25 25 25 25 25 25 30 30 9.94% 9.31% 8.94% 8.90% 8.88% 8.87% 8.67% 8.65% 8.65% 8.64% 8.64% 8.63% 10.25% 9.54% 9.04% 9.00% 8.97% 8.96% 8.95% 8.94% 8.94% 8.92% 8.92% 10.33% 9.62% 9.08% 9.04% 9.01% 9.00% 8.99% 8.98% 8.98% 8.96% 8.96% 10.40% 9.72% 9.15% 9.11% 9.08% 9.07% 9.06% 9.05% 9.05% 9.02% 9.02%
NOTE: All comparison rates shown are for real estate secured loans. Fees and Charges are payable. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Satisfac Direct Credit Union ABN 36 087 651 232 AFS Lic 241066 151 South Terrace Adelaide SA 5000 Ph: 8202 7699