EPS MORTGAGE APPLICATION Date: _______________
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Mortgage Type you are looking for Mortgage Refinance/Debt Consolidation
Home Equity loan / 2nd Mortgage
Home Purchase Loan
APPLICATANT (S) INFORMATION
Name: ____________________________________________ Co-Applicant: _____________________________________________ Address: _________________________________________ Address: _________________________________________________ Social Security:____________________________________ Social Security: ___________________________________________ Home Phone: _____________________________________ Home Phone: _____________________________________________ Work Phone_______________________________________ Work Phone: _____________________________________________ Work Phone ________________________________ _____ Cell Phone: ______________________________________________ FICO Score: _____________________________________ FICO Score: _____________________________________________ E-mail Address: __________________________________ E-mail Address: _________________________________________ PROPERTY INFORMATION Property type: __ SFH __ MFD __ COOP__ Condo __ Mobile __ Town Home Property Use: __ Primary Residence__ 2nd Home / Vacation Property __ Investment Property Subject Address: _________________________________________________________________________________________ Name on the Deed: ________________________________________________________________________________________ Current Rent Roll: __________ Hazardous Insurance: _________ Mortgage Insurance.: __________ LOAN INFORMATION First Mortgage Balance _________________ Monthly Payment ____________ Interest Rate _______ Are there additional Mortgages on the property Yes ___ No ___ Which Mortgage do you wish to refinance? 1.Existing 1st Mortgage __ 2.Existing Additional mortgage(s) only __ 3. All Existing Mortgages __ 4. New 1st mortgage (Property Owned Free and Clear) __ How much additional cash do you wish to borrow? ____________________ Rate Type: Fixed __ Adjustable ____ Preferred Loan Term: 30 years ___ 15 years ___ YOUR FINANCIAL INFORMATION Credit Status: Poor __ Fair __ Good __ Annual (Pre-Tax) Income: 1. Applicant _____________ 2. Co-Applicant _____________ Alimony, child support or separate maintenance income need not be included if you do not wish to have it considered as a basis for repaying the loan. Employer’s name: ___________________ Employer’s name: ___________________ Years at current job: ______ Years at current job: _________________ Second Job: _________________________ Second Job: Yes ___ No ____ Years at second job: ____ Years at second job: ____ If les than 2 years, can you get prior job info? Yes ___ No ____ Can your income be documented? Yes ___ No ___ Can your income be documented? Yes ___ No ___ Average monthly Debt payments: ____________ Include all monthly obligations including vehicle loans, credit cards, child support, etc... Please exclude housing. Have you ever declared bankruptcy? No __ Not in the last 7 years __ Occupation Status: Employed __ Self employed __ Retired __ Not employed __ When do you want to close this loan: 30 days __ 60 days __ 90 days __ I have no time constraints __ What is your current loan goal: _______________________________________________________________ HOME PURCHASE LOAN Contact: Yes_________ No________ Deposit: Yes ____ No ________ Purchase Price: ____________________ Down payment: $____________________ Proposed closing date: ________________ Source of funds: _______________________________________ Gifts (if any) ________________________ Management Company: ______________________________ Phone: ________________________________ Attorney name: __________________ Phone: _______________
R.E. Broker’s name: _______________ Phone: ______________
Assets: Total liquid Assets in all accounts: ___________________ Amount in Retirement Accounts: ______________________ Have assets been in your account for at least 2 months? Yes __ No ___ LOAN SUMMARY Mtge Paid: $ ________ + Debts to be paid: _______ + Closing costs: _________= Total loan: $ ________ LTV: ____________ Notes: _____________________________________________________________________________________________________