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Almost Free Grants for First Time Home Buyers our dream of owning a home may soon come true if you are a first time home buyer. You can take advantage of the many government grants for first time home buyers that are available to assist low income and first time home buyers get their first home. These are specific government grants which are made to first time home buyers to provide them with part of the financial assistance needed for the initial down payments and acquisition costs of a new home. Depending on the value of your property you could find that your down payment and closing costs can be paid up with this free money. These funds are almost free with no interest or monthly payments to be made.They remain in the background as a second mortgage only to be repaid on the selling of the house. The government has also been known to forgive the loan in many cases after you reside in the house for 30 years. Every state has a customized policy for granting such money. One needs to do an elaborate research work before applying for such grants. Some of these grants assist specific groups for example the Federal Department of Veterans Affairs offers help for military personnel and veterans. So if you're a first-time home buyer or your income is low, look online for financing that is undertaken through your local or state board of housing. Don't miss this opportunity to own a house by taking advantage of the almost free government grants for first time home buyers.