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PROTECTIVE COVENANTS

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					                                 PROTECTIVE COVENANTS
                                          FOR
                                    MULLEN TERRACE


      ALL that certain piece or parcel of land situate in Vernon Township, Crawford County,
Pennsylvania, and bounded and described as follows, to-wit:

         BEGINNING at an iron pipe on the North side of Township Road #457, also known as
Mullen Road, said iron pipe being the Northwest corner of Tracey Drive and Mullen Road, and
also being the Southwest corner of Tracey Drive and Mullen Road, and also being the
Southwest corner of Lot #104, Mullen Subdivision in Vernon Township, Crawford County,
Pennsylvania; thence North 83° 30’ West along the North side of Township Road #457, a
distance of fifty (50) feet to an iron pipe in the Southeast corner of Lot #103 and Tracey Drive;
thence North 6° 30' East along the West side of Tracey Drive, a distance of Five Hundred Fifty
(550) feet to an iron pipe, being the Northeast corner of Lot #97 and the Southwest corner of Lot
#94; thence North 83° 30' West along the South side of Lot #94, a distance of Two Hundred
Fifty (250) feet to an iron pipe and being the Southwest corner of Lot #94 and the Northwest
corner of Lot #97; thence North 6° 30' East, a distance of Two Hundred Fifty (250) feet to the
Northwest corner of Lot #93 and David Drive; thence North 6° 30' East, a distance of Fifty (50)
feet to the Southwest corner of Lot #90 and David Drive; thence North 6° 30' East, a distance of
Five Hundred (500) feet to the Southeast corner of Lot #62; thence North 83° 30' West, a
distance of One Hundred Fifty (150) feet to the Southwest corner of Lot #62 and the Southeast
corner of Lot #61; thence North 6° 30' East, a distance of Two Hundred (200) feet to the
Northwest corner of Lot #62 and the Northeast corner of Lot #61; thence North 83° 30' West, a
distance of Four Hundred and Fifty (450) feet along the South line of Kevin Drive to the
Northwest corner of Lot #59, and also being the corner of Kevin Drive and Debra Drive; thence
North 6° 30' East, a distance of Fifty (50) feet to the Southwest corner of Lot #69 and the North
line of Kevin Drive; thence South 83° 30' East, a distance of Four Hundred (400) feet along the
North line of Kevin Drive to the Southwest corner of Lot #73; thence North 6° 30' East, a
distance of Two Hundred Fifty (250) feet, to the Northwest corner of Lot #73 and the Northeast
corner of Lot #72; thence South 83° 30' East, a distance of Seven Hundred Fifty (750) feet to
an iron pipe in the Northeast corner of Lot #79; thence South 6° 30' West, a distance of One
Thousand Six Hundred (1,600) feet to the Southeast corner of Lot #100; thence North 83° 30'
West, a distance of Two Hundred Fifty (250) feet to the Southwest corner of Lot #100 and
Tracey Drive; thence South 6° 30' West, a distance of Two Hundred Fifty (250) feet to an iron
pipe in the North right of way line of Township Road #457, also known as Mullen Road and
being the Southwest corner of Lot #104, the point or place of beginning.

        Containing Lot Nos. 62, 73-96, 99 and 100 of the Mullen Subdivision located in Plan
Book Volume 4, Page 90. Being the same piece or parcel of land, which is recorded in the
Office of the Recorder of Deeds of Crawford County, Pennsylvania on November 8, 2002 and
dated November 8, 2002 and recorded in Record Book Volume 610, Page 444.

        BEING part of the plan of lots known as the Mullen Subdivision, which is recorded in the
Office of the Recorder of Deeds of Crawford County in Plan Book Volume 4, Page 90 and
further being a portion of a larger tract of land conveyed to Vern Mead Associates, a general
partnership, by deed of Viola M. Mullen, widow, dated July 3, 1987 and recorded on December
11, 1989 in Crawford County Record Book 81, Page 882.




                                       Page 1 of 6
      THIS DECLARATION MADE THIS 9th DAY OF June, 2004.

     WHEREAS, the piece or parcel of land set forth herein is owned by WEST REAL
ESTATE AGENCY, INC., a Pennsylvania Corporation, (hereinafter “Owner/Developer”);

       WHEREAS, the undersigned as Owner/Developer of all the numbered lots in said Plan
desires to restrict the use as follows, unless otherwise approved or modified by the
Owner/Developer:

      1.     None of the said lots shall be used for any purpose other than for residential use,
             and no structure shall be erected or maintained on any building lot other than
             single-family dwellings and appurtenant garages. All dwellings that do not have
             an integral garage shall be required to have an area large enough to
             accommodate at least a two car detached garage.

      2.     No dwelling shall be erected nearer than fifty (50) feet, as a minimum, to the front
             lot line as shown on the subdivision plan as recorded. Final setback of all
             structures must be approved by the Owner/Developer. The term “front lot line”
             shall include all Lot lines fronting on roads or thoroughfares through the Plan. No
             dwelling or detached garage, or any other structure may be erected nearer than
             ten (10) feet to the boundary line dividing any lot from adjoining lots. In addition,
             no dwelling may be erected nearer than thirty (30) feet to the rear line of any lot.

      3.     All construction plans for proposed dwellings must be submitted to and approved
             in writing by Owner/Developer prior to commencement of any construction on a
             lot in the plan.

      4.     Construction must begin within four (4) months of lot closing and be substantially
             complete within fourteen (14) months of lot closing unless the Owner/Developer
             grants an extension of time in which to start and complete construction.

      5.     Sedimentation and erosion control plans for individual lots shall be prepared,
             approved and maintained at all times by builder on behalf of the lot owner for the
             dwelling that is under construction as required by the governing authorities.

      6.     All utilities shall be underground except those temporary services required for
             construction.

      7.     Builder/Owner is required to connect French drains, gutters and other drainage
             not connected to sanitary lines to the drainage improvements or storm sewers
             and the Builder/Owner is bound by the provisions contained in the Subdivision
             Development Improvement Agreement or other requirement of the applicable
             governmental authorities and agrees to be legally bound thereby. Property
             Owners/Builders shall be responsible for the maintenance of all storm water
             controls installed.

      8.     No dumping of any kind will be permitted within the limits of the Plan.

      9.     No occupancy of dwelling, which is not substantially complete, shall be permitted.

      10.    Within twelve (12) months from occupancy of dwelling, each owner must
             complete or cause to be completed a driveway and entry walk way to the
             dwelling which must consist of omni stone, asphalt, concrete or any other
                                      Page 2 of 6
      material as may be approved by the Owner/Developer. No dirt, gravel or slag
      driveways will be permitted.


11.   All lawns must be sodded or seeded with perennial grass seed within six (6)
      months from the date of completion of the dwelling, or occupancy, whichever is
      sooner, unless prevented by seasonal weather limitation. In such event, sodding
      and seeding must be completed during the next immediate growing season after
      completion of dwelling.

12.   No billboard sign or advertising device shall be erected or maintained upon any
      lot within the plan, except on sign advertising the lots and or model homes for
      sale by an approved real estate company and or Owner/Developer to advertise
      the property during the construction and sales period or any subsequent re-sale
      by the Owner.

13.   No animals, livestock or poultry of any kind shall be raised, bred or kept on any
      lots, except that of dogs, cats or other household pets may be kept provided that
      they are not bred, kept or maintained for any commercial purpose. All
      households will be permitted three (3) pets per house and must be housed
      inside. Any dog left in an outside fence or kennel that barks or causes a
      neighborhood disturbance for a period of ten (10) minutes or more without being
      stopped by the owner, will be a violation of these restrictions.

14.   No lot shall be used for a public right of way or road other than as may be shown
      on the recorded plan or by these restrictions.

15.   No commercial vehicles, buses, motor homes, campers, boats or trailers are
      permitted to park within the Plan any longer that fourteen (14) days in a one
      hundred eighty (180) day period. In addition, there shall be no outside storage
      or parking upon any roads (public or private other than driveways) of any
      automobile, truck or other transportation device of any kind. No owner or invitee
      shall repair any vehicle of any kind upon any of the lots within the plan except for
      normal maintenance or emergency repairs.

16.   One outbuilding, a maximum size of 14' x 12' constructed of either wood, brick or
      vinyl, may be built on a concrete pad or integral wooded floor in the rear of the
      home. This must be kept in good repair and must be used for storage.

17.   Laundry lines and poles outside on lots in the plan are prohibited except that one
      portable laundry line, not more than seven (7) feet high, may be used in the rear
      of each home, on days other than legal holidays, and such laundry line shall be
      removed from the outside when not in use. No rugs, clothes, sheets, blankets,
      laundry of any kind or any other articles shall be hung from any windows, walls,
      patios and porches. All lots shall be free and clear of rubbish, debris and other
      unsightly materials.

18.   No commercial business shall be carried on from any residence, lot or tract of
      ground, by any person, firm, partnership or corporation other than the
      Owner/Developer and real estate company representing the Owner/Developer.


                                  Page 3 of 6
19.   Above ground / in ground swimming pools may be installed on any of the lots so
      long as setback lines are not violated. All pools must be fenced.

20.   Fences shall only be permitted in the rear yard and shall not exceed six (6) feet
      in height. Fences shall be wither wood post and rail, pointed picket, ornamental
      iron or living hedge fences. Fencing for in ground or above ground swimming
      pools shall conform to all governmental regulations.

21.   The rights and duties of the owners of the lots within the Plan with respect to
      utility service connections, including sanitary and storm sewer water, electric,
      telephone lines and related facilities shall be governed by the following:

      a)     Wherever utility service connections, or any portion thereof, lie in or upon
             a lot owner by other than the owner of lot served by the connection, the
             owner of any lot served by the connections shall have the right and
             licensee from time to time to enter upon the lots or to have the respective
             utility companies enter upon the lots in or upon which the connections, or
             any portion thereof, lie in order to repair, replace, and generally maintain
             said connections to the full extent necessary for such purposes. No
             dwelling shall be constructed with the utility right of ways as designated
             by the respective utility companies or recorded plan.

      b)     Whenever utility service connection serve more than one lot, the owner of
             each lot served by the connection shall be entitled to the full use and
             enjoyment of such portions of said connection as service their lot and
             shall have the same license and right as are provided immediately herein
             above with respect to portions lying in or upon lots owned by other
             owners.

      c)     All utilities for the lots shall be buried underground including but not
             limited to water, sewer, electricity, telephone and cable television.

      d)     No satellite dishes are permitted in the front yard and must be no larger
             than 24" in diameter. No television antennas or hand radio antennas are
             permitted within the development.

      e)     The Owner/Developer shall have access to all designated rights of way at
             all times.

22.   Any ranch dwelling erected shall be a minimum of eighteen hundred (1800)
      square feet of living space with an attached garage (not an Integral Garage),
      excluding basement and garage. Any two story or other dwelling shall be a
      minimum of two thousand (2000) square feet, excluding basement and garage.
      It must be constructed of brick, stone or vinyl exterior walls to grade, except that
      concrete blocks or poured concrete may be used for foundations. All exterior
      walls of dwellings or garages erected shall be finished to a grade level so that no
      concrete block is visible. The exposed foundation shall be veneered with a
      finished masonry material such as brick or stone. All four sides must be brick or
      stone to grade. All buildings must have stone or brick fronts. Any deviation must
      be approved by Owner/Developer.


                                  Page 4 of 6
23.   Storm water swales and depressions, designed to direct and control run-off water
      in the Plan at the rear or sides of lots must be retained and not altered or
      destroyed by filling, grading or blockage. Maintenance of such structure(s) is the
      responsibility of each lot owner on whose property the structure (either whole or
      in part) is located.

24.   Prior to occupancy, each lot owner must install a self-illuminating exterior post
      lamp at a location in the front yard not less than fifteen (15) feet from the curb.

25.   Enforcement of these covenants and restrictions shall be by any proceeding at
      law or in equity against any lot owner of record upon whose lot the violation is
      taking place. Lot owners are fully responsible for the actions of their tenants,
      agents, guests, and invitees that violate these covenants. The failure by the
      Owner/Developer or any owner to enforce any covenant or restriction herein
      contained shall in no event be deemed a waiver of the right to do so thereafter.
      The expense of enforcement by the Owner/Developer shall be chargeable to the
      lot owner violating these covenants and restrictions, including reasonable
      attorney’s fees and a daily penalty not to exceed Twenty-Five ($25.00) Dollars
      per day for each violation not remedied within five (5) days of its receiving written
      notice of a possible violation of these covenants. In the event of an award of
      money damages in excess of reasonable attorney fees and costs, said award
      shall be paid to a 401C charity as named by the Owner/Developer or their
      assigns.

26.   Invalidation of any one of these covenants or restrictions by judgment or court
      order shall in no way effect any other provision, which shall remain in full force
      and effect.

27.   The restrictions herein set forth shall run with the land and bind the present
      owner, their successors and assigns, and all persons claiming by, through or
      under them, shall be taken to hold, agree and covenant with said owners, their
      successors and assigns and with each of them to conform to and observe said
      restrictions as to the use of said lots and tracts of land and the construction of
      improvements thereon for ten (10) years from this date, and shall automatically
      continue thereafter for successive periods of ten (10) years each; provided
      however, that the Owner/Developer of the lots herein described may release all
      of the land hereby restricted for a ten (10) year period at any time or make
      unilateral changes or modification of these covenants without the approval of
      other lot owners in the Plan, or at the end of any successive ten (10) year period
      thereafter, by executing and acknowledging an appropriate statement in writing
      for such purposes, and filing the same for record at least one year prior to the
      expiration of this first ten (10) year period or any subsequent ten (10) year period.
      In addition, that said restrictions and each of them may be changed, modified or
      removed at any time by agreement in writing duly executed and acknowledged
      by the owners of lots in said plan with each lot owner(s) having one vote for one
      lot of not less than seventy five (75%) percent of the lots plan and filing the same
      for record in said Office of the Recorder of Deeds, Crawford County,
      Pennsylvania. Actions by the seventy-five (75%) percent of the lot owners may
      not be changed or modified by the Owner/Developer. No restrictions herein set
      forth shall be binding on any corporation, person or persons, except in respect of
      breaches committed during its ownership of said lot. His or their seizing of or title
      to said land and the owner or owners including the Developer/Owner of any of
                                  Page 5 of 6
              the above land shall have the right to sue for and obtain an injunction, prohibitive
              or mandatory, to prevent the breach of or to enforce the observance of the
              restrictions above set forth in addition to ordinary legal action for damages; and
              the failure of the present owner or owners of any other lots or tracts of land in the
              properties to enforce any of the restrictions herein set forth, at the time of its
              violation, shall in no event be deemed to be waiver of the right to do so
              thereafter.


       28.    Any notice required to be sent to any owner under the provisions of the
              Declaration shall be deemed to have been properly sent when mailed first class
              postage pre-paid to the last known address of the person who appears as owner
              of record of the owners lot in said plan or posting the notice on said lot.

      IN WITNESS WHEREOF, the Owner/Developer has executed this Declaration the day
and year first above written.

ATTEST:                                             WEST REAL ESTATE AGENCY, INC.
                                                    Owner/Developer


______________________________                      __________________________________
Secretary/Treasurer                                 Per: Karen P. West, President



COMMONWEALTH OF PENNSYLVANIA                )
                                            )       SS:
COUNTY OF ALLEGHENY                         )

        On this the ____ day of ______________, 2006, before me, the undersigned, a Notary
Public in and for said Commonwealth, personally appeared Karen P. West, President of West
Real Estate Agency, Inc., known to me to be the person whose name is subscribed to the within
instrument, and acknowledged to me that she executed the same for the purposes herein
contained.

       SWORN to and subscribed before me this ______ day of _____________, 2006.



                                                    __________________________________
                                                    Notary Public


                                                    My Commission Expires: ______________




                                          Page 6 of 6

				
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