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What Is The Quickest Way To Get My Car Fixed After An Accident-

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                       What Is The Quickest Way To Get My Car Fixed After An Accident?
                                                          By Michael Schafer



  ? One of the most stressful and frustrating aspects of being in an automobile accident is getting your
car repaired or settling your property damage claim if your car is considered a total loss (totaled). You
must wait for the insurance company to come and appraise your car and asses the damage done to it.
You may not be able to drive your car or be embarrassed by driving a damaged car. These are only
some of the issues that can aggravate you.

You have two options when it comes to getting your car repaired if you had collision insurance on your
car. Usually the quickest way to get your car repaired or to get reimbursed for the fair market value of
the car if it has been totaled is to go through your own insurance company. By doing this you can begin
the process immediately. You call your insurance company and get a claim set up as soon as you are
able. Some companies will tell you to take your car to the body shop of your choice and send them the
repair estimate.

This is easy because the body shop will take care of everything after you drop it off. They deal with the
insurance company about any changes in the original estimate. Other insurance companies will send
out an appraiser to take a look at your car and give you an estimate. You then take that repair estimate
to your body shop and they work off of that estimate. If the body shop finds additional damage while
repairing the car they will contact the insurance company directly to get approval for the additional
repairs.

By going through your insurance company you will save time but you will have to pay your deductible.
Your insurance company will attempt to collect the deductible, as well as what they paid for the car
repairs, back from the at-fault party's insurance company. If you do it this way you save time. You don't
have to wait on the at-fault insurance company.

Why does it take so long? First you may not know who the at-fault insurance company is if you weren't
able to exchange information at the scene. It can take 7-10 days to get the accident report and find out
who the insurance company is if you didn't get this information at the accident scene. Second, the
other insurance company will want to take the statement of their insured prior to making payment for
your car, or anything for that matter. This can take from days to weeks to even months. All the time you
are without a car. The procedure with the at-fault insurance company is the same but these extra
hoops that you are forced to jump through are aggravating and headaches you don't need. Then if
liability is contested they will not pay for your car and you are back to dealing with your insurance

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company.



Michael A. Schafer is an attorney who concentrates his law practice in personal injury litigation in
Louisville, Kentucky. He is the author of "7 Potholes That Can Wreck Your Kentucky Accident Case"
and "What You Don't Know About Buying Car Insurance Can Hurt You".




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                            Car Accident: 17 No-Fail Strategies to Protect Your Rights
                                                              By Rex Bush



Have you been in a car accident? Here are some helpful suggestions:

 1. If you have been in a car accident Do make a diagram of the accident, as well as to take down all
pertinent information from drivers, passengers, and witnesses.

 2. If you have been in a car accident Do take pictures of visible damage to your auto and of visible
injury to your body.

 3. If you have been in a car accident Do call police to have them come to the accident scene to make
a report. Tell police about any injuries that you may have from the accident. If police refuse to send
someone to the scene, go to the nearest police station and file a report.

4. If you have been in a car accident Do go to a doctor to have your injuries evaluated.

5. If you have been in a car accident Do call the insurance companies to report the accident.

6. If you have been in a car accident Do have your auto damage estimated at a quality repair facility.

7. If you have been in a car accident Do keep daily logs of your medical condition, mental stress, etc.
Make notes of your visits with doctors and therapists.

 8. If you have been in a car accident Do keep track of time missed from work and if self-employed,
keep track of profits lost, because of the car accident.

 9. If you have been in a car accident Do see a personal injury attorney before signing any bodily injury
releases from insurance companies.

10. If you have been in a car accident Do Not fail to stop and exchange information with other driver/s.
Penalties for "hit-and-run" driving are quite severe.

 11. If you have been in a car accident Do Not refuse to sign a traffic ticket. It is only a promise to
appear in court to explain your side of the story.

 12. If you have been in a car accident Do Not move injured persons, unless leaving them alone would
cause greater danger to their health and safety.

 13. If you have been in a car accident Do Not allow witnesses or passengers to leave the scene of the
accident until they have been properly identified, and a statement has been taken from them. Be sure
you have their name, address and phone number.

 14. If you have been in a car accident Do Not move cars until a record can be made of how the
accident occurred.

15. If you have been in a car accident Do Not admit fault, discuss opinions, or offer information about


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accident to other driver/s, attorneys, or insurance companies other than your own.

16. If you have been in a car accident Do Not allow insurance companies to treat your claim unfairly.

 17. If you have been in a car accident Do Not withhold any information from your attorney. All
communications with him/her are privileged and confidential.

 Disclaimer: This article is intended for informational purposes only, be sure to consult an experienced
accident attorney about specific matters that pertain to your case.

Rex Bush is founder of Bush Law Firm near Salt Lake City, Utah where he handles personal injury
cases in Utah and throughout the United States and Canada. For information on personal injury issues
visit his Utah injury attorney website: http://www.utah-personal-injury-attorney.com




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