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The Rewards Of Student Credit Cards


									Presented by Daniel Toriola
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The Rewards Of Student Credit Cards By Bradley Carson

The way to help build a bright future is to extend your education into a higher learning facility. A 2004 study by the U.S. Department of Commerce found that a high school graduate earns an average of $36,000 per year, while a person with a Bachelor of Arts Degree averages $65,442. These startling figures alone should encourage most students to continue their education after high school graduation.

As parents, we see that our children attend school to get their book smarts and urge them to further their schooling. But quite often we neglect teaching them one of life's more important lessons, money management. This can be one of life's tougher lessons and not so easily learned. That's where the student credit cards can come in. The lower limits set on the student credit cards can keep the lid on expenditures, while at the same time showing the student exactly where their money is going. The discipline of meeting that monthly payment each month is part of their higher education while at the same time helping to build a future. It’s another form of education, but in real life. As the college degree brings a much higher earning potential, no matter what your income level is, a good and solid credit rating is a must for every person. Whether it’s a home loan or a car loan or a department store credit card, a good credit rating is a necessity of life. There's no easier way to begin building that credit history than to take advantage of one of the hundreds of student credit card offers being made today. Whether it be an online credit card offer or one received in the mail, students should seriously consider obtaining a student credit card. The student credit card offers vary. From 0 introductory APR to cash back programs, there's an offer to fit everyone's needs. Some credit card companies offer rewards to students for keeping their grades up and paying their bills on time. You just may be able to afford that graduation trip through one of the rewards programs being offered. This is the perfect way to learn Finance 101, the discipline of money management, build a good credit history, and be rewarded at the same time. Obtaining a student credit card makes perfect money cent$.

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Presented by Daniel Toriola
The Types Of Student Credit Cards By Tom Tessin

If you have just started going to college and you are new to the world of credit cards or you are seeking for a specific credit card, you may presume that you will be getting an uninteresting credit card that practically offers nothing. However, these days there are several student credit cards specially designed for students, which offer many options and rewards. Student card companies like most of the credit cards do not overcharge the student crowd. From cash rewards to gas rewards, students are able to find student credit cards that suit their requirements. A few deviations such as a low credit limit and a high interest rate are sometimes present in student credit cards. However, these improve over time when you show the credit card organizations that you are a dependable candidate. This is the reason for a credit score. Nevertheless, before planning to apply for a credit card, a person needs to know the different types of student credit cards available, which particularly cater to college students. Point Rewards System And Cash Back Bonus: Majority of student cards a person looks at provides a point reward system. Many popular banks offer this reward system. The concept is relatively simple. A person acquires a point for every dollar spent. These points are then turned in at a particular bank's online store. At this virtual store, an individual can buy just about anything ranging from televisions to gift cards. A person planning to apply for a student credit card certainly would want a card that provides something comparable to this, so that you acquire something for your money. A cash back system is slightly different from the point system because in this system, a student attains money back in place of points. This is a beneficial system if a person prefers receiving a refund as a substitute for points and having to splurge them later. A cash back system is extremely easy. The individual gets a particular percentage depending on the card. If the rate is one percent cash back, then the person gets one percent of the total bill back as a reimbursement. Airline Miles And Auto Rewards: Although the reward of airline miles is very rare, there are several student credit cards these days, which provide this type of reward. However, since many students do not travel by air, it is not that widespread among college students. This system is a dollar per mile deal. A person attains an airline mile for every dollar spent. Most of the student credit cards, which focus on these rewards, tie up with an airliner. This means that a person can use those miles only with that airline. The auto rewards are very popular among college students. This type of reward provides refunds on

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Presented by Daniel Toriola
auto maintenance, gasoline fillips and more. These student credit cards are excellent if you travel a lot by road. Thus, there are several rewards available these days. It is advisable that people apply for student credit cards that offer maximum rewards. Find student credit cards and more of Tom's work at

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Presented by Daniel Toriola

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