TO: Participants in Rohm and Haas Company Retirement Plan
The Employee Retirement Income Security Act of 1974 (ERISA) ensures that you receive a Summary Annual
Report for your benefit plan so that you can review the financial condition of the plan. The accompanying report
is a summary of the full annual report filed by Rohm and Haas Company (the Company) with the U.S.
Department of Labor s Pension and Welfare Benefits Administration (PWBA).
You are receiving this report because you are an active employee or you have a vested benefit in the Rohm and
Haas Retirement Plan. This report is provided for your information only. It does not change the provisions of
your benefit plan and requires no action on your part.
We urge you to review this report carefully. It contains important information about the Rohm and Haas
Company Retirement Plan, and it can help you appreciate the administrative and financial obligations that the
Company assumed in order to provide benefits for you and your family.
If you have any questions about this report or about your benefit plan in general, please contact the office of
Manager Global Retirement Plans.
Summary Annual Report
DISTRIBUTED IN DECEMBER 2002 TO ALL APPLICABLE PLAN PARTICIPANTS
This is a summary of the annual report for the Rohm and Haas Company Retirement Plan, EIN # 23-1028370,
Plan # 002, for the period December 31, 2000 through December 30, 2001. The annual report has been filed with
the PWBA, as required under ERISA. The content, style and format are prescribed by the U.S. Department of
Basic Financial Statement
On January 1, 2001, the Morton International, Inc. Pension Plan (Morton Plan) was merged with and into the
plan. Benefits under the plan are provided by a trust. Plan expenses were $167,609,997 consisting of
$130,260,662 in benefits paid to participants and beneficiaries, $29,468,407 in transfers to Rohm and Haas
Company for reimbursement of certain medical benefits provided to certain participants and beneficiaries, and
$7,880,928 in administrative expenses. A total of 16,447 persons were participants in or beneficiaries of the plan
at the end of the plan year, although not all of these persons had yet earned the right to receive benefits.
The value of plan assets, after subtracting the liabilities of the plan was $1,482,255,571 as of December 30, 2001,
compared to $1,206,059,845 as of December 31, 2000. During the plan year, the Morton Plan transferred
$502,168,020 of assets with and into the plan and the plan experienced a decrease in its net assets of
($225,972,294). This decrease includes unrealized depreciation of ($125,335,583) in the value of plan assets; that
is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the
beginning of the year or the cost of assets acquired during the year. The plan had a total loss of ($58,362,297)
including realized gains of $38,490,496 from the sale of assets and investment income of $28,482,790.
Minimum Funding Standards
An actuary’s statement shows that enough money was contributed to the plan to keep it funded in accordance with
the minimum funding standards of ERISA.
Your Right to Additional Information
Your rights to additional information with regards to this plan are contained in the last section of this report.
YOUR RIGHTS TO ADDITIONAL INFORMATION
You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed
below may be included in the report:
1. An independent auditors report;
2. Financial information and information on payments to service providers;
3. Assets held for investment;
4. Fiduciary information, including transactions between the plan and parties-in-interest (that is, persons who
have certain relationships with the plan);
5. Transactions in excess of 5 percent of plan assets;
6. Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12
investment entities in which the plan participates;
7. Actuarial information regarding the funding of the plan.
To obtain a copy of the full annual report, or any part thereof, write or call the office of Manager Global
Retirement Plans, Rohm and Haas Company, 100 Independence Mall West, Philadelphia, PA 19106-2399, (215)
592-3000. The charge to cover copying costs will be $.25 per page.
You also have the right to receive from the plan administrator, on request and at no charge, a statement of the
assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and
accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these
two statements and accompanying notes will be included as part of that report. The charge to cover copying costs
given above does not include a charge for the copying of these portions of the report because these portions are
furnished without charge.
You also have the legally protected right to examine the annual report at the Global Human Resources
Department, 100 Independence Mall West, Philadelphia, PA 19106-2399 or at the U.S. Department of Labor in
Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs.
Requests to the Department should be addressed to:
Public Disclosure Room, N5638
Pension and Welfare Benefits Administration
U.S. Department of Labor
200 Constitution Ave., N. W.
Washington, DC 20210