Using a Sample Letter for Credit Repair Using a Sample Letter for Credit Repair The issue of using a sample letter for credit repair is one of great importance, and the purpose of this letter is to basically inform the according credit bureaus that you understand you have a poor credit rating and that you are beginning to take the necessary steps in terms of correcting it, however there are other issues that you would write a sample letter for credit repair for as well. Types of Sample Letters There are a few different types of sample letters for credit repair that you would use, one of the most common being a sample letter requesting the removal of inaccurate information. This is especially important because errors are made on people's credit ratings daily, and so you always need to frequently check your own in order to ensure that everything is kept up to date and accurate. If you do ever notice any mistakes then you will have to send in this sample letter requesting the removal of the wrongful information. You always need to include any copies of proof that you may have in relation to this, including cancelled checks showing timely payments, loans, basically anything that will show that the information listed is indeed erroneous. Also remember to keep a copy for your own files and as proof that you did in fact send the sample letter in, and this type of letter is one that you would often find in an average credit repair kit. Another sample letter for credit repair that you may write is one involving an agreement to compromise debt, and this is basically a letter requesting the reduction of a debt owed, or a showing of an agreement made between you and a debtor, showing what amount is presently owed and what the guidelines are for you paying it off. Another commonly used sample letter for credit repair is one explaining your mortgage or other lates when applying for credit, and this is important because maybe you have already gotten your credit rating in the best shape possible and are trying for a new home, but if your credit history still has negative points to it, and most do, then the lender is of course going to ask you to explain the reasons for this on your report.