Important Information About Procedures for Opening a New Account

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					                                                              Westchester Financial Center
                                                              50 Main Street, Suite 325
                                                              White Plains, NY 10606

                                                              Tel: (914) 287-7600
                                                              Fax: (914) 287-0448




Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain, verify, and
record information that identifies each person who opens an account.

CJS requests that each new customer send us certain documentation that it
has adopted, implemented and will maintain an anti-money laundering
(AML) compliance program which ensures that its clients are properly
identified and verified in accordance with the latest money laundering
requirements and guidelines.


Thank you for your cooperation.

CJS Securities, Inc.