Taking A Stand Against Identity Theft

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Taking A Stand Against Identity Theft Powered By Docstoc
					Presented by Daniel Toriola
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Taking A Stand Against Identity Theft By Debbie Dragon

The first and most important thing you can do to become better prepared and protected against identity theft is to lose the attitude that "it could never happen to you". Identity theft is much more common than most people believe, and the belief that it won't happen to you leaves you much more vulnerable than someone who actively takes steps to protect themselves against the crime. Identity thieves are able to obtain information they need to assume someone else's identity- often with little effort. Take Care to Protect Personal Information Do you shred information before you throw it away? The easiest way for identity thieves to gather information to assume your identity is through the paperwork you throw in the trash. You may as well hand a thief your credit card, social security card and driver's license if you're throwing out (without shredding) credit applications, resumes, credit card and utility bill statements. Sometimes thieves will intercept your incoming or outgoing mail by taking items from your mailbox. With enough information, perhaps gathered through various bank statements or credit card applications, the data can be pieced together by a thief to use your name to apply for loans and credit in your name. You may want to consider mailing documents from a post office mailbox rather than a personal mailbox- the little red flag you put up on your box to signal your mail carrier that you have mail waiting for pick up is also a signal for identity thieves of a potential victim! Preventing Identity Theft Other than shredding paperwork prior to throwing it away, there are a few other methods you can use in order to protect yourself against identity theft: Cut credit cards into tiny pieces before throwing away, even if the card has expired, and throw the tiny pieces into more than one trash bag so even if one bag is found the card could not be put back together. Report any stolen or lost credit cards immediately.

Identity Theft Protection DON'T BE A VICTIM. Use PROVEN fraud protection techniques to SAFEGUARD YOU and YOUR FAMILY against IDENTITY THEFT. Page 1

Presented by Daniel Toriola
Destroy receipts, tax information, credit card applications, mortgage information or cancelled checks before throwing away- and keep such documents in files in a locked file cabinet inside your home. Don't rule out the possibility of the babysitter or housekeeper or guests taking paperwork lying around your home. Keep a close eye on your credit reports and credit card statements to watch for anything out of the ordinary, or transactions you know you didn't make. Investigate anything suspicious immediately. If You Are a Victim of Identity Theft Victims of identity theft often spend months or years trying to recover from the crime. Not only may it cost victims money, but their credit score is going to be ruined and will take work and time to repair. While the three major credit bureaus do have policies for fixing credit scores and reports after identity theft crimes have occurred, it does take a long time for the errors to be corrected and repaired. Before the report and score is corrected, the victim is going to have a difficult time obtaining any sort of financing (from credit cards to student loans to car loans or mortgages). In some extreme cases, identity theft victims are even arrested for crimes they didn't commit. Being a victim of identity theft interrupts your life. It is far easier to take appropriate steps to protect yourself than it is to repair your credit reports and credit score after your identity has been stolen. This article has been provided courtesy of Destroy Debt, http://www.destroydebt.com .

Don't Let This Happen To You The world's Identity theft nightmare and how to immunize yourself. Page 2

Presented by Daniel Toriola
Identity Theft Statistics Now Show That There Has Been An Increase In Id Theft Online By Ann Marier

Identity theft is one of the most troubling problems of the modern world. Although it is hard to come by good identity theft statistics, one thing is clear. Credit card theft and other forms of theft of identity are on the rise. If this was not troubling enough, consider the fact that you never know when your identity is being stolen. You will only find out days, weeks, or even months later. It is almost impossible to prevent identity theft. At best, all you can do is take steps to make it easier to recover your identity. Identity theft stats do make one thing clear: people who take steps to protect their identities are much less vulnerable. Identity theft statistics tell us that people who keep good financial records, make sure that their Internet accounts are well protected, frequently change passwords, and regularly check their credit, are less likely to be victimized. When they are the victim of identity theft, these people can resolve the issue much more quickly. It is easier for them to prove that their identity has been stolen and that they are not responsible for any purchases that have been made in their name. Statistics on identity theft, however, tell us nothing about which steps are the most important, and which ones can be ignored. Because identity theft is such a new problem, identity theft statistics are not all that sophisticated yet. The only solution is to take all the steps that you can to protect your identity. This can prove costly, but it is worth it! For example, according to recent identity theft statistics, if your computer is well secured you are several times less likely to have your identity stolen. According to identity theft statistics, it is as important to take precautions when you go on vacation as when you are at home. When you are traveling, particularly if you're going for an extended stay, you are vulnerable. You will not see the mail coming into your house, and will be unaware of unusual charges on your bank account until it is too late. Fortunately, identity theft protection works whether or not you are at home. Identity theft statistics, in fact, do not indicate a significant difference in security between people who are home, and people who are traveling abroad. As long as you protect your identity, you are at a much lower risk of having it stolen. The most important thing is not to delay. Every day without theft protection is another day when you could be victimized. Ann Merier a prolific writer has written many articles about family health and house and garden Topics. http://infraredsauna.4houseandgarden.com http://meatsmokers.4houseandgarden.com http://u-can-prevent-id-theft.com

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Patricia Johnson Patricia Johnson Management Consultant
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