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Tips on Keeping Your Auto Insurance Rates Down

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Tips on Keeping Your Auto Insurance Rates Down Powered By Docstoc
					                                             Presented by Daniel Toriola


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                                      Tips on Keeping Your Auto Insurance Rates Down
                                                          By A Nutt



   Auto insurance can be quite expensive, especially when you want the right coverage. That is why it
is very important that you do what you can to keep your auto insurance rates down. There are ways
that you can do it and save yourself hundreds of dollars per year. Why would you want to keep your
auto insurance rates down? You want to keep your rates down so that you can keep more money in
your pocket.

Tips you can use

 There are so many ways that you can use to keep your auto insurance rates down and some of them
you can use at the same time as other discounts to maximize your savings.

Here are some things that you can ask your auto insurance company for:

 - Ask if you can receive a discount if you have more than one type of insurance with their company.
For instance, you may find that you can have your auto insurance and your homeowner's insurance
with this company and they will provide you with a combined discount. Carry all of your insurance
policies with them, such as auto, home, and life and you may find that you can get even more money
off.

 - If the driver of the car is a student or is listed as a driver on the car, you may find that you can get a
good student discount. This is where the student maintains at least a B average on their report card.
You may be required to take that report card to the insurance company each time it comes out, but it
really pays off. If grades go down, the discount may disappear until the grades go back up.

 - See if there are any safe driver discounts available. When you haven't had a ticket or an accident,
you may find that there are discounts available for you.

 - If you are a senior citizen and you've not had any accidents in a specific amount of time, there may
be discounts available to you.

 - You can always raise your deductible to reduce your premium. However, you need to keep in mind
that doing so will result in a higher out-of-pocket expense if an accident does occur. The standard

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                                            Presented by Daniel Toriola


deductible is $500, but some individuals will go as high as $2,000 to save some money on their
premium. If you can pay $2,000 if an accident occurs, then that will work fine. Just make sure your
deductible is not higher than what you can afford in case damage is done to your car and you need to
pay it.

 - You may wish to shop around. You may find a company that offers the same coverage for a lower
price. You always want to compare before you make a commitment.

You want to use all of these tips so that you can save yourself quite a bit of money.

How you can compare

 When finding the right company to do business with, it is very important that you compare. You can do
this by calling companies and recording the different rates that they quote you. You can also do this by
going to their websites and filling out the forms on their websites to receive quotes for the auto
insurance you want. This allows you to compare in a much easier way. Take all of that information and
make an informed decision.

 When you have the right company and you have taken advantage of all possible discounts, you will
get the best auto rates possible. That will help you keep more money in your bank account and will
keep you and your family rather happy financially.

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                                                                                                           Page 2
                                        Presented by Daniel Toriola


                                Best Auto Insurance - How To Find It The Right Way?
                                                 By Oliver Turner



 Auto insurance is an insurance policy bought by the auto owner to safe guard his/her vehicle against
theft, accident and any other loss incurred. You can buy auto insurance for any of your auto mobile
such as car, truck or bus. Auto insurance not only covers insured vehicle and insured party, but some
times it covers third parties also. Different auto insurance policies have different terms, norms and
conditions under which, these items are covered.

Today large numbers of auto insurance policies are available in the market and it is really very difficult
task to purchase the best auto insurance for the safeguard of your vehicle.

Here are some tips, which can be used to find the best auto insurance for your black boomer.

1. To locate best auto insurance, you are requested to make a search on your own. First of all go to
local auto insurance providers. Compare auto insurance quotes provided by them. Most of auto
insurance providers have their websites, you can go there and request for car insurance quotes online,
if you own a car. Compare their quotes and find best auto insurance for your vehicle. Always
remember that bargaining is the key to buy cheap auto insurance.

2. After comparing auto insurance quotes apply for the best one for you and your vehicle. While
applying given them details as much as you can such as your name, address, zip code, your marital
status, car’s annual commuting miles and safety features because as default they can offer you high
quotes without any specific benefits. Hence, to buy a cheap and best auto insurance always give full
details about you and your vehicle.

3. Sometimes insurance companies provide specific offers. Thus always look for offers, as they can
deduct your premium from $200 to $400.

4. Before signing your application form read each and every point of fine print, as they can protect your
right.

With keeping these simple tips in mind you can find best auto insurance policy.

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                                              Presented by Daniel Toriola




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