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ALTERNATIVE _PRIVATE_ LOANS

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					ALTERNATIVE/PRIVATE LOAN PROGRAMS
Alternative/private loans for educational financing are designed to assist students and/or their families who need additional funds or are not eligible for federal grant or loan funds. Alternative/private loans are available to U.S. citizens and eligible non-citizens who are pursuing a degree program, enrolled at least half-time, and maintaining satisfactory academic progress. Loan approval is generally based on creditworthiness and ability to repay. Most lenders will not require repayment of the alternative/private loans while in school, but like the Unsubsidized Federal Stafford loan interest will accrue during this period. For additional information regarding eligibility, interest rates, fees, and deferments or to apply for an alternative/private loan, contact one of the lenders listed below. All applications for private/alternative loans require certification by the school, and the University of Maryland, Baltimore requires a paper copy of the application. The application/copy may be submitted to the financial aid office by the student via hand-delivery, mail, or fax, or by the lender via mail or fax. You may obtain an application by using one or the following methods: 1. Contact the lender directly to order an application. 2. Use the lender's web-site (see sampling below) to apply online and then print the application. 3. Visit the University's Financial Aid Office.

A+FUNDS www.aplusfunds.com  All students except Law and Chiropractic ACCESS GROUP www.accessgroup.org BANK OF AMERICA www.bankofamerica.com BANK ONE www.StudentLoanNet.com  LAWLOANS  MEDLOANS  Signature Loans CITIASSIST www.studentloan.com  Undergraduate & Graduate Loans  Medical/Dental & Residency Loans EDUCAID www.educaid.com  SELECT Loans  TERI LOANS  CanHELP Graduate Loan for Canadian students studying in U.S.  ISLP Graduate Loan for international students studying in U.S. or U.S. students studying abroad KEY BANK www.Key.com/educate  DEAL (Dental students only)  Key Alternative Loan  LawAchiever  MedAchiever MEDFUNDS www.medfunds.com  Graduate Health Professions Loans  Residency Relocation Loans NATIONAL EDUCATION www.nationaleducation.com NELLIE MAE www.nelliemae.com SALLIE MAE www.studentloannet.com  Signature Loans SUNTRUST www.SunTrustEducation.com TERI www.TERILOANS.com  TERI Alternative Loans for Undergrad & International students  TERI Graduate Loans  TERI Continuing Education Loans for less than half time students WELLS FARGO www.wellsfargo.com  MedCAP

1-800-665-6750 1-800-282-1550 1-800-344-8382 1-800-984-0190 1-888-487-4404 1-800-695-3317 1-800-745-5473

1-888-953-4987

1-800-KEY-LEND

1-800-665-1016

1-800-353-3357 1-800-367-8848 1-888-272-5543 1-866-897-9793 1-800-255-TERI

1-800-658-3567


				
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