Top 7 New Home Buying Incentives

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Top 7 New Home Buying Incentives By Joshua Ferris

After the real estate market hit a steady decline in mid 2006, home builders turned to incentives as a way to attract home buyers to their communities and to help differentiate themselves from the competition. When you start looking for a new home be sure to compare builder incentives as much as the communities themselves. To help you choose, I have created a list of the top 7 new home buying incentives you should look out for: Military or Civil Service Incentive - As a thank you to the individuals who serve in the military or are veterans of the military in addition to firefighters, police officers, EMTs and hospital staff, national home builder K. Hovnanian is offering $5,000 off the asking price of their homes, for a limited time, to people in these fields. Other large builders also offer similar incentives to teachers and civil service positions. Lower Asking Price on "Spec Homes" - Depending on your moving situation, this is the golden egg of builder incentives. Most new home builders will construct a set number of homes in their community as "spec" homes or homes built on speculation that people will purchase the homes and move in quickly. Once these homes are finished the builder won't want to sit on a large inventory of homes so they will offer spec homes with predetermined upgrades included at a lower asking price than if you were to build the home from scratch and add those upgrades. Incentives Tied to Builder's Mortgage Company - Builders and on-site sales representatives enjoy working with their established banking relationships because they feel it will make the mortgage process easier and less stressful for everyone than if you were to use an outside lender. In this scenario I've seen builders offer to pay closing costs and up to one year of Homeowner's Association fees for buyers who purchase using their mortgage company. Lot Premium Reductions - Like a rare platinum ring, highly desirable lots tend to come with a premium attached. Builders often place premiums ranging from a few thousand to nearly $100,000 on the most desirable lots in the community. Lot premiums are not set in stone and under the right circumstances can be negotiated much like everything else. Reduced Option Prices - With the average new home buyer spending about 10% of their purchase
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price on upgrades you should look to get the most bang for your buck with the limited budget you have set for options. When evaluating the standard features list for a community, check into the cost for all of the options you would want in the home and see if the builder is providing special pricing on select options. Standard Features... and then some! - To make homes more appealing than the standard features list will allow, builders are now including previously optional home upgrades like granite countertops, expanded suites, swimming pools and sun rooms as an incentive to buy in their community. "Free Gifts" with Home Purchase - Sometimes it takes more than granite countertops and hardwood floors to make a home stand out. Some builders are going the extra mile and including in-home luxuries like plasma screen tvs and offering car leases to draw in prospective buyers. For soon to be commuters, a two year lease on a new car might be the perfect way to help ease into life in the suburbs. When you are ready to start looking for a new home your best bet is to get in touch with a real estate agent who specializes in new home communities. This agent should help you cross shop communities and serve as a third party to help advise on the best deals and the potential pitfalls of incentives. Because incentives vary greatly, you will need to weigh the pros and cons of each community before making a final decision on the home that's right for you. Joshua Ferris is a new home specialist and has created a valuable resource for home buyers considering the area including his indispensable Monroe, NY real estate guide. For more information about Orange County, NY real estate please visit

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Baseball Products Shopping Incentives By James Brown

Many parents find baseball products shopping incentives to be the physical build of their child who is way out of shape. The baseball products shopping incentives to inspire their child, will lead them to buy any type of baseball product that will tempt the kids to get out in the fresh air and really get a good workout. With baseball products shopping incentives can be found on every aisle. Let a child explore each one, and find items that will be fun, even if you have weight loss on your mind. Baseball products do not look like exercise equipment. Kids only see a bat and a ball, and they are hardly looking at the running incentives involved. They will play for hours with all of their friends, and by the end of summer, they will be thinner. Some of the baseball products incentives are offered in bulk pricing opportunities that could be posted on online websites, flea market or bricked-in storefronts. As dealers make the decision to liquidate their baseball products, small business owners and collector's can reap the benefits of these bulk sale and reduced price incentives. Some parents use the baseball products shopping incentives, as an opportunity to spend more time with their family. Fathers will buy numerous baseball products that can be used during all times of the year, at State Parks, in the street outside their home, or any other place where families can find enough space to spend time and talk. These baseball products shopping opportunities bring families closer. Some of the best baseball products shopping incentives can be found through coupon and codes that reduce the price of some baseball products at the check-out area of a website. With these baseball products shopping incentives, buyers will be more inclined to purchase more baseball products than they might have planned to when they first entered the site. The best baseball products shopping incentives come from the smiles that are on the faces of children who get to play with these wonderful recreational equipment choices. Any other type of baseball product shopping incentives would come in second place to this type of physical inventive that keeps parents buying one product after another throughout the year. Summer baseball camps are another baseball products shopping incentives, because some retail locations hold drawings from people that buy baseball products, where the prize is that the winner will earn the chance to practice their baseball techniques at a Summer camp. Kids by the thousands fill out forms throughout the year, for the chance to be where major league baseball players show up for training each year. The autographed pictures, conversations, lectures and baseball camp attire are some of the best baseball products shopping incentives that a parent could ever hope to find. Future baseball leaguers are found at these camps, and the baseball products shopping incentives might not be shown for many years, but the baseball products they own will help them get to the major leagues. And when the youth baseball player grows, he will find his baseball products shopping

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incentives pay off in his first Rookie year if he is good enough. James Brown writes about

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