CONTRATO DE PRESTAMO

Document Sample
CONTRATO DE PRESTAMO Powered By Docstoc
					                                                                                                        !
                                                                                                        !
                                                                                              "#$%&'%#!()!*&)+%',#!
!
!
"#$%&'!(#)!'*!()'%'$&'!+#,-.'$&#!'*!"/01231/!45!6257138/!9!/1/2:38;501/!45!:32301;3!<-'!,'*'=)>!+'!-$>!(>)&'!*>!3%#,?>,?@$!+'!A-$,?#$>)?#%!4?(*#.B&?,#%!+'*!6')C!'$!
3,&?D?+>+E!,#$!2FGF"F!HIJKILKME!+#.?,?*?>+#!'$!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!
+'=?+>.'$&'!)'()'%'$&>+#!(#)!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!%'NC$!(#+')'%!?$%,)?&#%!'$!*>!A?,O>!0P!FFFFFFFFFFF!+'*!2'N?%&)#!
8'),>$&?*!+'!Q?.>E!'$!>+'*>$&'!+'$#.?$>+#!R3A43SE!T!+'!*>!#&)>!(>)&'E!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!!
'$! >+'*>$&'! ! ! R5Q! 45G4/2SE! T!,#$!?$&')D'$,?@$!+'!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!?+'$&?U?,>,?@$!,#$!!
40;!0P!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!'$!%-!,>*?+>+!+'!R5Q!A;34/2SE!'$!*#%!&V).?$#%!T!,#$+?,?#$'%!%?N-?'$&'%W!
!
62;852/W!
6#)! '*! ()'%'$&'! ,#$&)>&#! R3A43S! >! &)>DV%! +'*! 6)#N)>.>! +'! 3%?%&'$,?>! A?$>$,?')>! X63AY! #&#)N>! >! R5Q! 45G4/2S! '$! ,>*?+>+! +'! ()V%&>.#! *>! %-.>! +'!
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!<-'!V%&'!%'!#=*?N>!>!(>N>)!'$!*#%!&V).?$#%!T!,#$+?,?#$'%!<-'!%'!'%&?(-*>$!'$!'*!()'%'$&'!+#,-.'$&#F!
R5Q!45G4/2S!!%-%,)?=?)B!-$!(>N>)V!>!*>!D?%&>E!<-'!%'!,#.(*'&>)B!,#$!'*!?.(#)&'!>+'-+>+#!'$!,>%#!+'!?$,-.(*?)!'*!(>N#!-!#=*?N>,?#$'%!>!<-'!%'!)'U?')'!'*!(-$&#!<-?$&#!+'!'%&'!,#$&)>&#F!
!
75:G04/W!
Q>%!(>)&'%!+',*>)>$!%')!,#$#,'+#)'%!<-'!*>!?$U#).>,?@$!'Z()'%>+>!'$!'*!>$D')%#!+'!'%&'!,#$&)>&#!&?'$'!,>)B,&')!+'!4',*>)>,?@$E!'%&>$+#!'$&')>+#%!<-'!*>!>+-*&')>,?@$!#!+?%&#)%?@$!+'!*#%!+>&#%!
,#$%&?&-T'!U)>-+'!T!'%!('$>+#![-+?,?>*.'$&'F!
!
152"52/W!
5*! (*>\#! (>)>! '*! )''.=#*%#! +'*! ()V%&>.#! '%! ! +'!FFFFFFFFFFFFFFFFFFFFFFFFFFF!!.'%'%!T!%')B!(>N>+#!'$!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!,-#&>%!)'N-*>)'%!T!!FFFFFFFFFFFFFFFFFFFFFFFFFFF!,-#&>%!'Z&)>#)+?$>)?>%!?N->*'%E!<-'!R5Q!
45G4/2S!!%'!#=*?N>!>!,>$,'*>)!'$!*>%!U',O>%!+'!%-%!D'$,?.?'$&#%!'$!*>!#U?,?$>!+'!R3A43S!%?$!$','%?+>+!+'!)'<-')?.?'$&#!>*N-$#F!
!
"G321/W!
Q>%! ,-#&>%! %')B$! ,>*,-*>+>%! ,#$! *>! &>%>! +'! ?$&')V%! U?[>+>! (#)! R3A43S! T! ,->*<-?')! D>)?>,?@$! >! *>! .?%.>! -! #&)#%! ,>)N#%! *'N>*.'$&'! >-&#)?\>+#%! %')B$! >(*?,>+#%! +'%+'! *>! U',O>! +'! %-! D?N'$,?>!
.'+?>$&'!'*!>[-%&'!+'!*>%!,-#&>%!<-'!)'%&'$F!
!
]G;01/W!
Q>!U>*&>!+'!(>N#!#(#)&-$#!+'!-$>!#!.B%!+'!*>%!,-#&>%!'$!<-'!'%&B!+?D?+?+#!'*!()V%&>.#!T!'$!N'$')>*!'*!?$,-.(*?.?'$&#!+'!*>%!#=*?N>,?#$'%!'%&?(-*>+>%!'$!'%&'!,#$&)>&#!+>)B!+')',O#!>!R3A43S!
(>)>! +>)! (#)! D'$,?+#%! &#+#%! *#%! (*>\#%! T! '$! ,#$%',-'$,?>! >! 'Z?N?)! '*! (>N#! &#&>*! ! %?$! (')[-?,?#! +'! 'U',&->)! '*! ()#&'%&#!+'*!(>N>)V!'!?$?,?>)!*>%!>,,?#$'%![-+?,?>*'%!(')&?$'$&'%!(>)>!'*!,#=)#!+'*!
?$&'N)#!+'!*>!+'-+>E!%-%!?$&')'%'%!,#.('$%>&#)?#%!T!.#)>&#)?#%E!,#%&>%!T!N>%&#%F!
!
75^1/W!
5%! '$&'$+?+#! <-'! *>! '.?%?@$! +'*! (>N>)V! )'()'%'$&>&?D#! +'*! ()'%'$&'! ()V%&>.#! $#! ,#$%&?&-T'! $#D>,?@$! +'! ,#$&)>&#! T! '$! ,#$%',-'$,?>! '*! ()V%&>.#! %'! '$&?'$+'! ,#.#! -$>! #=*?N>,?@$! C$?,>! T!
'Z?N?=*'!'$!%-!?$&'N)?+>+!'$!,->*<-?')>!+'!*#%!%-(-'%&#%!+'!?$,-.(*?.?'$&#F!
!
7561;8/W!
5*! ()V%&>.#! +'D'$N>)B! >+'.B%! +'! *#%! ?$&')'%'%! ,#.('$%>&#)?#%! (>,&>+#%E! '*! ?$&')V%! .#)>&#)?#! '%&>=*',?+#! (#)! R3A43S! ! (>)>! '%&'! &?(#! +'! #(')>,?#$'%E! ,#.(-&>+#! >! (>)&?)! +'! *>! U',O>! +'!
D'$,?.?'$&#!+'!,>+>!,-#&>F!Q>!.#)>!'%!>-&#.B&?,>!%?$!<-'!%'>!$','%>)?>!*>!?$&?.>,?@$!>!R5Q!45G4/2SF!
!
/"13_/W!
R3A43S!!<-'+>!>-&#)?\>+#!(')#!$#!#=*?N>+#!(>)>!,>)N>)!'$!,->*<-?')!.#+>*?+>+!+'!+'(@%?&#!<-'!.>$&'$N>!R5Q!45G4/2S!T`#!R5Q!A;34/2S!,#$!R3A43S!'*!.#$&#!+'!,-#&>%!D'$,?+>%!T!'$!
N'$')>*! ,->*<-?')! %>*+#! ?$%#*-&#! +')?D>+#! +'*! ()'%'$&'! ,#$&)>&#F! 5%&>! >-&#)?\>,?@$! $#! '$')D>! '*! +')',O#! +'! R3A43S! ! >! '['),')! ,->*<-?')! #&)#! .'+?#! +'! ,#=)>$\>! <-'! *>! *'T! *'! U)>$<-''E! $?!
?.(*?,>!)'$-$,?>!>!*>%!>,,?#$'%!,>.=?>)?>%!+')?D>+>%!+'!*#%!(>N>)V%F!
!
0/_50/W!
5*! +'-+#)! >%-.'! 'Z()'%>.'$&'! '*! ,#.()#.?%#! +'! (').>$',')! '$! '*! 8',>$?%.#! _#*-$&>)?#! +'! 3T-+>! 8-&->! O>%&>! *>! &#&>*! ,>$,'*>,?@$! +'*! ()V%&>.#! #&#)N>+#E! +'! ,#$U#).?+>+! ,#$! *#!
'%&>=*',?+#!!'$!'*!?$,?%#!,Y!+'*!3)&a,-*#!HHP!+'*!2'N*>.'$&#!+'*!6)#N)>.>!+'!3%?%&'$,?>!A?$>$,?')>F!
5$! ,>%#! '*! +'-+#)! +'[>)>! +'! %')! (>)&?,?(>$&'! +'*! 8',>$?%.#! _#*-$&>)?#! +'! 3T-+>! 8-&->E! +'=')B! ()#,'+')! >! *>! ,>$,'*>,?@$! &#&>*! +'*! %>*+#! +'-+#)! .B%! *#%! ?$&')'%'%! ,#))?+#%! >! *>! U',O>! +'!
,>$,'*>,?@$!
!
45";8/W!
"->*<-?')!&)?=-&#!<-'!(-+?')>!>U',&>)!'*!()'%'$&'!,#$&)>&#!%')B!+'!,>)N#!+'!R5Q!45G4/2SF!
!
45";8/!62;852/W!
;$&')D?'$'!'$!'%&'!?$%&)-.'$&#!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!'$!,>*?+>+!+'!,@$T-N'!+'!R5Q!45G4/2S!E!(>)>!'Z()'%>)!(*'$>!,#$U#).?+>+!T!>,'(&>,?@$!
,#$!*#!'%&>=*',?+#!'$!'*!()'%'$&'!,#$&)>&#F!
!
45";8/!75:G04/W!
;$&')D?'$'!            '$!         '%&'!        ,#$&)>&#!            FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF! T!  %-!     ,@$T-N'!
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!(>)>!!,#$%&?&-?)%'!!'$!!U?>+#)'%!%#*?+>)?#%!+'!R5Q!
45G4/2SE!)'%(',&#!>!&#+>%!*>%!#=*?N>,?#$'%!,#$&)>a+>%!'$!'*!()'%'$&'!?$%&)-.'$&#E!%?$!(')[-?,?#!+'!*>!U?>$\>!<-'!%-%,)?=?)B$!'$!'*!(>N>)V!>!<-'!%'!)'U?')'!*>!,*B-%-*>!()?.')>F!5%&>!#=*?N>,?@$!
'%!?$+?D?%?=*'F!
R5Q! XQ/7Y! A;34/2X57Y! +',*>)>X$Y! <-'! >,'(&>X$Y! >$&?,?(>+>.'$&'! ,->*<-?')! ()@))#N>! <-'! %'! ,#$,'+>! >! R5Q! 45G4/2S! %?$! <-'! (>)>! '**#! %'>! $','%>)?#! %-! $#&?U?,>,?@$! #! ,#$%'$&?.?'$&#E!
>%?.?%.#E!O>,'X$Y!'Z()'%>!%-!)'$-$,?>!+'!*#!+?%(-'%&#!'$!'*!>)&?,-*#!HJbb!+'*!"@+?N#!"?D?*E!'$!,->$&#!*'X%Y!U>D#)'\,>X$Y!+'*!.?%.#!.#+#E!O>,'X$Y!'Z()'%>!%-!)'$-$,?>!>*!='$'U?,?#!<-'!#&#)N>$!
*>%!$#).>%!+'!*#%!>)&?,-*#!Hbcc!T!HbcH!+'*!"@+?N#!"?D?*F!
!
45";8/!152"52/W!
Q>%!(>)&'%!%'!%#.'&'$!>!*>![-)?%+?,,?@$!+'!*#%![-','%!T!&)?=-$>*'%!+'!*>!,?-+>+!+'!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!(>)>!*#!,->*!O>,'$!)'$-$,?>!'Z()'%>!+'*!U-')#!+'!%-%!+#.?,?*?#%F!
6>)>! '%&'! 'U',&#! %'d>*>$! ,#.#! %-%! +#.?,?*?#%! *#%! <-'! %'! ?$+?,>$! '$! *>! ?$&)#+-,,?@$! T! '$! '*! >$D')%#! +'*! ()'%'$&'! ,#$&)>&#E! +#$+'! %'! *'%! O>)B! **'N>)! ,->*<-?')! >D?%#! [-+?,?>*! #! 'Z&)>e[-+?,?>*E!
#=*?NB$+#%'! *#%! ,#$&)>&>$&'%! >! ,#.-$?,>)! ,->*<-?')! ,>.=?#! +'! +#.?,?*?#! <-'! %'! ()#+-[')>! .'+?>$&'! ,>)&>! $#&>)?>*! ,#$! -$>! >$&?,?(>,?@$! $#! .'$#)!+'!Hf!+a>%!(>)>!<-'!,-.(*>!%-%!'U',&#%F!5$!
,>%#!,#$&)>)?#E!%'!&'$+)B!(#)!=?'$!O',O>%!&#+#!>D?%#!#!$#&?U?,>,?@$![-+?,?>*!#!'Z&)>e[-+?,?>*!<-'!%'!'$Da'!>!*#%!+#.?,?*?#%!%'d>*>+#%F!
!
A?).>+#!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!>!*#%!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!+a>%!+'*!.'%!+'!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!+'*!+#%!.?*!
!
!
!
!!!!!!!!!6257;45015!"/8;15!!45!"254;1/!!!!! !                                             !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!5Q!45G4/2!                         !                  !                   !                   !!!!!!!!!!5Q!A;34/2!
!
!
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!     !!!!!!!!!!!!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!!!!!!!!!!!!!!!!!!!!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!
!
!!!!!!!!!75"25132;/!"/8;15!45!"254;1/! !                                                  !                   !!!!!!!!!!!!!!!!!!!!!!!!!"/09G:5!                          !                  !                   !                   !!!!!!!!!!"/09G:5!
!
!
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!     !!!!!!!!!!!!!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!!!!!!!!!!!!!!!!!!!!!FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF!!