Houses And Lies

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					Presented by Daniel Toriola
Whether you are a homeowner who experienced a sudden loss of job or income, a first home buyer stuck with a mortgage or a person who suffered a critical injury, without knowing the secrets of foreclosure defense, you will lose your home. you will lo Click here to know more

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Houses And Lies By Rony Walker

"Everybody lies," deadpans Dr. Gregory House of the hit TV series, House. Dr. House may not be a real estate agent; but he is a brilliant doctor, and he has aptly diagnosed one ailment of the home loan lending industry. Many lenders and brokers will not think twice about lying to get bigger commissions. Here are some of the untruths and half-truths to look out for when considering home loan lending options. 1. You should get a temporary loan. "You know how you could get this house cheaply?" Your broker asks you in a voice only above a whisper. "You get a temporary loan today. Then, when your income is higher, you refinance. I tell you, your savings from the transaction will be humongous!" When your broker starts giving you this line, be afraid. Be very afraid. "You should get a temporary loan" is one of the creative ways some brokers and lenders peddle adjustable-rate mortgages and their potentially lethal cousins - interest-only and flexible-payment loans. In home loan lending, no one can predict the movement of interest rates. If they drop, good. You just might be able to get the humongous savings your broker promised. But what if interest rates shoot up? Your house payments will be giving you nosebleed for years and years to come! Then, too, temporary, interest-only, and flexible-payment loans may prevent you from building home equity. Should prices drop, you would end up paying more for your house than what it's worth. The best course of action for you would be to get a fixed-rate loan. Get a loan that will remain fixed for as long as you plan to be a homeowner. 2. This is what you can afford. Make no mistake about this. You are the only one who knows what you can afford. Your agent, broker, or lender may be old hands at home loan lending; but they do not know your bank balance or your spending habits. So, do not let anyone tell you how much monthly repayment you can keep making for the next five years or so. Unscrupulous brokers will try to railroad you into getting a bigger loan. After all, the bigger the loan, the higher their commission. In estimating a reasonable housing cost, it's a wise idea to limit your dues, inclusive of mortgage, property taxes, and homeowner's insurance, to 25% of your gross income.

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3. I know just the right home inspector for you. In home loan lending, agents may recommend a home inspector because he's truly good at what he does. Or, they may try to foist him in you because he keeps his mouth shut. The best way to ensure your inspector has your interests - not your agent's - at heart is to select someone from self-regulating inspection bodies, such as the American Society of Home Inspectors. Home loan lending is a huge business. The money you pay is money that someone else makes. Avoid turning into somebody else's milking cow by carefully considering your options. Not everybody may lie as Dr. House claims, but the world will never suffer from a shortage of liars - particularly from the home loan lending industry. Get free mortgage quotes ( http://www.whataboutloans.com ) when you visit our site today. http://WhatAboutLoans.com has truckloads of information for would-be homeowners like you, from home loan lending ( http://www.whataboutloans.com/home-loan/home-loan-lending.html ) advice to tips on how to find a good mortgage lender ( http://www.whataboutloans.com/mortgage/mortgage-lender.html ).

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Don't Worry, We Buy Ugly Houses in Phoenix By Reed Lattin

If you happen to have ugly houses in Phoenix and don’t think that you can sell without remodeling, you are mistaken. There are companies you can find that advertise we buy ugly houses Phoenix no matter what they look like. You don’t have to take the time to remodel or change your home if you truly want to sell it, because ugly houses Phoenix are fine just the way that they are. You might be surprised to learn that there is somewhere you can sell your house no matter what shape it’s in. However, it can be done, no matter how many ugly houses Phoenix that there are, we buy ugly houses Phoenix, taking the problem off of your hands. If you’re trying to sell your ugly houses Phoenix fast, you can. Even in these slow economic times, you don’t have to spend thousands of dollars remodeling your ugly houses Phoenix, nor do you need to wait for months to find the right buyer. You can sell your home to someone advertises we buy ugly houses Phoenix, and be rid of the problem in no time at all. We buy ugly houses Phoenix, and being able to sell your home to companies that buy ugly houses Phoenix is going to save you a lot of time and trouble in your real estate endeavors. How great would it be to be able to get rid of your home in no time, and be able to move on with your life without worrying about ugly houses phoenix and waiting for them to sell? We buy ugly houses Phoenix, so that you don’t have to live with the stress. Waiting to sell your ugly houses Phoenix might give you a lot of headaches, because the economy is slow and it might take months or even a year for your ugly houses Phoenix to sell if you’re not well prepared and know what you’re doing when it comes to finding someone to buy ugly houses Phoenix. If you truly want to be rid of your ugly houses Phoenix and can’t afford to invest the time and effort that you need into it, you need to check out all of your options. That includes finding someone who has a we buy ugly houses Phoenix program, whether it’s a company or just someone who is interested in a fixer-upper. Ugly houses Phoenix are a popular item because too many people let their properties go and can’t afford to fix them up. That leaves them with ugly houses Phoenix, which many people won’t buy because they want a nice new home to move into. However, we buy ugly houses Phoenix, and there are many other companies that do, as well. It doesn’t make a difference how bad your ugly houses Phoenix are or how many ugly houses Phoenix you have. There are plenty of people who advertise we buy ugly houses Phoenix when you’re looking to be rid of them. Having ugly houses Phoenix isn’t the end of the world, because companies that state we buy ugly houses Phoenix and will be able to help you to be rid of your problems once and for all. Reed Lattin is real estate investor in Phoenix, AZ Reed works for http://AllHomesAZ.com which buys all homes http://AllHomesAZ.com-member of the Better Business Bureau Sell your home fast at Contact Reed Lattin directly at 480-227-5214

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Patricia Johnson Patricia Johnson Management Consultant
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