Lake Michigan Credit Union is LMCUNews paying 5% interest to over 10,000 Max Checking Account holders in West Michigan. May2008 Over 12,000 people have switched to Max Checking... maxmortgage Are you one of them? 5 Our Low Mortgage Rates Just Got... .25 %** 15 Year Fixed Rate It’s Free. There are no fees and no minimum balance requirements. It pays 5% APY* on balances up to $15,000 and refunds up to $15 per month in With 0 Points! surcharge ATM withdrawal fees at non-LMCU 5 ATMs. .75 %** 30 Year Fixed Rate It’s Easy. There are four easy monthly usage requirements: • Direct deposit into your LMCU account With 0 Points! • Minimum of 10 debit card purchases per month Combine a new • Minimum of 4 logins to home banking Lake Michigan Credit Union per month Mortgage with one of our checking • Sign up to receive eStatements/eNotices accounts, and we’ll knock an additional 1/8 percentage point off your guaranteed lowest rate.** Stop in any of our branch locations, call us at (616) 242-9790, or visit us Maximize your money with Lake Michigan Credit Union. Contact us today for details online at www.LMCU.org. at (616) 242-9790 or visit us online at www.LMCU.org/Mortgage. * APY = Annual Percentage Yield **Requires LMCU checking account with automatic payment transfer. APR = Annual Percentage Rate. 15 year fixed 5.30% APR, 30 year fixed 5.78% APR. Our Low Rate Guarantee: Lake Michigan Home Mortgage will match legitimate competitor offers or credit the borrower $300 off closing costs. Our low rate guarantee can not be combined with any other offers. Base rates are quoted. Your rate may vary depending on your specific credit terms and property analysis. Rates subject to change. Specials at LM Auto Center! Great deals on over 200 quality, single owner, pre-leased vehicles Insuring Everything Important in Your Life. 2007 Toyota Camry XLE V6 24,100 miles, black, loaded, leather, Only $22,900 Auto, Home, Business, Life, Health and More! 2005 Lincoln Town Car Signature L 22,000 miles, gray, leather, Only $25,900 At Lake Michigan Insurance Agency, For your free insurance review or 2005 Nissan Altima 2.5 SL we know insurance coverage is additional information, please contact 39,000 miles, bronze, loaded, Only $14,995 extremely valuable, and of great Lake Michigan Insurance Agency at 2004 Chevy Corvette importance to you and your family’s (616) 643-0623 or visit our website at 27,000 miles, black, loaded, Only $27,995 personal and financial future. That’s LMCU.org/insurance. 2004 Nissan Xterra SE 4X4 why our focus is to provide you the 30,100 miles, silver, loaded, Only $15,900 coverage and on going service needed 2003 Chrysler Sebring LXI Coupe 32,000 miles, red, loaded, leather, Only $10,900 to ensure you and your loved ones 2003 Pontiac Grand Am SE V6 are fully protected. 71,476 miles, sedan, gray, loaded, Only $8,995 LMCU Financials As of March 31, 2008 Assets $1,375,682,968 Loans $925,039,976 Savings $1,158,393,714 Members 126,251 LMCUNews May2008 New features to eServices! We use today’s leading technologies to bring account accessibility to your fingertips. You can securely access your account information online at your convenience, anytime, anywhere with Home Banking. 3.99 % on all balance APR* Announcing, the new feature of Online Bill Pay is safe, quick, and a transfers for life! Check Imaging to Home Banking! convenient way to pay your bills. Bill Pay While in Home Banking, you will see is FREE with Direct Deposit (a $5.95/ a link on the check number. Click on month value). As an added feature, you this link and the image will appear. can now make guaranteed same day If an image is not available, an error payments! ($7.95 fee applies to each message will appear asking you to expedited payment.) Funds are contact us to obtain a copy. immediately withdrawn from your checking account and sent directly to This feature is available for members who have a 12 digit MICR Account Number on the person and/or company being paid. Plus, enjoy 3.99% APR* on their checks. If you are using any other purchases for the first six variation of your account number, check Register today through Home months! Why wait? images will not be available via Home Banking. Banking or visit our website Our TravelPlus Platinum Card at www.LMCU.org. offers low rates plus CU Re- wards (1 point for every dollar of purchases) redeemable for airline tickets, cruises, hotels, Thinking About Retirement? car rentals and even merchan- dise. Start redeeming at just Complimentary Portfolio Reviews Now Available. 2,500 points. This card offers easy online access to view and Lake Michigan Investments can help redeem points. Offer valid until make sure you are on the right track June 15, 2008.** to a successful retirement. Call us today at (616) 242-9790 Schedule a consultative portfolio Ext. 9911 or stop by any of our review to assess the direction of branch locations and we’ll be your investments. Contact Sara at happy to help. 616.242.9790 ext: 9134 to set up an * APR = Annual Percentage Rate. **Balance trans- fers must be completed by June 15, 2008 to qualify appointment today. and offer excludes existing LMCU loan balances. Contact Information Shred-Your-Stuff Day... Added Date Phone: (616) 242-9790 We apologize for an error in our April Newsletter regarding the recent Shred-Your-Stuff (800) 242-9790 Day. For your convenience, we have made arrangements with West Michigan (616) 942-3360 Phone Banking Document Shredding to offer an additional opportunity to shred those sensitive (800) 796-3360 Phone Banking documents that you may not know what to do with. (616) 392-1480 Holland (616) 643-0619 Auto Center Date: Saturday - May 17, 2008 Website: Place: Broadmoor Branch Office www.LMCU.org 7175 Broadmoor Ave. SE, Caledonia Mailing Address: Time: 10:00am until 12:00 noon P.O. Box 2848 Grand Rapids, MI 49501 We regret any inconvenience and hope that this additional date will fit into your schedule.
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