mortgage rates michigan by tdelight

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									                                                                                                                                      Lake Michigan Credit Union is




                                                    LMCUNews
                                                                                                                                      paying 5% interest to over 10,000
                                                                                                                                      Max Checking Account holders in
                                                                                                                                      West Michigan.



                                                                                                                                                                                May2008


                                                                                                                                        Over 12,000 people have
                                                                                                                                        switched to Max Checking...
                                                                                         maxmortgage                                    Are you one of them?


                                                                                     5
Our Low Mortgage
Rates Just Got...                                                                                   .25              %**
                                                                                                      15 Year Fixed Rate
                                                                                                                                        It’s Free.
                                                                                                                                        There are no fees and no minimum balance
                                                                                                                                        requirements. It pays 5% APY* on balances up
                                                                                                                                        to $15,000 and refunds up to $15 per month in
                                                                                                      With 0 Points!                    surcharge ATM withdrawal fees at non-LMCU




                                                                                     5
                                                                                                                                        ATMs.


                                                                                      .75                           %**
                                                                                                      30 Year Fixed Rate
                                                                                                                                        It’s Easy.
                                                                                                                                        There are four easy monthly usage requirements:
                                                                                                                                        •	 Direct	deposit	into	your	LMCU	account
                                                                                                      With 0 Points!                    •	 Minimum	of	10	debit	card	purchases	
                                                                                                                                            per month
Combine a new                                                                                                                           •	 Minimum	of	4	logins	to	home	banking	
Lake Michigan Credit Union                                                                                                                  per month
Mortgage with one of our checking                                                                                                       •	 Sign	up	to	receive		
                                                                                                                                        	 eStatements/eNotices		
accounts, and we’ll knock an additional 1/8 percentage
point off your guaranteed lowest rate.**                                                                                                Stop	in	any	of	our	branch	
                                                                                                                                        locations, call us at
                                                                                                                                        (616) 242-9790, or visit us
Maximize your money with Lake Michigan Credit Union. Contact us today for details
                                                                                                                                        online at www.LMCU.org.
at (616) 242-9790 or visit us online at www.LMCU.org/Mortgage.
                                                                                                                                        * APY = Annual Percentage Yield
**Requires LMCU checking account with automatic payment transfer. APR = Annual Percentage Rate. 15 year fixed 5.30% APR, 30 year
fixed 5.78% APR. Our Low Rate Guarantee: Lake Michigan Home Mortgage will match legitimate competitor offers or credit the
borrower $300 off closing costs. Our low rate guarantee can not be combined with any other offers. Base rates are quoted. Your rate
may vary depending on your specific credit terms and property analysis. Rates subject to change.
                                                                                                                                          Specials at LM Auto Center!
                                                                                                                                          Great deals on over 200 quality, single owner,
                                                                                                                                          pre-leased vehicles

Insuring Everything Important in Your Life.                                                                                               2007 Toyota Camry XLE V6
                                                                                                                                          24,100 miles, black, loaded, leather, Only $22,900
Auto, Home, Business, Life, Health and More!                                                                                              2005 Lincoln Town Car Signature L
                                                                                                                                          22,000 miles, gray, leather, Only $25,900
At Lake Michigan Insurance Agency,                                 For your free insurance review or
                                                                                                                                          2005 Nissan Altima 2.5 SL
we know insurance coverage is                                      additional information, please contact
                                                                                                                                          39,000 miles, bronze, loaded, Only $14,995
extremely valuable, and of great                                   Lake Michigan Insurance Agency at
                                                                                                                                          2004 Chevy Corvette
importance to you and your family’s                                (616) 643-0623 or visit our website at                                 27,000 miles, black, loaded, Only $27,995
personal and financial future. That’s                              LMCU.org/insurance.                                                    2004 Nissan Xterra SE 4X4
why our focus is to provide you the                                                                                                       30,100 miles, silver, loaded, Only $15,900
coverage and on going service needed                                                                                                      2003 Chrysler Sebring LXI Coupe
                                                                                                                                          32,000 miles, red, loaded, leather, Only $10,900
to ensure you and your loved ones
                                                                                                                                          2003 Pontiac Grand Am SE V6
are fully protected.                                                                                                                      71,476 miles, sedan, gray, loaded, Only $8,995



                                                                                                                                          LMCU Financials
                                                                                                                                          As of March 31, 2008
                                                                                                                                          Assets                    $1,375,682,968
                                                                                                                                          Loans                     $925,039,976
                                                                                                                                          Savings                   $1,158,393,714
                                                                                                                                          Members                   126,251
LMCUNews                                                                                                                 May2008

New features to eServices!
We use today’s leading technologies to bring account accessibility to your fingertips.
You can securely access your account information online at your convenience, anytime,
anywhere with Home Banking.
                                                                                                 3.99 %
                                                                                                 on all balance
                                                                                                                             APR*



Announcing, the new feature of               Online Bill Pay is safe, quick, and a
                                                                                                 transfers for life!
Check Imaging to Home Banking!               convenient way to pay your bills. Bill Pay
While in Home Banking, you will see          is	FREE	with	Direct	Deposit	(a	$5.95/
a link on the check number. Click on         month value). As an added feature, you
this link and the image will appear.         can now make guaranteed same day
If an image is not available, an error       payments! ($7.95 fee applies to each
message will appear asking you to            expedited payment.) Funds are
contact us to obtain a copy.                    immediately withdrawn from your
                                                 checking account and sent directly to
This feature is available for members who
have a 12 digit MICR Account Number on           the person and/or company being paid.     Plus, enjoy 3.99% APR* on
their checks. If you are using any other                                                   purchases for the first six
variation of your account number, check
                                                     Register today through Home           months! Why wait?
images will not be available via
Home Banking.                                               Banking or visit our website
                                                                                           Our TravelPlus Platinum Card
                                                               at www.LMCU.org.
                                                                                           offers low rates plus CU Re-
                                                                                           wards (1 point for every dollar
                                                                                           of purchases) redeemable for
                                                                                           airline tickets, cruises, hotels,

Thinking About Retirement?                                                                 car rentals and even merchan-
                                                                                           dise.	Start	redeeming	at	just	
Complimentary Portfolio Reviews Now Available.                                             2,500 points. This card offers
                                                                                           easy online access to view and
Lake Michigan Investments can help                                                         redeem points. Offer valid until
make sure you are on the right track                                                       June 15, 2008.**
to a successful retirement.
                                                                                           Call us today at (616) 242-9790
Schedule	a	consultative	portfolio	                                                         Ext. 9911 or stop by any of our
review to assess the direction of                                                          branch locations and we’ll be
your	investments.	Contact	Sara	at	                                                         happy to help.
616.242.9790 ext: 9134 to set up an                                                        * APR = Annual Percentage Rate. **Balance trans-
                                                                                           fers must be completed by June 15, 2008 to qualify
appointment today.                                                                         and offer excludes existing LMCU loan balances.


                                                                                            Contact Information
Shred-Your-Stuff Day... Added Date                                                          Phone:
                                                                                            (616) 242-9790
We	apologize	for	an	error	in	our	April	Newsletter	regarding	the	recent	Shred-Your-Stuff	    (800) 242-9790
Day.	For	your	convenience,	we	have	made	arrangements	with	West	Michigan	                    (616) 942-3360          Phone Banking
Document	Shredding	to	offer	an	additional	opportunity	to	shred	those	sensitive              (800) 796-3360          Phone Banking
documents that you may not know what to do with.                                            (616) 392-1480          Holland
                                                                                            (616) 643-0619          Auto Center
            Date: Saturday - May 17, 2008                                                   Website:
            Place: Broadmoor Branch Office                                                  www.LMCU.org
                   7175 Broadmoor Ave. SE, Caledonia                                        Mailing Address:
            Time: 10:00am until 12:00 noon                                                  P.O. Box 2848
                                                                                            Grand Rapids, MI 49501
We regret any inconvenience and hope that this additional
date will fit into your schedule.

								
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