Rates -- CD Rates
Build your savings with a CSB Certificate of Deposit insured by a combination of FDIC and DIF insurance. You'll enjoy great rates. And because your CD balance may count towards meeting the minimum balance requirements on most of our Relationship Banking Packages, you may enjoy additional benefits on other products and services. Below you will find rates for our CSB Certificates of Deposit for 3 Month, 6 Month, 1 Year, 2 Year, 3 Year, and 5 Year terms. Effective as of: October 15, 2008
Certificates of Deposit ($1,000 minimum balance to open and earn APY)1
Product Standard Rate CSB Value Package Interest Rate N/A 2.96% 2.96% 2.96% 2.96% N/A 3.35% 3.35% 3.35% 3.35% N/A 4.17% 4.17% 4.17% 4.17% 3.15% 3.25% 3.35% 3.45% 2.66% 2.76% 2.86% 2.96% 2.42% 2.52% 2.62% 2.72% Annual Percentage Yield N/A 3.00% 3.00% 3.00% 3.00% N/A 3.40% 3.40% 3.40% 3.40% N/A 4.25% 4.25% 4.25% 4.25% 3.19% 3.30% 3.40% 3.50% 2.69% 2.79% 2.90% 3.00% 2.45% 2.55% 2.65% 2.75%
7 Month CD * Special
CSB Plus Package CSB Gold Package CSB Platinum Package Standard Rate CSB Value Package
17 Month CD ** Special
CSB Plus Package CSB Gold Package CSB Platinum Package Standard Rate CSB Value Package
4 Year CD + Special
CSB Plus Package CSB Gold Package CSB Platinum Package Standard Rate CSB Plus Package
5 Years CSB Gold Package CSB Platinum Package Standard Rate 3 Years but less than 5 Years CSB Plus Package CSB Gold Package CSB Platinum Package Standard Rate 2 Years but less than 3 Years CSB Plus Package CSB Gold Package CSB Platinum Package
Standard Rate 1 Year but less than 2 Years CSB Plus Package CSB Gold Package CSB Platinum Package Standard Rate 6 Months but less than 1 Year CSB Plus Package CSB Gold Package CSB Platinum Package Standard Rate 3 Months but less than 6 Months CSB Plus Package CSB Gold Package CSB Platinum Package
2.17% 2.27% 2.37% 2.47% 2.08% 2.18% 2.28% 2.38% 1.98% 2.08% 2.18% 2.28%
2.19% 2.29% 2.39% 2.50% 2.10% 2.20% 2.30% 2.40% 1.99% 2.09% 2.20% 2.30%
1 Flexible Term Certificates are also available for IRA/Keogh Accounts with a $500.00 minimum opening amount for lowest interest rate and minimum balance to earn APY.
* Offer available Personal and Retirement 7-Month CDs. A checking account in a Relationship Banking package is required to receive the Annual Percentage Yield (APY) stated on the current rate sheet. A minimum balance must be maintained in the Relationship Banking package to avoid monthly fees. Please refer to the Understanding Your Deposit Account handbook and the current rate sheet for more information. APY effective 10/11/08. May not be combined with any other offer. Minimum balance to open Personal 7-Month CD account and earn APY is $1,000. Additional deposits to the Personal 7-Month CD Special will not be permitted. Certain restrictions on Relationship Banking packages apply, ask for details.
**Offer available for new Personal 17-Month CDs only (Retirement accounts are not
permitted). A checking account in a Relationship Banking package is required to receive the Annual Percentage Yield (APY) stated on the current rate sheet. A minimum balance must be maintained in the Relationship Banking package to avoid monthly fees. Please refer to the Understanding Your Deposit Account handbook and the current rate sheet for more information. APY effective 8/7/08. May not be combined with any other offer. Minimum balance to open Personal 17-Month CD account and earn APY is $1,000. Additional deposits to the Personal 17-Month CD Special will not be permitted. Certain restrictions on Relationship Banking packages apply, ask for details. + Offer available for new Personal 4-Year CDs only (Retirement accounts are not permitted). A checking account in a Relationship Banking package is required to receive the Annual Percentage Yield (APY) stated on the current rate sheet. A minimum balance must be maintained in the Relationship Banking package to avoid monthly fees. Please refer to the Understanding Your Deposit Account handbook and the current rate sheet for more information. APY effective 10/15/08. May not be combined with any other offer. Minimum balance to open Personal 4-Year CD account and earn APY is $1,000. Additional deposits to the Personal 4- Year CD Special will not be permitted. Certain restrictions on Relationship Banking packages apply, ask for details. All rates are subject to change without notice. Early withdrawal penalties will be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for at least one year. Withdrawals or fees will reduce earnings.