Free Credit Report Guy Remember the free credit report guy? In one commercial, he's a pirate at a restaurant playing a guitar. There are several variations to the commercial. He's living with either his parents or his girlfriend's parents. Anyway, you'd probably think he's, well, American. But he's not. He's French. Well, French-Canadian. It's this fella, Eric Violette, probably used to singing in French more than English (though the commercials do seem lip-synced).