Get documents about "macrobank4 - Software solutions for international banking
Document Sample
macrobank4
Software solutions for international banking
Contents
Foreword ....................................................................................................... 3
Product Overview and System Requirements. ....................................... 4
Functionality................................................................................................. 5
Technology.................................................................................................... 7
Software Subsystems and Modules .......................................................... 8
Multi-currency accounting (core banking)............................................................... 8
Interbank communications ....................................................................................... 11
Consolidated report generator................................................................................. 13
Interest calculation and payment ............................................................................ 15
Workflow manager.................................................................................................... 17
Fixed and intagible assets accounting..................................................................... 20
Securities deals accounting....................................................................................... 21
Client-Bank ................................................................................................................. 22
Internet Banking......................................................................................................... 24
Loans and deposits .................................................................................................... 27
Implementation, Training and Support ................................................. 30
2 macrobank4 system overview
Foreword
macrobank4 is an integrated banking software system designed to
automate workflow of small and medium-sized banks. This product
appeared as a result of mutual efforts of a number of companies and
private consultants in programming, banking, accounting and
auditing and system analysis. The concept has been developed by
Canopus Software Laboratory in cooperation with several audit
companies.
macrobank4 is a comprehensive, full-function banking software
solution, which provides automated control of all aspects of banking.
Our team of specialists continuously works on MacroBank*4 software
and updates the system regularly to better meet demands of our
customers. We are always on the cutting edge of advanced
technologies to offer you the best there is to offer at the present
moment.
We strongly believe that as soon as you learn more about our
banking software, you will appreciate its elaborate mechanisms and
the ease of use of functional modules.
For details please click here.
3 macrobank4 system overview
Product Overview and System Requirements.
macrobank4 is specifically designed for small and mid-sized banks to
perform all basic banking operations. The system is built on a
modular principle. The product flexibility allows us to tailor it to
specific needs of your bank. Some of the most important features are:
♦ Simultaneous support of multiple charts of accounts
♦ Multi-currency general ledger
♦ Multiple balance sheets
♦ Handling of loans and deposits
♦ Accounting system complying with international standards
(IAS30)
♦ Adjustable workflow
♦ Ability to exchange any type of messages under ISO/TC 68
(Telex, SWIFT)
♦ Standard reports
♦ All basic reports available through the Internet
♦ Client-Bank module to manage accounts via e-mail
♦ Internet-bank module to manage accounts via the Internet in
real time
♦ High-level security
♦ Client/Server architecture
♦ User-friendly interface in Microsoft Windows environment
Highly qualified specialists of Canopus Software Laboratory will
install macrobank4 software and adjust it to your individual
requirements, train your staff and provide technical support
4 macrobank4 system overview
Functionality
macrobank4 fully meets demands of small and mid-sized banks.
Flexibility of the product and its scalability allow us to target a wide
range of banks and financial institutions.
Elaborate progressive approaches to banking software development
enabled us to create a powerful and convenient tool to handle
various accounting and managerial tasks in modern banking.
Software features and capabilities
♦ Customizable design.
♦ Simultaneous support of several charts of accounts.
♦ Simultaneous support of several logs of operations (general
ledgers) based on different of charts of accounts.
♦ Simultaneous support of several lists of exchange rates.
♦ Possibility to update exchange rates during a business day.
♦ Handling of loan and deposit accounts.
♦ Possibility to obtain balances in any currency on the basis of
any chart of accounts and exchange rate list.
♦ Possibility to adjust and maintain groups of account
classifiers. Basing on these classifiers and different charts of
accounts, the system enables effective real-time recordkeeping
of transactions of several companies and banks at a time and
obtaining consolidated reports, balances, etc.
♦ New accounting modules for fixed and intangible assets and
securities deals.
♦ Possibility to obtain GAAP-compliant reports for audit (Profit
& Loss, Cash Flow, Balance Sheet, etc.).
♦ Generation of basic reports allowing for scheduled
transactions and payments.
5 macrobank4 system overview
♦ Advanced control system over scheduled transactions.
♦ Flexible real-time workflow system designed to set up
document life cycle scenarios and transaction algorithms
(based on a three level scheme “Document-Transaction-Balance”).
♦ Effective processing system of standard (Telex, SWIFT) and
non-standard bank messages.
♦ Adjustable message templates and built-in Telex key
calculation scheme.
♦ Possibility to export any table to MS Excel or MS Word.
♦ “Client-Bank” subsystem enabling bank clients to manage
their accounts remotely via e-mail.
♦ “Internet-Bank” subsystem enabling bank clients to manage
their accounts through the Internet.
6 macrobank4 system overview
Technology
macrobank4 System was developed using advanced RAD
technologies such as Borland Delphi and Borland C++ Builder. IDEF0
and IDEF3 standards and CASE tools such as BPWin and ERWin
have been used to describe and create models of business processes.
The system employs CLIENT/SERVER architecture with Microsoft
SQL Server 7.0/2000 as database server. This powerful and at the
same time affordable relational data base (RDBMS) provides
sophisticated data protection and high-speed access to information.
MacroBank*4 software runs best under Microsoft Windows NT/2000
Server and Windows NT/2000 Work Station. The client application
can also operate in Microsoft Windows 9x/ME environment.
Remote access to the database server is provided via VPN (Virtual
Private Network) on the client’s end.
Internet-Bank subsystem is designed to make use of the immense
potential of the Internet to the fullest extent. With MacroBank*4’s
Internet-Bank our customers can offer all basic banking products and
services online such as opening accounts, getting basic reports,
paying bills etc. MacroBank*4’s Internet-Bank enables the bank
clients to get a clear picture of their finances anytime. Internet-
enabled financial services provide effective account management
tool. All the data transmitted between the bank customer and the
server is protected using SSL encryption.
Client/Bank technology enables the bank to offer its customers
remote account management via e-mail. To protect information from
unauthorized access the system employs RSA encryption algorithm.
7 macrobank4 system overview
Software Subsystems and Modules
Multi-currency accounting (core banking)
Multi-currency accounting is the core of macrobank4 software
system. This subsystem is designed to keep records of all customer
transactions and transfers between accounts in different currencies in
real time. This is the base for all other modules and subsystems of
macrobank4. Core subsystem simultaneously supports any number
of charts of accounts and general ledgers.
Functions
♦ Keeping charts of accounts
♦ Handling customer accounts
♦ Working with customers
♦ Working with customer groups
♦ Keeping general ledgers
♦ Recording transactions
♦ Generation of statements
♦ Generation of basic reports (balances, balance turnover sheets)
♦ Adjustment of templates for outgoing messages
♦ Changing user profiles
♦ Handling currencies and exchange rates
♦ Reference books available
♦ System administration (permissions, logs of events)
♦ Audit trail
8 macrobank4 system overview
Features
♦ Simultaneous support of several charts of accounts and
general ledgers
♦ Interaction with all types of accounts
♦ Automated calculation of exchange rate difference for all
current accounts
♦ Simultaneous support of several exchange rate reference
books
♦ Automated control of minimum account balance for all
accounts
♦ Flexible adjustment of the system’s work stations and user
permissions
♦ Effective tracking of operator activities, audit trail during
business hours
♦ Real time generation of account statements, balances and
other basic reports
9 macrobank4 system overview
ScreenShots
10 macrobank4 system overview
Interbank communications
The subsystem is designed to exchange messages with correspondent
banks and remote clients through electronic payment systems such as
SWIFT, Telex, etc. It supports all types of standard messages (ISO/TC
68) and any non-standard messages set by user with the help of
adjustable templates.
Functions
♦ Adjustment of message templates (SWIFT, Telex, etc.)
♦ Processing and analysis of incoming messages from
correspondents
♦ Generation of outgoing messages to correspondents
♦ Generation of advice and bulk mailing to customers or groups
of customers
♦ Processing correspondent account statements
Features
♦ Support of any message types including those set by user
♦ Automated processing of all incoming messages from
correspondent banks
♦ Automated generation of all outgoing messages based on
adjusted templates
♦ Automated generation of debit/credit letters of advice and
account statements
♦ Automated processing of incoming statements from
correspondent banks
11 macrobank4 system overview
ScreenShots
12 macrobank4 system overview
Consolidated report generator
This subsystem is designed to generate reports essential for running
the bank and for audit. Adjustable templates and editing module
built in the form of an electronic table allow correcting any report
whether simple or complex.
Functions
♦ Adjustment of report templates (Profit & Loss, Balance sheet,
Cash flow, etc.)
♦ Processing of reports
Features
♦ Flexible adjustment of report templates
♦ Real time generation of reports (profit & loss, balance sheet, cash
flow, etc.)
♦ Reports compliant with International Accounting Standards
(GAAP, IAS30)
13 macrobank4 system overview
ScreenShots
14 macrobank4 system overview
Interest calculation and payment
This subsystem is designed to calculate interest rates and bank fees in
real time. It allows the user to automate calculation of interest rates
and fees for all major banking services such as loans/deposits,
overdrafts, payments, currency exchange, cash management, etc.
Functions
♦ Automated calculation and payment of interest
♦ Automated generation of relevant entries
Features
♦ Automated real time calculation of interest rates and fees
♦ Adjustable fees calculation procedures
♦ Possibility to correct schedule of fees depending on
transaction type, sum and currency of transaction, client
category, etc.
♦ Automated generation of transactions on the basis of
calculations in general ledger
15 macrobank4 system overview
ScreenShots
16 macrobank4 system overview
Workflow manager
Workflow manager is the most high-tech subsystem of MacroBank
software. This subsystem is designed to automate all information
flows of the bank from simple internal transfers to complex credit
and foreign exchange transactions. By setting document circulation
(life cycle) scenarios the user is able to easily solve the most complex
technological problems of your bank.
Functions
♦ Adjustment of document flow (module)
♦ Document processing (module)
♦ Handling cash documents
♦ Handling payments
♦ Handling currency exchange
♦ Handling internal transfers
♦ Handling loans
♦ Handling deposits
♦ Handling drafts
♦ Processing payment requests
♦ Automated generation of entries in general ledger
Features
Ability to automate any complex technological processes of the bank
Flexible adjustment of document life cycle scenarios
Ability to add new documents and new document circulation
schemes
Interaction with all basic bank documents
Automated generation of entries in general ledger
Step-by-step control of document handling procedure
Painless document handling procedure
17 macrobank4 system overview
Ability to work with any document from different remote offices
High-tech information handling system, tracking any document
while it is being processed
18 macrobank4 system overview
ScreenShots
19 macrobank4 system overview
Fixed and intagible assets accounting
This accounting subsystem is designed to keep records of fixed and
intangible assets of the bank, calculate amortization and depreciation
in various conditions and reflect the results in general ledger by
generating relevant entries.
Functions
♦ Recordkeeping of fixed and intangible assets
♦ Calculation of amortization and depreciation
♦ Generation of relevant entries in general ledger
20 macrobank4 system overview
Securities deals accounting
This subsystem is designed to keep records of securities transactions
conducted by the bank. It enables the bank to record transactions
with any type of securities.
Functions
♦ Keeping record of buy transactions
♦ Keeping record of sell transactions
♦ Calculation of current portfolio conditions
21 macrobank4 system overview
Client-Bank
Client-bank is an e-mail-enabled account management system
allowing bank customers to manage their accounts remotely. This
subsystem is based on both Internet and Intranet technologies and
ensures high-level reliability and security of transmitted information.
Functions
♦ Remote account and document management
♦ Sending/receiving customer documents in a secure mode
♦ Generation of account statements and customer advice
Features
♦ Possibility to manage your accounts from anywhere in the
world
♦ High-level security of transmitted information achieved by
using the latest encryption technologies
♦ Remote generation of all basic documents such as payment
orders, currency exchange orders, cash orders, free format
messages
♦ Test key technology to enhance information protection
♦ Advanced automated control of clients' electronic documents
22 macrobank4 system overview
Скриншоты
23 macrobank4 system overview
Internet Banking
This subsystem allows bank customers to manage their accounts
through the Internet in real time. With Internet-banking solution,
bank customers do not need to download and install any client
applications to their PCs. A standard Internet-browser is the only
requirement. Our Internet-banking subsystem is available on both
Linux/Unix and Windows platforms. It runs as a component of
MacroBank*4 suite or can be integrated with other banking software.
Functions
♦ Viewing general account information: bank customers can
have a quick view of their account balances; obtain transaction
history, and other information online.
♦ Handling bank documents: bank customers can draw up
different types of bank documents to transfer funds between
accounts, pay bills, exchange currency, etc. as well as obtain
information about current activity of their accounts.
♦ Secure online account application.
♦ Scheduled transactions: the system allows bank customers to
set up recurring payments, such as monthly utility bills,
mortgage, etc.
♦ Client-Bank Message exchange.
♦ Automatic client notification: bank customers can subscribe to
certain events concerning their account activity. Notification
messages will be sent either to the address specified by the
customer or e-mailed to his/her personal inbox in Internet-
banking subsystem.
♦ Secure communication: Internet-Banking subsystem protects
all financial information using Secure Sockets Layer (SSL)
protocol. Clients are required to use their digital signatures to
make any operation, including sending letters to the bank.
Besides, test key system is used to identify each customer.
24 macrobank4 system overview
Fetures
♦ Possibility to manage accounts from anywhere in the world
♦ High-level security of transmitted information achieved by
using the latest encryption technologies
♦ Remote generation of all basic documents such as payment
orders, currency exchange orders, cash orders, free format
message
♦ Test key technology to enhance information protection
♦ Advanced automated control of clients' electronic documents
♦ Compatibility with any Internet browser, with no additional
downloads
♦ Real time transactions
25 macrobank4 system overview
ScreenShots
26 macrobank4 system overview
Loans and deposits
Loans and deposits subsystem is designed to automate the whole
range of loan and deposit services. This subsystem allows the bank to
provide wholesale and retail loan and deposit services on any terms.
Functions
Sorting out loan and deposit contracts by type
Calculation of interest on loans and deposits
Handling registers of loan and deposit contracts in any currency
Analyzing bank’s loan and deposit operations
Features
♦ Analysis of each loan and deposit contract
♦ Automated formation of granting/repayment,
reception/withdrawal and all relevant interest-related
transactions
♦ Reports on actual and projected condition of the contract for
any period of time
♦ Generation of various generalized reports on any type and
category of contracts
♦ Scheduling of payments related to loans and deposits for a
specified period
27 macrobank4 system overview
ScreenShots
26
28 macrobank4 system overview
System Requirements
Platform – РС compatible
OS - Windows 9x, Windows NT, Windows 2000
Data Base - Microsoft SQL Server 7 / 2000
29 macrobank4 system overview
Implementation, Training and Support
Implementation of macrobank4 solution is performed by Canopus’
personnel in close cooperation with end-users and in accordance with
a well-proved and old-established procedure. This procedure starts
with scope analysis and completes with system operation testing.
In the course of implementation Canopus’ team of specialists will
single out stages and tasks to be fulfilled, and assign responsibilities
to the end-users. The Canopus Software Laboratory specialists will
do all setup work, configure the system and make all required
modifications. End-users will take an active part in the final system
testing.
Basic training of end-user personnel is conducted during the
implementation. Also, the Canopus’ team will provide additional
personnel training, if required.
Canopus Software Laboratory traditionally maintains customer
support on the highest level. We do our best to meet specific needs
and demands of each customer. Our customer support staff will
answer all your questions about our products and services.
The power of the Internet allows us to settle any usage problems
without delay.
Do not hesitate to contact our support team by phone numbers
posted on the “Contacts” page or e-mail all your questions and
problem reports to: support@macrobank4.com. We shall attend to
your problems immediately.
30 macrobank4 system overview
Related docs
