Spectera spd by peirongw

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									Vision Care
Your vision is important to your health. Whether it’s 20/20 or less than perfect vision, everyone needs to receive regular vision care. The Vision Care Plan is being offered as a part of our commitment to your well being. Spectera Vision, Inc.’s Vision Care Plan provides affordable, quality vision care, nationwide. Through Spectera Vision, Inc.’s provider network, you will receive a complete eye examination, as well as materials (if needed). Most services you will receive at no additional cost, above your co-payment. Carefully review the summary of your new Vision Care Plan. Please, don’t take chances with your most precious possession – the gift of sight. Take advantage of this very important benefit. Vision Benefit Reference Card
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In-Network Benefits
When using a network provider, enrolled participants and eligible dependents are eligible for the following. Examination: 100% paid once every 12 months. A vision examination is provided by a network optometrist or ophthalmologist after a $10 copayment. Eyewear: After the material co-payment, lenses are 100% paid every 12 months. Frames are 100% paid every 24 months. The $25 materials co-payment applies to the entire purchase, not the lens and frame individually.

Out-of-Network Benefits

If you elect vision coverage and choose to use a nonnetwork provider, you will be reimbursed up to: Exam Optometrist Ophthalmologist Lenses Single vision Bifocal Trifocal Lenticular Frames $40.00 $60.00 $80.00 $80.00 $45.00 $40.00 $40.00

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Lenses - If prescribed, a pair of single vision or standard multi-focal lenses. Frames - Your choice from a selection of fashionable frames will be covered. If you select a frame from outside the covered selection, you will be given a wholesale frame allowance. In the case of retail chain provider locations, due to their pricing structures, the participant will receive a discount off of their already reduced retail pricing. Contact Lenses - In lieu of lenses and a frame, you may select contact lenses. Spectera Vision, Inc. covers a selection of contact lenses when obtained from a network provider. A $105 credit will be applied toward the evaluation, fitting, and purchase of non-covered contact lenses once every 12 months. Patient Options - Should you select items not covered by the program such as tints, progressive lenses, UV, and anti-reflective coating, you are able to purchase all cosmetic lens options at a discount. Refractive Eye Surgery –Spectera Vision, Inc. participants receive access to discounted refractive eye surgery benefits from several provider locations.

Contact Lenses Medically Necessary $210.00 Elective $105.00 If you choose a non-network provider, you will need to send your itemized receipts, with your Social Security number and the patient’s date of birth to: Spectera Vision, Inc. 2811 Lord Baltimore Drive Baltimore, MD 21244-2644 Please note: Receipts must be submitted together at the same time for services and materials purchased on different dates to receive reimbursement. Spectera Vision, Inc. will reimburse you for covered expenses according to the schedule shown above. If you have any questions or concerns about your vision options, please contact Spectera Vision, Inc.’s Customer Service Center at:

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Spectera Vision, Inc. Vision Plan
Group: MARYMOUNT UNIVERSITY
Exam once every 12 Months Lenses once every 12 Months Frame once every 24 Months Contacts* once every 12 Months *(in lieu of lenses & frames) $10 Exam Copay - $25 Materials Copay

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1-800-638-3120 8:30 a.m. to 8:00 p.m. EST

www.spectera.com

Provider Locator
Spectera Vision, Inc. has over 10,000 providers nationwide in all 50 states. With Spectera Vision, Inc., you are able to choose from participating optometrists, ophthalmologists, and retail chain providers. Prior to enrolling in or using the Spectera Vision, Inc. vision care plan, if you would like to identify a network provider, call Spectera Vision, Inc.’s Provider Locator Service at 1-800-839-3242 and follow the voice prompts:      Enter your Social Security number. Enter your zip code. After each entry, the system will repeat what you have entered and ask that you “Press 1” if correct, or “Press 2” if incorrect. The system will then identify up to three network providers in your area. If you wish to hear the selections again, press 1. To enter another five-digit zip code, press 2.

Important to Remember
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VISION CARE BENEFITS

Always identify yourself as a Spectera Vision, Inc. member when making your appointment. This will assist your provider in receiving a claim authorization prior to your visit. In- or Out-of Network – Benefits available every 12 or 24 months (depending on the benefit frequency) based on last date of service. Receipts must be submitted together at the same time for services and materials purchased on different dates to receive reimbursement. Benefits for contact lenses are in lieu of a lens and frame. Your provider will help you determine which contact lenses are covered under your benefit. Patient options such as UV coating, progressive lenses, etc., are not covered in full but are provided to Spectera Vision, Inc. members at a discount.

MARYMOUNT UNIVERSITY

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Vision, Inc.

Prior to using your benefits at a network provider, please call the provider and make an appointment. Please inform the provider that you are a Spectera Vision, Inc. plan member. This system will allow you to find providers in your area prior to enrolling in or to using the Spectera Vision, Inc. vision care plan. OR Visit Spectera Inc.'s web site and provider locator

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Corporate Headquarters 2811 Lord Baltimore Drive Baltimore, Maryland 21244-2644 Customer Service: 800 / 638-3120 Provider Locator: 800 / 839-3242 www.spectera.com
Virginia Group Brochure-2000

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www.spectera.com


								
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