Where to get credit if you have no or bad credit
Getting credit to repair bad credit or establish credit can be a difficult task when most lenders are not
willing to give you a second chance or let you prove yourself credit worthy. After long hours of
research, we have discovered proven tips and advice on the different tactics to build and repair credit
scores. Even with bankruptcy, we can help you get on the road of having excellent credit and allowing
you to enjoy the benefits of low interest rates and the buying power to succeed in life. In this free
consumer guide to bad credit repair, you will find out which lenders will approve you for credit cards,
car loans for a new or used vehicle, mortgage loans, unsecured personal loans, and even a checking
How long will it take to get a good credit rating
Establishing or repairing bad credit can take some time and you must be patient. It may take up to a
year if not more to fix or repair credit from bad to good. It all depends on how bad your current credit
situation is. On the upside, your credit score will improve monthly as you pay your monthly payments
on time, removing past due amounts and collection accounts. As you read through our free bad credit
repair guide, you will obtain a good understanding of the steps and time it will take you to build and
repair your credit score and keep it there, so you will be able to take advantage of the benefits of having
a great credit rating.
Popular Bad Credit Repair Questions
In the Consumer Bad Credit Repair Guide, we have provided answers to some commonly asked
questions about obtaining credit with no to bad credit, repairing credit, and obtaining a free credit
report yearly. Below, you will find some commonly asked questions, that we have provided answers to
through out our consumer guide. We have also provided answers to a great number of other credit
questions on the left that can be helpful and useful to you. Just find the topic of interest in the menu on
your left to find what you are looking for.
How and where to get approved for secure or unsecured credit card with no to bad credit?
Even though you have no or bad credit, there are still lenders out there that will approve you for a
secured or unsecured credit card . When you read that section you will finding a list of credit cards
companies that issue credit cards to people with no credit, bad credit and bankruptcy. We have also
included a summary of each credit card to help you decide on which one is best for your situation.
How and where to get approved for a new or used car loan with no or bad credit?
There are many finance companies out there that will approve you for a new or used car loan with no
credit, bad credit and past bankruptcy. In that section of our free bad credit repair guide, we have
provided a list of finance companies that will approve you for a loan. We also discuss loans provided
through dealerships, buy here pay here lots,and the credit score needed to get approved and financed
for your car.
Where Can I get approved for a mortgage loan with no credit or bad credit?
In this section we discuss how you can get approved for a mortgage loan with less than perfect to bad
credit. We also explain how your credit score effects your down payment and interest rate.
How do I Get my truly free credit report once a year?
Many website claim to offer free credit reports, and once you get there they ask your credit card
information. Here you will be able to find how and where you can go directly to get your free credit
report once a year.
How can I establish and repair my credit score?
Here you will find a easy step by step guide on how you can start to build or repair your credit score.
This is a free guide to help you prepare for your future.
How to report negative false items on my credit report?
If you have false items on your credit report or have been a victim of fraud, you will find in our free
bad credit repair guide where and how you can file a report with the Federal Trade Commission to get
these false or fraudulent items removed.
Where can I get a checking account if I am on the ChexSystems
Just because you are on the ChexSystems, this does not mean that you will be denied a checking
account from your local bank. Sometimes this can be overlooked by the bank to open a new account if
they want your business. Here we have provide a list of banks that will approve individuals on the
ChexSystems for a checking account?
Where can I get a unsecured personal loan with bad credit?
Even though your credit may be bad, there are still sources to get a unsecured personal loans up to
$25,000 with a credit score as low as 520.
Should I hire a credit repair company to help fix my credit?
If you are thinking of hiring a credit repair company to help fix your credit, there are some facts you
should know before you spend your hard earned money.
What can I do about debt collectors harassing me?
You should know that the Fair Debt Collection Practices Act requires that debt collectors treat you
fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate
debt you owe.